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Digitalization and the Future of Financial Services: Innovation and Impact of Digital Finance (Contributions to Finance and Accounting)
by Moinak Maiti Darko B. Vukovic Elena M. GrigorievaThis book develops insights of digitalization and the future of financial services to originate an innovative approach to financial field, in order to underpin research and practice in the wide area of digital finance. The aim of this book is to extend our understandings on how digitalization and the future of financial services can be helpful in different business circumstances in many cross-functional financial areas, such as financial markets, financial risk management, financial technologies, investment finance, etc. Thus, the book aims at addressing the relevance of digital finance for different players, highlighting differences in tools and processes as well as identifying innovative practices in financial digitalization. This can result in some novel theoretical and practical insights that can foster financial players, in order to proactively explore and exploit opportunities in financial digitalization and offset financial risks and increase efficiency.
Digitalization at Siemens
by Tonia Junker David J. CollisProfessor David J. Collis and Research Assistant Tonia Junker (Europe Research Center) prepared this case. It was reviewed and approved before publication by a company designate. Funding for the development of this case was provided by Harvard Business School and not by the company. HBS cases are developed solely as the basis for class discussion. Cases are not intended to serve as endorsements, sources of primary data, or illustrations of effective or ineffective management.
Digitalization for Value Creation: Corporate Culture for a Digital World (Future of Business and Finance)
by Andreas WeberDigitalization is the greatest change project that we have ever known, and data is circulating in unimaginable quantities and at unimaginable speed. In this book, the author urges managers and business leaders to embrace this constant state of change in cooperation with their team. He addresses how corporate culture and hierarchies have to change to adapt to new digital workspaces and value chains. These changes also include questions about the use and storage of data, customer relations and international teamwork. The book is especially geared towards managers in manufacturing industries and companies.
Digitalization in Emerging Economies (Elements in the Economics of Emerging Markets)
by Mark Esposito Yusaf Akbar Francis Xavier Campbell'Digitalization in Emerging Economies' offers a comprehensive exploration of digitalization's transformative potential in the Global South. The book examines the digital revolution's impact on businesses, governments, and individuals in emerging economies. It highlights the paradigm shift in these markets due to advancements like mobile technology, internet connectivity, e-commerce platforms, and digital payment systems. The book also addresses challenges such as privacy, cybersecurity, and the digital divide. It explores the drivers and barriers of digital adoption, the effects on industries and labor markets, and the role of government policies in shaping digital ecosystems. 'Digitalization in Emerging Economies' aims to guide those navigating the digital landscape in a rapidly changing world, contributing to the discourse on leveraging digital technologies for inclusive and sustainable development.
Digitalization in Finance and Accounting: 20th Annual Conference on Finance and Accounting (ACFA 2019) Prague, Czech Republic (Springer Proceedings in Business and Economics)
by David ProcházkaThis book explores current digitalization issues in finance and accounting with particular focus on emerging and transitioning markets. It features models, empirical studies and cases studies on topics such as Fintech, blockchain technology, financing renewable energy, and XBRL usage from sectors such health care, pharmacology, transportation, and education. Such a complex view of current economic phenomena makes the volume attractive not only for academia, but also for regulators and policy-makers, when deliberating the potential outcome of competing regulatory mechanisms.
Digitalization in Healthcare: Implementing Innovation and Artificial Intelligence (Future of Business and Finance)
by Philipp Plugmann Patrick Glauner Guido LerzynskiDigital technologies are currently dramatically changing healthcare. This book introduces the reader to the latest digital innovations in healthcare in fields such as artificial intelligence, points out new ways in patient care and describes the limits of its application. It also offers essential guidance in the form of structured and authoritative contributions by domain experts spanning from artificial intelligence to hospital management to radiology to dentistry to preventive medicine. Furthermore, it shares ideas and experiences of industry veterans, in particular on howIT-driven solutions could solve long-standing issues in the fields of healthcare andhospitalization. It also gives advice on what new digital technologies to consider for becoming a healthcare market leader in the future. Taken together, these contributions provide a “road map” to guide decision makers, physicians, academics, industry representatives and other interested readers to understand the large impact of digital technology on healthcare today and its enormous potential for future development.
Digitalization in Industry: Between Domination and Emancipation
by Uli Meyer Simon Schaupp David SeibtThis book traces how the current wave of industrial digitalization relates to processes of domination and emancipation. It aims to counter techno-deterministic narratives that would connect a perceived new ‘industrial revolution’ with clear-cut societal consequences. In order to do this, the volume intervenes into three ongoing discussions which pertain to emancipation and domination in the workplace, promises of emancipation through digital fabrication, and the idea of emancipating, configuring, and infrastructuring the users of industrial products. Within this framework it addresses topics including democratic participation, management thinking, gamification, the maker movement, reshoring, digital platforms, and the automation of healthcare.
Digitalization in Procurement
by Florian Schupp Heiko WöhnerThe book vividly describes how digitalization affects and changes procurement in companies in various ways. Numerous contributions from academia and practice show design options and provide advice for practical implementation. In this context, procurement encompasses not only the classic areas of supplier search, negotiation, and nomination on one side but also supplier development in terms of quality and technology as well as supply management on the other side, with the goal of ensuring efficient production and production control. In this design area of procurement, 15 starting points for digitalization are located and outlined in content. The implementation of digitalization in procurement offers opportunities for both buyers and suppliers. In the 2nd edition, the chapters have been updated, and topics such as digital twins and collaborative digitalization approaches in supplier quality and supply management have been newly included.
Digitalization in companies: From theoretical approaches to practical
by Thomas Barton Christian Müller Christian SeelThe book conveys current approaches to digitization in companies and shows how digitization projects can be successfully and safely implemented in practice. Based on the description of a changing value creation and working world, the changes associated with digitization are explained using application scenarios: New business models and business processes are being established, the development of products is changing as is the interaction with customers, new opportunities but also new risks are emerging. The authors of the article present the basics as well as concepts for the concrete planning and implementation of the digitization of processes and applications. Aspects of IT security are not neglected either. The editors' work is based on questions from entrepreneurial practice and is also suitable for students and teachers.
Digitalization in the Luxury Fashion Industry: Strategic Branding for Millennial Consumers (Palgrave Advances in Luxury)
by Anna CabigiosuThe luxury fashion industry is one of the best performing and fastest growing industries in today’s business landscape, and is set to continue expanding over the next years. Exploring the effects of digitalization, this book aims to increase our understanding of the key drivers of internal growth and competitiveness in luxury fashion firms. With a focus on the development of new brand strategies brought about by digitalization, the author outlines the need for business models to be redesigned in order to make use of social media and satisfy Millennial consumers. Offering case studies on leading luxury fashion brands, this timely book evaluates new digital technologies and strategies including omnichannel marketing, 3D printing and smart textiles. A must-read for those researching digital marketing and branding, as well as luxury or fashion management, this book provides a much-needed and up-to-date analysis of a successful and digitally aware industry.
Digitalization of Financial Services in the Age of Cloud: Considerations for Your Organization's Cloud Strategy
by Russ Miles Jamil Mina Armin Warda Rafael MarinsIf you're planning, building, or implementing a cloud strategy that supports digitalization for your financial services business, this invaluable guide clearly sets out the crucial factors and questions to consider first. With it, you'll learn how to avoid the costly and time-consuming pitfalls and disappointments of cloud adoption and take full advantage of the cloud operational model. You'll discover cloud tactics that unlock the benefits of digitalization and how to create a cloud strategy that has the flexibility to streamline operations, integrate channels, and encourage innovation in your firm.Packed with invaluable advice and real-world case studies, this book will show you how to:Select the right operational models for your needsBuild resilience into your company's technologiesAssess the trade-offs of third-party digital native services versus developing them in-houseEnsure operability across cloud services providersBalance innovation and accountabilityDeal with digitalization issues of particular importance in finance, such as governance, security, and regulatory complianceAnd more
Digitalization of Medicine in Low- and Middle-Income Countries: Paradigm Changes in Healthcare and Biomedical Research (Sustainable Development Goals Series)
by Karine Sargsyan Zisis Kozlakidis Armen MuradyanThis open access book provides a framework to describe why digitalization of the medical provision services is needed and which level of digitalization is possible in low- and middle-income countries (LMIC). These countries have traditionally been economically and technologically not ready for digitalization, but with recent progress in digitized data acquisition, machine learning and computing infrastructure, healthcare applications are expanding into areas that were previously thought to be the exclusive domain of human experts. It is increasingly accepted that the transformation in healthcare would not be possible if it is not associated with technological innovations in communication, computing, and analytical processing of biological samples.However, this need and development is quite different to what has been experienced in high-income countries, as by definition resource-restricted settings have to navigate through a greater number of competing interests and needs, and as such the context into which digital health needs to be adopted and operate varies greatly. For instance, LMIC healthcare finds itself under a twin pressure of traditional healthcare pressures (such as infectious diseases outbreaks) and a growing elderly population with complex comorbidities, and both these aspects needs to be addressed simultaneously.Digitalization of Medicine in Low- and Middle-Income Countries: Paradigm Changes in Healthcare and Biomedical Research provides in-depth understanding of the root causes for the observed differences in digital healthcare implementation in LMICs. Creating a strong foundation of the current trends and perspectives of digital healthcare in general, readers of this book are able to gain an informative account of how digital healthcare has been adapted to the different LMIC contexts in order to create demonstrable and impactful success stories.
Digitalization of Power Markets and Systems Using Energy Informatics
by Umit Cali Murat Kuzlu Manisa Pipattanasomporn James Kempf Linquan BaiThe objective of this textbook is to introduce students and professionals to fundamental principles and techniques and emerging technologies in energy informatics and the digitalization of power markets and systems. The book covers such areas as smart grids and artificial intelligence (AI) and distributed ledger technology (DLT), with a focus on information and communication technologies (ICT) deployed to modernize the electric energy infrastructure. It also provides an overview of the smart grid and its main components: smart grid applications at transmission, distribution, and customer level, network requirements with communications technologies, and standards and protocols. In addition, the book addresses emerging technologies and trends in next-generation power systems, i.e., energy informatics, such as digital green shift, energy cyber-physical-social systems (E-CPSS), energy IoT, energy blockchain, and advanced optimization. Future aspects of digitalized power markets and systems will be discussed with real-world energy informatics projects. The book is designed to be a core text in upper-undergraduate and graduate courses such as Introduction to Smart Grids, Digitalization of Power Systems, and Advanced Power System Topics in Energy Informatics.
Digitalization of Society, Economics and Management: A Digital Strategy Based on Post-pandemic Developments (Lecture Notes in Information Systems and Organisation #53)
by Evgeny Zaramenskikh Alena FedorovaThis book gathers the best papers presented at the third conference held by the Russian chapter of the Association for Information Systems (AIS), which took place in December 2021. The book shows the path to digital transformation of organizations and how possible obstacles can be overcome. With contributions from digital experts in both academia and IT and management, it presents practical frameworks and planning tools for new business models. It offers executives at the forefront of strategic initiatives a guide on how to implement key disruptive technologies in their organizations while following an established digital strategy. Overall, the book is relevant for scientists, digital technology users, companies and public institutions.
Digitalization of Work: New Spaces and New Working Times
by Émilie VayreDigitalization of Work brings together researchers and international experts whose work and practices are based on a variety of disciplines such as work and organizational psychology, social psychology, ergonomics, communication and information sciences, and management sciences. This book closely examines the challenges associated with recent or emerging ways of working related to the digitalization of work. It acts as a directory of contributions that enrich recent thought and approaches to the deployment and accompaniment of the ways in which work is organized, including practices and environments likely to gain relevance in coming years (remote working and management, coworking for salaried employees, flexible office spaces, working from home and nomadism).
Digitalization, Digital Transformation and Sustainability in the Global Economy: Risks and Opportunities (Springer Proceedings in Business and Economics)
by Tim A. Herberger Jörg J. DötschThis book highlights the opportunities and risks of digitalization and digital transformation for our global economy at both the micro and macro level. Experts from various fields, presenting both scientific and practice-oriented perspectives, identify and critically analyse areas of tension and development potential in connection with new business models and sustainability efforts in our society. It is divided into four parts, the first of which highlights new technological advances in areas such as blockchain, cryptocurrencies and fintechs, and discusses the challenges they pose for public regulation. The second part illustrates digitalization’s effects on and potential advantages for public welfare, focusing on key areas such as education, health and smart cities. The third part focuses on challenges for corporate and public management, particularly for leadership and Corporate Social Responsibility, while the fourth part discusses new dimensions for analysis based on big data. The contributions gathered here are partly an outcome of the International Conference on Digitalization, Digital Transformation and Sustainability held in Budapest in October 2020 and generously supported by the Hanns Seidel Foundation.
Digitalization, Technology and Global Business: How Technology is Shaping Value Creation Across Borders
by Gaston Fornes Maria AltamiraThis book explores the impact that changes brought by digitalization are having in the way global businesses are run and grown. The main changes in recent years have come from the ubiquitous presence of technology in our daily life (and therefore in business) and also by the direction globalization is taken. Consequently, companies need to review their sources of growth.This book has four primary missions. The first is to critically analyze the impact of digitalization and technology on incumbent international business theories. The second is to deeply understand how digitalization and technology can continue to create growth opportunities. The third is to engage with the opportunities and challenges that digital models and new technologies, digital platforms and Artificial Intelligence in particular, are bringing to the current business and economic environment. And finally, the fourth is to think on possible scenarios and trends that can be the source of growth in the future. This book will be of interest to academics of digital business, international business and innovation and society. It will also be of interest to practitioners and policymakers.
Digitalization: Approaches, Case Studies, and Tools for Strategy, Transformation and Implementation (Management for Professionals)
by Daniel R. A. Schallmo Joseph TiddWhat do vehicle manufacturers like Rosenbauer, logistics companies like DB Schenker, a compressor manufacturer such as Bauer, an elevator manufacturer such as ThyssenKrupp, and a hygiene goods manufacturer like Hagleitner all have in common? They all use the potential of digitization to offer smarter and faster services to customers and to actively shape the digital transformation of their business models. This book provides valuable insights with concise and established guidelines for the successful digital transformation of business models. Professionals in management, strategic planning, business development, as well as researchers and students from the fields of innovation/technology management, strategic management, and entrepreneurship would particularly benefit from this book.
Digitalization: Contexts, Roles, and Outcomes
by Sergey V. SamoilenkoConceptually, as well as practically, digitalization is similar to the implementation of a modern computation model – the model may be a centralized setup using a mainframe or it may be extended to an N-tier architecture. Regardless of the specifics of the implementation, however, the conceptual model of data processing remains the same. Digitalization is nothing but a system relying on digital technologies to create, conduct and, potentially, expand a business activity of some sort. Digitalization can be used to create an e-commerce model for a small business or to create a global supply and distribution chain geared toward almost any kind of a business. It could also be used for non-profit purposes, such as on-line education and telemedicine or e-government. Digitalization: Contexts, Roles, and Outcomes is a contemplation and analysis of the socio-technical system that is known as digitalization. It considers the context of digitalization as well as the ways by which digitalization offers value to the context within which it operates. This book aims to offer readers an entry point to a path of inquiry into the different aspects of digitalization. The goal is to identify main directions for further inquiry as well as to outline the most obvious obstacles along the way. The book aims to guide readers on their own unique journeys using the basic ideas, principles, and concepts synthesized, developed, and presented in the book. It is beneficial to both practitioners and researchers. The book covers: The functionality of digitalization The significance of digitalization Identifying the context of digitalization Designing a control system A cognitive model for the theory of digitalization Designing a theory of digitalization The book helps readers to consider the subject of digitalization in a rigorous and rational way so their own perspectives can emerge stronger and be substantiated and reinforced by building an argument vis-à-vis perspectives and points examined in this book.
Digitalizing Consumption: How devices shape consumer culture (Routledge Interpretive Marketing Research)
by Franck Cochoy Johan Hagberg Magdalena Petersson McIntyre Niklas SörumContemporary consumer society is increasingly saturated by digital technology, and the devices that deliver this are increasingly transforming consumption patterns. Social media, smartphones, mobile apps and digital retailing merge with traditional consumption spheres, supported by digital devices which further encourage consumers to communicate and influence other consumers to consume. Through a wide range of empirical studies which analyse the impact of digital devices, this volume explores the digitization of consumption and shows how consumer culture and consumption practices are fundamentally intertwined and mediated by digital devices. Exploring the development of new consumer cultures, leading international scholars from sociology, marketing and ethnology examine the effects on practices of consumption and marketing, through topics including big data, digital traces, streaming services, wearables, and social media’s impact on ethical consumption. Digitalizing Consumption makes an important contribution to practice-based approaches to consumption, particularly the use of market devices in consumers’ everyday consumer life, and will be of interest to scholars of marketing, cultural studies, consumer research, organization and management.
Digitalizing Sustainability: The Five Forces of Digital Transformation
by Kathryn SforcinaDigitalizing Sustainability outlines why ‘business as usual’ isn't working and sets out five Transformational Forces which can be used to innovate and scale sustainability solutions using digital means. This transformation will be powered by a range of digital technologies that have the potential to ideate, propel and scale sustainability solutions in an exponential manner over the next decade. This book introduces the Five Forces of Digital Transformation. These forces all share a common root – they are powered by digital technologies that enable them to operate at the speed and scale that we need to achieve global transformation for people and planet. Working together, these forces help overcome many of the barriers and pitfalls that humanity has faced in trying to achieve sustainability 2.0 and will help you tackle these questions: Why has sustainability 1.0 failed us? What are the bugs and bad code in our operating systems that we must address to have any hope of creating a sustainable civilization? What are the Five Forces of Digital Transformation that will forge a sustainable and resilient future for our people and planet? What are the core priorities going forward for coalitions of the willing to harness these forces for sustainability and resilience? Disruptive and innovative, this book provides readers with a clear path forward to a sustainable digital future. It will be of great interest to anyone interested in the adoption of digital technologies for driving solutions to global sustainability challenges.
Digitally Curious: Your Guide to Navigating the Future of AI and All Things Tech
by Andrew GrillA straightforward and accessible explainer of new and upcoming technologies for business leaders In Digitally Curious: Your guide to navigating the future of AI and all things tech, futurist, speaker, and technology trends expert Andrew Grill delivers an easy-to-follow and incisive discussion of current and future technologies, as well as how leading companies are deploying them. The author examines critical business concepts, like the future of work, from a technical and human-centric point of view and how Artificial Intelligence will impact us at work and in society. He includes a broad range of relevant technologies and platforms, offering examples that will be immediately relevant to any industry and business. Digitally Curious offers recent and relevant examples via accessible and revealing interviews with global business leaders from various fields. The book also provides: Actionable insights and end-of-chapter takeaways, with links to further information and additional resources Complimentary access to a companion website created and updated by the author, a 30-year veteran of technology and business Immediately applicable steps you can implement right away to create positive change in your business Digitally Curious is perfect for managers, executives, board members, and other business leaders. It is the ideal resource for anyone looking for a simple and straightforward explanation of how new and upcoming tech and digital trends will impact you at work and in broader society.
Digitally Deaf: Why Organizations Struggle with Digital Transformation (Management for Professionals)
by Steven M. StoneCompanies across all industries are leveraging digital technologies to transform outdated processes and build new business models to compete in the information age. For all the publicity and hype, successful digital transformation has proven to be elusive. Numerous studies have found more than half of all digital transformation efforts fail. Digitally Deaf explores the obstacles and inhibitors that derail transformation efforts and outlines the steps organizations should take to establish an environment for success. Written by a highly experienced CIO, Digitally Deaf illustrates symptoms and underlying issues through the author’s experiences at large, Fortune 250 organizations. Digitally Deaf establishes a framework for digital transformation execution beginning with the development of a common definition and language for transformation. Learn the roles of the board of directors and leadership in establishing the appropriate messaging, governance, and organizational structure to drive digital efforts. Realize how digital transformation efforts amplify common problems encountered in typical technology projects. Discover how the IT organization must transform to enable the agility needed to fuel new digital business models. Finally, learn to spot the symptoms of issues that undermine transformation success and how to address them.“On the topic of digital transformation, Steve addresses the mind set shift that is needed to be successful, leveraging relatable examples across multiple industries. Digitally Deaf offers a very relevant perspective on what it takes to move a traditional organization into the digital age.” Boris Sherman, CTO Tailored Brands “Stone, as a former CIO, accurately outlines the challenges associated with new technologies and the benefits of implementing a digital-first culture. This book helps business and technology leaders understand the landscape and how to embrace digital to create new sources of value in their organizations.” Jonathan Brassington, Head, Capgemini Invent North America
Digitally Enabling 'Learning by Doing' in Vocational Education: Enhancing ‘Learning as Becoming’ Processes (SpringerBriefs in Education)
by Selena ChanThis book introduces, rationalizes and describes some ways to circumvent the challenges of providing ‘hands-on’ learning when programmes with practice-based focuses have to be offered via distance learning. It presents a framework to help deconstruct the many aspects of ‘learning to become’ a professional or practitioner. Then, it demarcates the skills, knowledge and attributes towards ensuring learners are prepared for the exigencies of the future of work. The book details the types of pedagogical approaches, including project/inquiry/problem-based learning, which help assist learners to learn both the competencies and capabilities required. It introduces technology-enhanced learning (TEL) platforms and tools supporting ‘education 4.0’, and presents a series of contemporary research studies on the integration of TEL, which are augmented and updated to allow for the challenges of provisioning opportunities for ‘learning by doing’ through distance learning. Finally, the book proposes recommendations to help ensure that institutions are better prepared for the sustainable shift to distance learning.
Digitally Supported Innovation
by Michele Missikoff Leonardo Caporarello Fabrizio Cesaroni Raphael GieseckeThis book provides a broad overview of Information and Communication Technology (ICT)-supported innovation both on an evidence-based level, a theoretical and a methodological level. It presents multi-disciplinary perspectives on organizational innovation in enterprises and the public sector, and on the ubiquitous social media-based user innovations. The book especially highlights innovation in knowledge work and human-computer interaction, innovation of and in socio-technical systems, and user-based innovation in public services. It draws upon evidence from various areas of application, including innovative mobility and the factories of the future. The studies presented here will be helpful both for innovation scholars and practitioners in industry - as well as innovators at large - in their current and future studies and undertakings.