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Daylight Robbery: How Tax Shaped Our Past and Will Change Our Future
by Dominic FrisbyDeath and taxes are our inevitable fate. We've been told this since the beginning of civilisation. But what if we stopped to question our antiquated system? Is it fair? And is it capable of serving the needs of our rapidly-changing, modern society? In Daylight Robbery, Dominic Frisby traces the origins of taxation, from its roots in the ancient world, through to today. He explores the role of tax in the formation of our global religions, the part tax played in wars and revolutions throughout the ages, why, at one stage, we paid tax for daylight or for growing a beard. Ranging from the despotic to the absurd, the tax laws of the past reveal so much about how we got to where we are today and what we can do to build a system fit for the future.Featured on Stepping up with Nigel Farage'An important book for investors in gold and bitcoin' - Daniela Cambone, Stansberry Research'This entertaining, surprising, contrarian book is a tour de force!' - Matt Ridley, author of The Evolution of Everything'In this spectacular gallop through history, Frisby shows how taxation has warped, stunted and thwarted human progress' - Mark Littlewood, Director General, Institute of Economic Affairs'Frisby's historical interpretation and utopian ideas will outrage Left and Right' - Steve Baker, MP for Wycombe and Member of the House of Commons Treasury Committee 'Fascinating book which exposes the political and economic basis of tax. A must read for those of us who believe in simpler, lower taxes' - Rt Hon Liz Truss, MP for South West Norfolk, Secretary of State for International Trade and President of the Board of Trade
Daylighting and Integrated Lighting Design (PocketArchitecture)
by Christopher Meek Kevin Van WymelenbergDaylighting and Integrated Lighting Design provides architects, building designers, and students clear direction for the successful inclusion of daylight and integrated electric light in buildings. It presents design teams with the performance analysis resources, energy saving estimates and user satisfaction results they need in order to make informed decisions regarding daylighting and lighting design. Written by two well-known experts in the field, the book provides: critical geometric and material relationships along with proven design process activities, offered in a quick-reference format, with sufficient context to address the range of associated issues present in any building project both the "fundamentals" and "applications" which cover design concepts and practice activities applicable to all integrated lighting projects specific directives for how the concepts covered are applied in a range of common design scenarios, including architectural rules-of-thumb, instructions for ensuring visual comfort, and preferred approaches for electric lighting control integration. In demonstrating these necessary insights to designers, the authors employ an iterative analysis of common "daylighting patterns" and illustrate and annotate both successful and unsuccessful examples via built form and simulation. Part of the PocketArchitecture series, this is the ideal pocketbook for any designer serious about reducing the energy impact of their buildings.
Days of Destruction, Days of Revolt
by Chris Hedges Joe SaccoNamed a Best Book of the Year by Amazon.com and the Washington PostThree years ago, Pulitzer Prize-winner Chris Hedges and award-winning cartoonist and journalist Joe Sacco set out to take a look at the sacrifice zones, those areas in America that have been offered up for exploitation in the name of profit, progress, and technological advancement. They wanted to show in words and drawings what life looks like in places where the marketplace rules without constraints, where human beings and the natural world are used and then discarded to maximize profit. Days of Destruction, Days of Revolt is the searing account of their travels.
Days of Slaughter: Inside the Fall of Freddie Mac and Why It Could Happen Again
by Susan Wharton GatesThe untold story of the disastrous financial and ethical unwinding of Freddie Mac.In September 2008, beset by mounting losses on high-risk mortgages and mortgage securities, the Federal Home Loan Mortgage Corporation teetered on the brink of insolvency. Fearing that confidence in the housing market would collapse completely if Freddie Mac and its competitor Fannie Mae failed, the US government made the difficult decision to place the two firms into conservatorship, taking control away from shareholders. Although the taxpayer commitment of hundreds of billions was meant to stabilize the housing finance system, Freddie’s fall at the start of the financial crisis set off shockwaves around the world. In Days of Slaughter, Susan Wharton Gates, a former 19-year Freddie Mac employee and vice president of public policy, provides a vivid eyewitness account of the competing economic and political forces that led to massive losses for shareholders, investors, homeowners—and taxpayers. With a keen eye to the policy landscape, Gates relates the fateful decisions that led to Freddie Mac’s downfall and desperate rescue. She also examines today’s worrisome headlines about potential future bailouts, the uneven housing recovery, and stymied congressional reform efforts. Throughout the book, Gates argues convincingly that policymakers will be unable to safely reform the massive housing finance system that currently rests squarely on taxpayer shoulders without addressing deeper issues of ideology, moral hazard, and interest group politics.The first book to tell the story of Freddie Mac from an insider perspective—while casting a prophetic eye to the future—this first-hand account of housing policies, complex financial transactions, and the crazy quilt of federal and state actors involved in the Great Recession is a must-read. A cautionary tale of failed policies and corporate mismanagement that compellingly addresses previously unexplored issues of political ideology, organizational dynamics, and ethics, Days of Slaughter will appeal to readers everywhere who want a fuller explanation of what went awry in the US housing market.
Dayton Beer: A History of Brewing in the Miami Valley (American Palate)
by Timothy R. GaffneyThe story of beer in Dayton and the Miami Valley is as old as the region's first settlers, who brought their brewing methods with them from Europe. From humble origins, the Schwind brothers founded a Dayton brewing dynasty. Adam Schantz arrived penniless and amassed a fortune as one of the city's early brewers. Martha Vorce, one of the region's several unheralded woman brewers, was running the Springfield Brewery a decade before Eliza "Mother" Stewart gained fame there as a temperance leader. Although Prohibition swiftly destroyed this flourishing industry, today's local craft brewers promise to keep good beer and good times flowing for many years to come. Join local author Tim Gaffney as he explores the Valley's brewing heritage.
Dayton's Department Store
by Mary FirestoneDayton's department store, grand in scope and company spirit, enjoyed a century in the limelight as one of the nation's leading retailers. Its disappearance has been a challenge to the community, but it is a sign of the times, as many other urban department stores have shared the same fate. Originally called Goodfellows, the store got its start in 1902 when real estate investor and banker George Draper Dayton became a silent partner in the business. He soon took over the company but had to learn the ropes of retail as he went along since he had never intended to become a merchant. The early years were not without struggles, but Dayton's department store was nevertheless an instant hit with its daylight-filled aisles, generous return policies, and quality merchandise. The Minneapolis store became a vibrant self-contained community with a post office, newspaper, infirmary, laundry, bakery, and even a college. "Daytonians" worked and played together around the clock, in baseball and bowling teams, glee clubs, and orchestras. Over time, the reach of Dayton's extended far into the upper Midwest, with stores in North Dakota, South Dakota, and Wisconsin, including the development of the nation's first indoor mall.
Daytrading für Dummies (Für Dummies)
by Ann C. LogueDer schnelle Handel mit Aktien, Währungen, Optionen oder Futures bietet riesige Gewinnchancen, birgt aber auch bedeutende Risiken. Ann C. Logue zeigt verständlich auf, wie Sie als Anleger die Möglichkeiten des Daytrading planvoll nutzen und dabei finanziell nicht zu viel wagen. Von der Auswahl der Basiswerte, der Auswertung von Charts über die Bestimmung der Positionsgrößen bis zum Stressmanagement beschreibt die Autorin, wie Sie professionell handeln statt zu zocken.
Daytrading für Dummies (Für Dummies)
by Ann C. LogueDer schnelle Handel mit Aktien, Währungen, Optionen oder Futures bietet riesige Gewinnchancen, birgt aber auch bedeutende Risiken. Ann C. Logue zeigt verständlich auf, wie Sie als Anleger die Möglichkeiten des Daytrading planvoll nutzen und dabei finanziell nicht zu viel wagen. Von der Auswahl der Basiswerte, der Auswertung von Charts über die Bestimmung der Positionsgrößen bis zum Stressmanagement erfahren Sie, wie Sie professionell handeln statt zu zocken. Lernen Sie Ihre Möglichkeiten kennen, entwickeln Sie eine Strategie und beginnen Sie mit dem Traden!
DayTwo: Going to Market with Gut Microbiome
by Ayelet Israeli David LaneDayTwo is a young Israeli startup that utilizes research on the gut microbiome and machine learning algorithms to deliver personalized nutritional recommendations to its users in order to minimize blood sugar (glycemic) spikes after meals. After a first year of trial rollout in Israel, CEO Lihi Segal and her team are devising a go-to-market plan for DayTwo. The team is considering several target markets ranging from people with diabetes to professional athletes, as well as several distribution strategies including selling direct to consumers or through partnerships with health-care professionals or insurance companies. These decisions affect DayTwo's costs, pricing, positioning, distribution channels, marketing efforts, and product development. <p><p>The case is designed to illustrate the challenges associated with bringing a new and complex product to market. It allows for a rich discussion of market segmentation and targeting, distribution channels, and business models. It allows for a debate around growth decisions, while considering the tradeoff of short term versus long term gains and success. The goal of the case is to come up with a go-to-market strategy for a new startup. Students have to analyze the company and its strengths and weaknesses, as well as its potential customers, collaborators, and competitive environment, and deliver a well-formulated action plan. This plan includes pricing, distribution, products, and advertising recommendation.
DBL Partners: Double Bottom Line Venture Capital
by Mark R. Kramer Shawn Cole Tony HeThis case explores the origins and current practices of DBL, a San Francisco-based venture capital fund and one of the first impact investment funds to achieve significant financial returns to scale. This case allows for a competitive analysis of DBL's investment strategy as it seeks to deploy $400m, as well as the opportunity to evaluate a specific investment in a solar power company targeting low-income consumers in Tanzania.
Los de adelante corren mucho: Desigualdad, privilegios y democracia
by Carlos Elizondo Mayer-Serra¿Por qué América es la región más desigual del mundo? ¿Qué explica esta injusta realidad? Todos somos iguales, ¿pero por qué algunos son más iguales que otros? En México -y de hecho en todo el continente americano- la desigualdad ha permitido a unos pocos miles de hombres (rara vez son mujeres) dominar las decisiones políticas y económicas. Las élites han modelado la historia para asegurarse el poder, el dinero y, con frecuencia, la impunidad. Hay momentos históricos en los que cambian las élites. La desigualdad permanece. ¿Cómo se conforman las clases dominantes y qué principios las rigen? ¿Cuáles son sus contradicciones? ¿Por qué se pelean y de qué modo se intercambian favores? ¿Cuándo se les imponen límites y cómo se relacionan con el resto de la sociedad? El examen profundo de las oligarquías exige poner bajo la lupa la idea misma de igualdad, para descubrir que es un concepto más problemático de lo que parece a primera vista. Definirla ya es un reto; determinar sus alcances, una labor con hondas implicaciones éticas y políticas. Esta obra acepta el desafío y explica por qué los de adelante corren mucho, y los de atrás...
De Amerikaanse Zaken Startgids Voor LOCKSMITH
by Mark J. AllenOnze nuchtere, gemakkelijk toe te passen, stapsgewijze handleidingen voor het starten van een eigen bedrijf, zijn de snelste en gemakkelijkste manier om volledig operationeel te maken. We hoeven geen leer je hoe je een slotenmaker... maar bieden wij u de beste adviezen krijgen over hoe u uw nieuwe bedrijf… vanaf vandaag!
De becario a ciudadano: La leyenda de Ticio (El Jurista Enloquecido #Volumen)
by Abel Gende Adrián FernándezPreparad vuestros cuadernos, fotocopias y subrayadores. Jurista Enloquecido ha venido a contarnos una aventura increíble En su afán por recopilar las hazañas heroicas y las leyendas jurídicas más relevantes del sector, Jurista Enloquecido se pasea sin descanso por las facultades de Derecho y los tribunales de justicia en una búsqueda constante de testimonios que sirvan para la creación de una epopeya jurídica a la altura de La Ilíada, El cantar de mio Cid o La Divina Comedia. En este nuevo libro, Jurista Enloquecido nos relata la extraordinaria vida de Ticio, un esclavo-becario que tendrá que someterse a varias pruebas y retos divertidos para lograr su gran sueño: convertirse en un gran jurista.
De Beers: Addressing the New Competitiveness Challenges
by Sonia Marciano Michael E. Porter Alyson WarhurstTraces the development of De Beers and the diamond industry from its inception in the mid-1800s to the year 2000. Discusses De Beer's history and strategy as the industry leader and its role in industry development. Enables deep examination of the interdependence of companies and the locations and communities in which they operate and the role of a company in economic and social development. In 2000, De Beers faces critical choices about both its economic and social policies and how they interrelate.
De Beers at the Millennium
by Pankaj Ghemawat Sonia MarcianoAt the time of the millennium, diamond demand was threatened by an increasing awareness among jewelry customers that diamond production and trading in some countries was being linked to growing inequities and human rights violations. This, in turn, had an impact on De Beers' reputation and consumer confidence in the diamond as a product that represented integrity, love, and commitment. In 2000, De Beers' sustainability depends on the ability of its leaders to shift the paradigm of both the firm and its context and embrace a distinctly different strategy.
De Beers Consolidated Mines Ltd. (A)
by Pankaj Ghemawat Toby LenkDescribes the problems facing De Beers at the start of 1983. De Beers had, since its formation in 1888, exercised a large measure of control over the world supply of diamonds. In 1983, the company itself mined over 40% of the world's natural diamonds and, through marketing arrangements with other producers, distributed over 70%. For 50 years up to 1983 the company had never lowered its prices and, overall, had raised them significantly ahead of the rate of inflation. However, in 1983 the company was faced with a series of problems that threatened the structure it had so carefully built. First, a large producing nation had stopped selling through De Beers. Second, new discoveries meant that the annual supply of mined diamonds would double by 1986. Finally, the industry was experiencing its worst slump since the 1930s, resulting in a significant deterioration in the company's financial position. Describes the structure and economics of the diamond industry and asks the student to decide whether or not De Beers should abandon the business strategy it had pursued for nearly a century.
The De Beers Group: Launching Lightbox Jewelry for Lab-Grown Diamonds
by Benjamin C. EstyIn May 2018, the De Beers Group shocked the diamond industry when it announced it was launching a new fashion jewelry brand of laboratory-grown (synthetic) diamonds. The reaction was swift as people sought to understand the company's motivations: was it a "huge gamble" or a "Machiavellian masterstroke"? What was the objective of the new product launch, would it succeed, and how would this new business affect the Group's core business of selling natural (mined) diamonds? This case is intended to be used in conjunction with and to follow a related HBS case: The De Beers Group: Exploring the Diamond Reselling Opportunity (HBS #717-430). <p><p> This case illustrates the process of strategy development at one of the world's most iconic brands (De Beers). Along with the Diamond Reselling case, it illustrates how companies can use exploration and experimentation to develop positions in new markets. Within the diamond industry, it shows an attempt to differentiate products (the market for natural vs. synthetic diamonds) and to defend a core market by commoditizing a potential threat. Finally, it illustrates Bain & Company's strategic concept of using "adjacent" markets to achieve incremental growth and profitability above and beyond a firm's core market (see Zook and Allen, HBR 2003).
The De Beers Group: Launching GemFair for Artisanal Diamonds
by Benjamin C. Esty Daniel FisherIn May 2018, the De Beers Group shocked the diamond industry when it announced it was launching a new fashion jewelry brand of laboratory-grown (synthetic) diamonds. The reaction was swift as people sought to understand the company's motivations: was it a "huge gamble" or a "Machiavellian masterstroke"? What was the objective of the new product launch, would it succeed, and how would this new business affect the Group's core business of selling natural (mined) diamonds? This case is intended to be used in conjunction with and to follow a related HBS case: The De Beers Group: Exploring the Diamond Reselling Opportunity (HBS #717-430). <p><p> This case illustrates the process of strategy development at one of the world's most iconic brands (De Beers). Along with the Diamond Reselling case, it illustrates how companies can use exploration and experimentation to develop positions in new markets. Within the diamond industry, it shows an attempt to differentiate products (the market for natural vs. synthetic diamonds) and to defend a core market by commoditizing a potential threat. Finally, it illustrates Bain & Company's strategic concept of using "adjacent" markets to achieve incremental growth and profitability above and beyond a firm's core market (see Zook and Allen, HBR 2003).
The De Beers Group: Exploring the Diamond Reselling Opportunity
by Benjamin C. Esty Daniel P. Gross Lauren G. PickleIn September 2014, Tom Montgomery (SVP of strategic initiatives at the De Beers Group) and his team launched a pilot program in the United States to explore the $1 billion diamond market for pre-owned (recycled) diamonds. According to Montgomery, the motivation for the pilot program was to improve the consumer reselling experience and to enhance "diamond equity". Somewhat paradoxically, consumers typically received very low prices when they tried to sell diamonds (5-20% of the original retail price) leaving them reluctant to purchase diamonds in the future and making them into ambassadors of ill will. At a meeting scheduled for November 2015, the De Beers Executive Committee would have to decide whether to end the pilot program, extend it for another year to gather more information, or convert it into a new standalone business unit. Because De Beers had historically focused on producing rough diamonds (the "upstream" business), yet the new business unit offered an opportunity to enter and enhance the market for polished diamonds (the "downstream" business), the decision was particularly noteworthy.
The De Beers Group: Exploring the Diamond Reselling Opportunity
by Benjamin C. Esty Daniel P. Gross Lauren G. PickleIn September 2014, Tom Montgomery (SVP of strategic initiatives at the De Beers Group) and his team launched a pilot program in the United States to explore the $1 billion diamond market for pre-owned (recycled) diamonds. According to Montgomery, the motivation for the pilot program was to improve the consumer reselling experience and to enhance "diamond equity". Somewhat paradoxically, consumers typically received very low prices when they tried to sell diamonds (5-20% of the original retail price) leaving them reluctant to purchase diamonds in the future and making them into ambassadors of ill will. At a meeting scheduled for November 2015, the De Beers Executive Committee would have to decide whether to end the pilot program, extend it for another year to gather more information, or convert it into a new standalone business unit. Because De Beers had historically focused on producing rough diamonds (the "upstream" business), yet the new business unit offered an opportunity to enter and enhance the market for polished diamonds (the "downstream" business), the decision was particularly noteworthy.
De botter
by S. Borkus Mevrouw L. Petersen Nicolien Van HalemZorgcategorie: Verstandelijk gehandicapten Setting: Leefgroep Korte inhoud: De leefgroep De Botter staat in de instelling bekend als een 'dynamische' groep. De groepsleden zijn jong volwassenen en het ontwikkelingsniveau varieert van midden tot hoog niveau. Het is een gemengde groep en bestaat, na de verhuizing van Rebecca, uit één meisje en vijf jongens. Naast epilepsie doen zich communicatie en gedragsproblemen voor, waardoor het accent in de zorg komt te liggen op intensieve begeleiding.
De-Bug: Voices from the Underside of Silicon Valley
by Raj Jayadev Jean MelesaineNo shuttle buses here: De-Bug, a new collection of true stories from the social justice organization of the same name, shows a side of working in Silicon Valley that you won't read about in the business section. As tech moguls land the cover of Forbes, the South Bay's working class is making ends meet as metal scrappers, factory workers, club bouncers, hairstylists, rickshaw drivers, ice cream cart pushers. The stories in De-Bug are poignant, often very funny accounts of bootstrapping in the land of angel investors and thought leaders. A construction worker predicts which of his customers are about to strike it rich and which are on the edge of bankruptcy based on the states of their swimming pools. A “secondhand hustler” travels the garage sale-flea market circuit in search of treasures to resell online. A temp worker at a medical device manufacturer sells his blood, at the company's request, to test the equipment. These storytellers are frank when discussing their own flaws, but are equally up-front about the rigged system in which they operate.
De burger de baas
by Willem Wansink Eeke van der VeenDe democratie staat onder druk, de zorg ook. Het wantrouwen van burgers in de overheid en maatschappelijke instituties neemt toe. Mensen voelen zich buitenspel staan, elke misstand in een ziekenhuis of verpleeghuis wordt uitvergroot. Betrokkenheid is de basis van de samenleving. Valt die basis weg, dan dreigt het recht van de sterkste de overhand te krijgen. ‘De burger de baas’ is een aanmoediging om dat te voorkomen. Dit boek wil de burger zijn zorg teruggeven. Het is een pleidooi voor betrokkenheid en creatieve veranderingen van binnenuit. Daarvoor is kennis nodig. Kennis van het reilen en zeilen van de gezondheidszorg. Kennis van de keuzes die worden gemaakt. Nu kiezen en beslissen anderen te vaak voor u. ‘De burger de baas’ is vanuit persoonlijk engagement en jarenlange ervaring geschreven door twee kenners van de zorg: oud-politicus Eeke van der Veen en publicist Willem Wansink.
De compras con él y ella
by Elizabeth PaceVenda más y mejor conociendo a su cliente.La ciencia es muy clara: los hombres y las mujeres usandiferentes partes de su cerebro y por lo tanto se comportan de manera distintaen muchísimas situaciones, incluyendo la manera en que vamos de compras,compramos y consumimos productos y servicios. Como profesional de ventas,publicidad o mercadeo, entender estas diferencias es la clave de nuestro éxito. Paraaumentar las ventas, usted debe comprender lo que de manera singular impulsa asus clientes, masculinos o femeninos, y maximizar sus opciones para comunicarsecon ellos. Ya sea que venda productos tangibles como autos y casas o productosintangibles como servicios financieros o soluciones de negocios, De compras con él y ella le ayudará aentender las inherentes percepciones, motivaciones y emociones específicas delos cromosomas X e Y. Estas perspectivas son la manera más poderosa paraaumentar los ingresos.