- Table View
- List View
Disclosure and Concealment in Consumer Insurance Contracts
by Julie-Ann TarrThis book provides an in-depth examination of the theoretical,legal, social and economic foundations to disclosure and concealment of information in relation to the formation of consumer insurance contracts. A comparative treatment of this issue is undertaken with particular attention given to the judicial and legislative approaches adopted in the United Kingdom, the United States of America, Australia and New Zealand. It will be relevant to those researching and studying insurance law, all legal practitioners involved with the formation of consumer insurance contracts and non-legal practitioners working within the field of insurance.
Disclosure in Banking: The Role of Financial Reporting in Bank Behaviors and Investor Decision-Making (SIDREA Series in Accounting and Business Administration)
by Sara LongoDisclosure represents an evergreen topic in banking since it allows breaking down the opacity of the so-called “black box” banks. The recent failures of Silicon Valley Bank and Credit Suisse in March 2023 have reignited discussions about the role played by banking disclosure and its link to transparency, financial stability, and competition. Given these premises, this book comprehensively explains how banking disclosure has evolved in the last decades, shaping banks’ behaviors and mainly investors' decision-making. The book provides an in-depth review of the field, highlighting theories and empirical studies about banking disclosure grounded on regulatory mandates and voluntary initiatives mitigating agency conflicts and addressing information asymmetries. Then, this book discusses banks' need to enhance their disclosure practices to comply with stress tests and contribute to sustainable development, particularly in light of climate change risk. To this end, an empirical investigation uncovers banks scrutinized by regulators and supervisors are more inclined to engage in green lending and prioritize borrowers’ ESG disclosures, thus promoting a more sustainable economy. Lastly, this book presents the state of the art about the link between banking disclosure and sustainability, suggesting potential avenues for future research.
Disconnected: Call Center Workers Fight for Good Jobs in the Digital Age (Working Class in American History)
by Debbie J. GoldmanCall center employees once blended skill and emotional intelligence to solve customer problems while the workplace itself encouraged camaraderie and job satisfaction. Ten years after telecom industry deregulation, management had isolated the largely female workforce in cubicles, imposed quotas to sell products, and installed surveillance systems that tracked every call and keystroke. Debbie J. Goldman explores how call center employees and their union fought for good, humane jobs in the face of degraded working conditions and lowered wages. As the workforce coalesced to resist the changes, it demanded the Communications Workers of America (CWA) fight for safe and secure good-paying jobs. But trends in technology, capitalism, and corporate governance--combined with the decline of unions--narrowed the negotiating options for workers. Goldman describes how the actions of workers, management, and policymakers shaped the social impact of the new digital technologies and gave new form to the telecommunications industry in a time of momentous change. Perceptive and nuanced, Disconnected tells an overlooked story of service workers in a time of change.
Discontinuities in Ecosystems and Other Complex Systems
by C. S. Holling Craig R. AllenA Major Contribution to Theoretical Ecology
Discontinuities in Ecosystems and Other Complex Systems (Complexity in Ecological Systems)
by C. S. Holling Craig R. Allen Eds.Following the publication of C. S. Holling's seminal work on the relationship between animal body mass patterns and scale-specific landscape structure, ecologists began to explore the theoretical and applied consequences of discontinuities in ecosystems and other complex systems. Are ecosystems and their components continuously distributed and do they adhere to scaling laws, or are they discontinuous and more complex than early models would have us believe? The resulting propositions over the structure of complex systems sparked an ongoing debate regarding the mechanisms generating discontinuities and the statistical methods used for their detection.This volume takes the view that ecosystems and other complex systems are inherently discontinuous and that such fields as ecology, economics, and urban studies greatly benefit from this paradigm shift. Contributors present evidence of the ubiquity of discontinuous distributions in ecological and social systems and how their analysis provides insight into complex phenomena. The book is divided into three sections. The first focuses on background material and contrasting views concerning the discontinuous organization of complex systems. The second discusses discontinuous patterns detected in a number of different systems and methods for detecting them, and the third touches on the potential significance of discontinuities in complex systems. Science is still dominated by a focus on power laws, but the contributors to this volume are convinced power laws often mask the interesting dynamics of systems and that those dynamics are best revealed by investigating deviations from assumed power law distributions.In 2008, a grand conference on resilience was held in Stockholm, hosting 600 participants from around the world. There are now three big centers established with resilience, the most recent one being the Stockholm Resilience Center, with others in Australia (an international coral reef center), Arizona State University's new sustainability center focusing on anthropology, and Canada's emerging social sciences and resilience center. Activity continues to flourish in Alaska, South Africa, and the Untied Kingdom, and a new center is forming in Uruguay.
Discordia: Six Nights in Crisis Athens
by Molly Crabapple Laurie PennyDISCORDIA is a story of courage and collapse in a country and a culture struggling to map out its future. A short ebook combining a 24,000-word essay with 36 detailed drawings, DISCORDIA is a feminist-art-gonzo-journalism project conceived at Occupy Wall Street and created in the summer of debt and doubt after the euphoric street protests of 2011-2012.In July 2012, artist Molly Crabapple and journalist Laurie Penny travelled to Greece. There, they drew and interviewed anarchists, autonomists, striking workers and ordinary people caught up in the Euro crisis. DISCORDIA is the result. In an impassioned climate where ‘objective’ journalism is impossible, Penny and Crabapple offer a snapshot of a nation in the grip of a very modern crisis where young and old see little reason to go on, the left is scattered and the far right is assuming greater power and influence. Along the way they drink far too much coffee, become hypnotised by street art, and somehow manage not to get arrested or mugged.DISCORDIA is an experiment in form, using the illustrated ebook format to its fullest extent to tell a story unique to the wordlength and digital platform involved. Crabapple's intricate, Victorian-inspired ink drawings lend a timeless quality to what is a conscious foray into a new kind of journalism - inspired by the New Journalism of the 1970s, in particular the art-journalism collaborations of Hunter Thompson and Ralph Steadman, but reworking that tradition for a 21st century world where young women must still fight at every turn to be taken seriously.DISCORDIA weaves together the personal and political, picking out those elements of the Greek crisis that are recognisable across the West to a generation struggling to articulate its purpose in a world of spiralling unemployment, democratic collapse and civil unrest. The solutions to the failure of modern neoliberal statecraft are very different to the 'tune in, turn on, drop out' ethos of the sixties: these days the drugs are worse and rock 'n' roll can't save us. The future is a question in search of an answer.Available only digitally, with a foreword by economic journalist and writer Paul Mason, this beautifully illustrated ebook is part-polemic, part-travelogue and part-paean to the birthplace of civilization brought to its knees. Part of the Brain Shot series, the pre-eminent source of short form digital non-fiction.'This is the Next Big Thing in journalism: digital, visual, intelligent, heartfelt, post-political, female, alarming, and engaging. It's both an honest chronicle of one corner of the collapse of a civilization, and an inspiring demonstration of the kinds of thinking, craft, and collaboration that might yet get us through.' Douglas Rushkoff, author of LIFE INC.
Discount Business Strategy
by Poulfelt Flemming Andersen Michael MoesgaardWhat people are saying about Discount Business Strategy: "Michael Andersen and Flemming Poulfelt provide a provocative discussion of the rapidly growing role of discounters across numerous industries: how they operate; how they create uniqueness; and how they can destroy value for incumbents. Understanding the specific moves and tools that the authors analyze will be valuable for attackers and incumbents alike. " -Adrian J. Slywotzky, Director, Mercer Management Consulting USA "This book is very timely, dealing with today's most critical strategic issue: how to provide more value to the consumer through aggressive discounting. Those players in manufacturing and distribution who master this will be the winners; many established firms will fall by the wayside. A similar set of issues are facing many nations today - Europe vs. Asia!" -Peter Lorange, President, IMD, Switzerland "Andersen and Poulfelt have researched one of the most important themes in today's business world - how fundamentally new business models have wiped out establishments not with new products or technologies, but by creating new rules for conventional industries. Read this book and learn how to recognize the disruption of your industry before it is too late!" -Sigurd Liljenfeldt, Senior Partner, Monitor Group, France "This book asks if a firm can have its cake and eat it too - that is, maintain high quality at low prices. My favourite example and shopping place is big box Costco. Ikea is another. A must read for a broad audience concerned about corporate survival!" -Professor Larry E. Greiner, Marshall School of Business, University of Southern California, USA The aspiration to adopt the right strategy still prevails over the business world. But is there a single 'best' strategy for a company? Can an organization create sustainable competitive advantage from an 'off-the-peg' strategy? And are most companies likely to craft a strategy that genuinely creates uncontested market space and makes the competition irrelevant? The answer to all these questions is probably 'No'. And the rising tide of companies like Dell, CostCo, Skype and Linux means that asking them at all may soon be futile. While strategists have foundered in old paradigms, a new breed of competitors has emerged. Value destroyers. Old-style thinking understood value destruction when it was confined to an industry and driven by a new product or technology. But what are the implications when the destruction stems from a new way of thinking - from a strategy that simultaneously creates value? The implications are enormous. Every company in every industry is potentially at risk. This risk - or opportunity - is precisely the reason for this book and its focus on exploring why and how some companies have bridged the gap between differentiator and cost leader strategies to emerge as winners in hypercompetitive markets, and what this entails in terms of value destruction and creation. Discounting organizations are here to stay - are you?
Discount Hell
by Freeman HallThese Discount Rats want more than salesTo Discount Rats, the world should be free . . . and retail slaves are to blame when it isn't.These crazy customers show up with purses full of coupons and intend to leave with enough swag to impress a thief. They'll negotiate, scream, complain, and threaten - so long as the sale is in sight!These 33 hilarious-and-true stories of penny-pinchers and stingy shoppers are straight from the bloggers of RetailHellUnderground - and boy do they have some history with these misers! From the Meal Voucher Rat who needs an amusement park escort to find the right restaurant to the Credit Rat who gets a black mark in the customer database, these denied bargain hunters will have you in stitches!
Discount and Hawkins Exercise: Confidential Instructions for Landlord
by Michael A. WheelerExercise
Discount and Hawkins Exercise: Confidential Instructions for Tenant
by Michael A. WheelerThis simulation involves a negotiation between a real estate developer and a prospective anchor tenant in a proposed shopping center. Students are assigned roles, given confidential information, and asked to try to break the impasse over the "use, assignment, and subletting" clause. Debriefing the results in class should illustrate the possibility of generating joint gains through interest-based negotiation—and the obstacles to such a process. Technical knowledge of real estate issues is not assumed.
Discounted Cash Flows (DCF) Valuation Methods and Their Application in Private Equity
by Victoria IvashinaIndustry and Background Note
Discounted Labour
by Carmela Patrias Ruth A. FragerThe years between 1870 and 1939 were a crucial period in the growth of industrial capitalism in Canada, as well as a time when many women joined the paid workforce. Yet despite the increase in employment, women faced a difficult struggle in gaining fair remuneration for their work and in gaining access to better jobs. Discounted Labour analyses the historical roots of women's persistent inequality in the paid labour force. Ruth A. Frager and Carmela K. Patrias analyse how and why women became confined to low-wage jobs, why their work was deemed less valuable than men's work, why many women lacked training, job experience, and union membership, and under what circumstances women resisted their subordination.Distinctive earning discrepancies and employment patterns have always characterized women's place in the workforce whether they have been in low-status, unskilled jobs, or in higher positions. For this reason, Frager and Patrias focus not only on women wage-earners but on women as salaried workers as well. They also analyze the divisions among women, examining how class and ethnic or racial differences have intersected with those of gender. Discounted Labour is an essential new work for anyone interested in the historical struggle for gender equality in Canada.
Discounting and Intergenerational Equity
by Paul R. Portney John P. WeyantThe full effects of decisions made today about many environmental policies -including climate change and nuclear waste- will not be felt for many years. For issues with long-term ramifications, analysts often employ discount rates to compare present and future costs and benefits. This is reasonable, and discounting has become a procedure that raises few objections. But are the methods appropriate for measuring costs and benefits for decisions that will have impacts 20 to 30 years from now the right ones to employ for a future that lies 200 to 300 years in the future? This landmark book argues that methods reasonable for measuring gains and losses for a generation into the future may not be appropriate when applied to a longer span of time. Paul Portney and John Weyant have assembled some of the world's foremost economists to reconsider the purpose, ethical implications, and application of discounting in light of recent research and current policy concerns. These experts note reasons why conventional calculations involved in discounting are undermined when considering costs and benefits in the distant future, including uncertainty about the values and preferences of future generations, and uncertainties about available technologies. Rather than simply disassemble current methodologies, the contributors examine innovations that will make discounting a more compelling tool for policy choices that influence the distant future. They discuss the combination of a high shout-term with a low long-term diescount rate, explore discounting according to more than one set of anticipated preferences for the future, and outline alternatives involving simultaneous consideration of valuation, discounting and political acceptability.
Discounting for Time and Risk in Energy Policy: Discounting For Time And Risk In Energy Policy (RFF Energy Policy Set)
by Partha Dasgupta Joseph E. Stiglitz Kenneth J. Arrow Robert C. Lind Gordon R. Corey Amartya K. Sen Thomas Stauffer J.A. StockfischThis is a collection of theoretical papers, including contributions by Partha Dasgupta and three Nobel prize-winning economists: Kenneth Arrow, Amartya Sen, and Joseph Stiglitz. Originally published in 1982.
Discounting the Future: The Ascendancy of a Political Technology
by Liliana DoganovaA pioneering exploration of the defining traits and contradictions of our relationship to the future through the lens of discountingForest fires, droughts, and rising sea levels beg a nagging question: have we lost our capacity to act on the future? Liliana Doganova&’s book sheds new light on this anxious query. It argues that our relationship to the future has been trapped in the gears of a device called discounting. While its incidence remains little known, discounting has long been entrenched in market and policy practices, shaping the ways firms and governments look to the future and make decisions accordingly. Thus, a sociological account of discounting formulas has become urgent.Discounting means valuing things through the flows of costs and benefits that they are likely to generate in the future, with these future flows being literally dis-counted as they are translated in the present. How have we come to think of the future, and of valuation, in such terms? Building on original empirical research in the historical sociology of discounting, Doganova takes us to some of the sites and moments in which discounting took shape and gained momentum: valuation of European forests in the eighteenth and nineteenth centuries; economic theories devised in the early 1900s; debates over business strategies in the postwar era; investor-state disputes over the nationalization of natural resources; and drug development in the biopharmaceutical industry today. Weaving these threads together, the book pleads for an understanding of discounting as a political technology, and of the future as a contested domain.
Discounting, LIBOR, CVA and Funding
by Chris Kenyon Roland StammProviding the most up-to-date tools and techniques for pricing interest rate and credit products for the new financial world, this book discusses pricing and hedging, funding and regulation, and interpretation, as an essential resource for quantitatively minded practitioners and researchers in finance.
Discourse Analysis and Austerity: Critical Studies from Economics and Linguistics (Routledge Frontiers of Political Economy)
by Kate Power Tanweer Ali Eva LebduškováIn the immediate aftermath of the global financial crisis of 2008, governments around the developed world coordinated policy moves to stimulate economic activity and avert a depression. In subsequent years, however, cuts to public expenditure, or austerity, have become the dominant narrative in public debate on economic policy. This unique collaboration between economists and linguists examines manifestations of the discourses of austerity as these have played out in media, policy and academic settings across Europe and the Americas. Adopting a critical perspective, it seeks to elucidate the discursive and argumentation strategies used to consolidate austerity as the dominant economic policy narrative of the twenty-first century.
Discourse On The Origin Of Inequality, Polemics, And Political Economy
by Jean-Jacques Rousseau Judith R. Bush Terence Marshall Christopher Kelly Roger D. MastersIncludes the Second Discourse (complete with the author’s extensive notes), contemporary critiques by Voltaire, Diderot, Bonnet, and LeRoy, Rousseau’s replies (some never before translated), and Political Economy, which first outlined principles that were to become famous in the Social Contract. This is the first time that the works of 1755 and 1756 have been combined with careful commentary to show the coherence of Rousseau’s “political system. ” The Second Discourse examines man in the true “state of nature,” prior to the formation of the first human societies, tracing the “hypothetical history” of political society and social inequality as they developed out of natural equality and independence.
Discourse Studies: A Multidisciplinary Introduction (Psychology Library Editions: Personality Ser. #2)
by Teun A. Van Dijk"A landmark in the oeuvre of one of the founding fathers of discourse analysis. Van Dijk has managed to edit a volume of lasting significance, and some of the chapters in this book belong to the most widely read in the field. In its totality, Discourse Studies offers us a 360 degree tour of the field... Nothing in this volume is dated, everything remains mandatory reading for every student and advanced practicioner." - Jan Blommaert, Tilburg University "This very welcome updated second edition will allow Teun van Dijk′s very popular Discourse Studies to consolidate its already strong and central position in the area. Featuring chapters written by so many of the leading scholars it will continue to be a stimulating and wide-ranging introduction to the discipline of discourse studies for new generations of students." - Malcolm Coulthard, University of Birmingham This book is the largest, most complete, most diverse and only multidisciplinary introduction to the field. A combined Second Edition of two seminal texts in the field (the 1997 titles Discourse as Social Interaction and Discourse as Structure and Process) this essential handbook: Is fully updated from start to finish to cover contemporary debates and research literature. Covers everything from grammar, narrative, argumentation, cognition and pragmatics to social, political and critical approaches. Adds two new chapters on ideology and identity. Puts the student at the centre, offering brand new features such as worked examples, sample analyses and recommended further reading. Written and edited by world-class scholars in their fields, it is the essential, one-stop companion for any student of discourse analysis and discourse studies.
Discourse on Leadership
by Spector Bert A.In a wide-ranging and provocative new study, Bert A. Spector provides a critical analysis of past and present theories of leadership. Spector asserts that our perception of leadership influences who we vote for, who we hire and promote, and ultimately, who we choose to grant our authority to. Focusing on leadership in discourse, the book sets out to explore how the notion of leadership has been articulated, studied and debated by academics, but also by practitioners, journalists, and others who seek to influence the thoughts of others. Paying particular attention to the social, economic, political, intellectual and historical forces that have helped shape the discussion, Discourse on Leadership offers an insightful historiography of leadership as a concept and how our understanding of it continues to evolve.
Discourse on Social Planning under Uncertainty
by Charles F. ManskiEconomists have long studied policy choice by social planners aiming to maximize population welfare. Whether performing theoretical studies or applied analyses, researchers have generally assumed that the planner knows enough about the choice environment to be able to determine an optimal action. However, the consequences of decisions are often highly uncertain. Discourse on Social Planning under Uncertainty addresses the failure of research to come to grips with this uncertainty. Combining research across three fields – welfare economics, decision theory, and econometrics – this impressive study offers a comprehensive treatment that fleshes out a 'worldview' and juxtaposes it with other viewpoints. Building on multiple case studies, ranging from medical treatment to climate policy, the book explains analytical methods and how to apply them, providing a foundation on which future interdisciplinary work can build.
Discourse, Communication and Tourism
by Annette Pritchard Adam JaworskiFor the first time ever, this book brings together an explicit linkage between empirical and theoretical perspectives on tourism and discourse. A broad social semiotic approach is adopted to analyze a range of spoken, written and visual texts providing a unique resource for researching and teaching tourism in the context of communication studies. Some of the key concepts explored in its chapters include space, representation, the tourist experience, identity, performance and authenticity, and the contributors are key sociologists of tourism as well as discourse analysts and sociolinguists.
Discourse, Politics And Women As Global Leaders (Discourse Approaches To Politics, Society And Culture #63)
by John Wilson Diana BoxerDiscourse, Politics and Women as Global Leaders focuses on the discourse practices of women in global political leadership. It provides a series of discursive studies of women in positions of political leadership. 'Political leadership' is defined as achieving a senior position within a political organization and will often indicate a senior role in government or opposition. The volume draws on a diverse collection of studies from across the globe, reflecting a variety of cultures and distinct polities. The primary aim is to consider in what way(s) discursive practice underpins, reflects, or is appropriated in terms of women's political success and achievements within politics. The chapters employ differing theoretical approaches all bound by the discursive insights they provide, and in terms of their contribution to understanding the role of language and discourse in the construction of gendered identities within political contexts.
Discourses in Sport Communication in Africa and the African Diaspora (Routledge Research in Sport, Culture and Society)
by Unwana Samuel AkpanThis book explores sport communication in Africa and the African diaspora. Drawing on multidisciplinary perspectives, it deepens our understanding of the importance of sport in African society as well as the profound and growing influence of the African diaspora in world sport, as athletes, scholars, leaders, and business and media professionals. Including contributions from leading African researchers and experts on sport in Africa across the fields of sociology, history, business, communication studies, media studies, and education, this book examines sport communication across a wide variety of contexts and countries, from the role of radio in developing awareness of the Olympic Games in Nigeria to the impact of Colin Kaepernick’s protest on journalistic practices in Historically Black Colleges and Universities in the USA. Presenting fascinating case studies such as print media and the historiography of football in Cameroon, racism in European football, and the relationship between sport, communication policy-making, and sustainable development in Africa, this book shines new light on key themes in the study of sport communication. This is fascinating reading for anybody with an interest in social-cultural issues in sport, the business and management of sport, sport and the media, African studies, or development studies.