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Gentera: Beyond Microcredit
by Lisa Mazzanti Rajiv LalGentera, whose largest subsidiary is Compartamos Banco, has been a fantastically successful endeavor since it started in the 1990s. But in 2014, Gentera faces challenges in expanding beyond group-lending and micro-credit into microfinance and beyond in order to fulfill its mission of financial inclusion.
GENTERA: Facing the Digital Age
by Michael Chu Carla LarangeiraAfter long dominating Mexican microfinance, Compartamos Banco faces the emergence of fintech, just as for the first time its loan portfolio and clients have declined. Enrique Maj s, CEO of GENTERA, the bank s parent company, is keenly aware of the profound changes since the Compartamos IPO in April 2007, when it was valued at $1.5 billion and became the first bank wholly dedicated to microfinance to be quoted in a major stock exchange. Since then, the market has become intensely competitive, with both large established institutions and new entrants vying for the same customers. Simultaneously, the digital era has spawned fintech, threatening to disrupt Compartamos' highly successful model but also providing opportunities for the bank to reshape it. While challenged to manage key innovation within a leading incumbent, Maj s must consider whether to commit his team to a major cost reduction in the next few years to his board of directors at their next meeting at the end of the month.
A Gentleman at the Table: A Concise, Contemporary Guide to Table Manners (Gentlemanners)
by John Bridges Bryan CurtisGain the knowledge you need to maneuver any dining situation - from a casual meal of fried chicken at mom's house to a seven-course dinner at the finest restaurant in the world.A Gentleman at the Table will give any man the knowledge he needs to maneuver any dining situation - from a casual meal of fried chicken at his mom's house to a seven-course dinner at the finest restaurant in the world. It includes. . .How to set a tableHow to pronounce more than 100 unusual food namesHow to use obscure eating utensilsHow to perform the Heimlich maneuverHow to eat more than 25 foods that are challenging to eat gracefully such as lobster, snails, fried chicken, and pasta.In a society where more and more people eat with plastic forks and spoons at fast food restaurants, it is still important that a man know proper dining etiquette. There are still situations where not knowing what a finger bowl is or not knowing how to pronounce an item on a menu can have an effect on what others think of you. Showing he has little working knowledge of table manners at a lunch meeting or on a job interview over dinner may have an important impact on a man's life.Like all the books in the GentleManners series, A Gentleman at the Table is easy to use, non-threatening, and an entertaining read.
A Gentleman of Substance
by Richard FeltoeA Gentleman of Substance covers the remarkable life of John Redpath. Born to humble circumstances in Scotland in 1796, he emigrated to Canada in 1816 to become a stonemason in Montreal. By 1818 he had his own building and contracting firm and was working on the Lachine Canal as well as much construction and restoration work on buildings in Montreal. His work on the Rideau Canal, as contracted by Colonel John By, established his business reputation, while his leadership within the Presbyterian Church stabilized his position in the community. His involvement in the political and military life of Montreal is traced from before the 1837 Rebellion period through to his involvement with the Annexation Movement, making him an obvious candidate for the Montreal City Council. The author traces John Redpath’s upwardly mobile social status, his friendship with Peter McGill, and his acceptance into the elite society of Montreal, earning him a place within the coveted “Square Mile.” Despite a rigorous business schedule and extensive family responsibilities (he fathered 17 children), he was a frequent benevolent contributor to community needs, as well as participating on numerous Boards and Committees and contributing to the shaping of the urban design of Montreal. Attention is given to his expansive home, Terrace Bank, the subsequent subdivision of his estate and the early residential expansion of Montreal, and to his founding of the Canada Sugar Refinery and its growth.
A Gentleman Raises His Glass: A Concise, Contemporary Guide to the Noble Tradition of the Toast
by John Bridges Bryan CurtisA concise guide to giving meaningful, appropriate toasts for virtually any occasion, from the author of How to Be a Gentleman.A Gentleman Raises His Glass teaches how to prepare a toast for virtually any occasion—be it a wedding, a celebratory dinner, or any social celebration where a tribute would be welcome. It also tells the history of the toast, gives examples of the right and wrong things to say, and contains more than fifty aphorisms on toasting:A gentleman knows that, unless he is seated in a crowded public restaurant, he must stand to deliver a toastWhen a gentleman makes a toast, he makes it directly to his guest of honor, not to the table at largeA gentleman knows that a toast, even at a bachelor’s dinner, is still intended to be a tribute—not an embarrassment
Gentleman Troubadours and Andean Pop Stars: Huayno Music, Media Work, and Ethnic Imaginaries in Urban Peru
by Joshua TuckerExploring Peru's lively music industry and the studio producers, radio DJs, and program directors that drive it, Gentleman Troubadours and Andean Pop Stars is a fascinating account of the deliberate development of artistic taste. Focusing on popular huayno music and the ways it has been promoted to Peru's emerging middle class, Joshua Tucker tells a complex story of identity making and the marketing forces entangled with it, providing crucial insights into the dynamics among art, class, and ethnicity that reach far beyond the Andes. Tucker focuses on the music of Ayacucho, Peru, examining how media workers and intellectuals there transformed the city's huayno music into the country's most popular style. By marketing contemporary huayno against its traditional counterpart, these agents, Tucker argues, have paradoxically reinforced ethnic hierarchies at the same time that they have challenged them. Navigating between a burgeoning Andean bourgeoisie and a music industry eager to sell them symbols of newfound sophistication, Gentleman Troubadours and Andean Pop Stars is a deep account of the real people behind cultural change.
Gentlemanly Capitalism and British Imperialism: The New Debate on Empire
by Raymond E. DumettThe publication by Longman of P J Cain and A.G. Hopkins two-volume study of "British Imperialism" (1688-1914; 1914-1994) caused a sensation amongst historians of European imperialism and economic international history. The theory of `gentlemanly capitalism' - the complex of economic, social and political power centring on the City of London - which they developed to explain Britain's imperial expansion has since been expanded , both in its original theory and its implications. Here now is a purpose-built volume prepared in collaboration with the original authors which reviews the latest state of scholarship in the field and develops it further.
Gentlemen Bankers: The World of J. P. Morgan (Harvard Studies in Business History #51)
by Susie J. PakThis account of the Morgan family’s social and economic circles and Wall Street’s unspoken rules “greatly enriches our understanding of the entire era.” —The Wall Street JournalGentlemen Bankers investigates the social and economic circles of one of America’s most renowned and influential financiers to uncover how the Morgan family’s power and prestige stemmed from its unique position within a network of local and international relationships.At the turn of the twentieth century, private banking was a personal enterprise in which business relationships were a statement of identity and reputation. In an era when ethnic and religious differences were pronounced and anti-Semitism was prevalent, Anglo-American and German-Jewish elite bankers lived in their respective cordoned communities, seldom interacting with one another outside the business realm. Ironically, the tacit agreement to maintain separate social spheres made it easier to cooperate in purely financial matters on Wall Street. But as Susie Pak demonstrates, the Morgans’ exceptional relationship with the German-Jewish investment bank Kuhn, Loeb & Co., their strongest competitor and also an important collaborator, was entangled in ways that went far beyond the pursuit of mutual profitability.Delving into the archives of many Morgan partners and legacies, Gentlemen Bankers draws on never-before published letters and testimony to tell a closely focused story of how economic and political interests intersected with personal rivalries and friendships among the Wall Street aristocracy during the first half of the twentieth century.
Gently Down the Stream: 4 Unforgettable Keys to Success
by Luke Barber Matt WeinsteinRow, row, row your boat, gently down the stream, Merrily, merrily, merrily, merrily, life is but a dream... <P> The popular round song now becomes the key to success, as it embodies the primary principles for job fulfillment: work hard, go with the flow, have fun, and create a personal vision. Reinforcing personal and professional values Weinstein (dubbed the "Master of Playfulness" by People) and Barber's simple revolutionary program is already working wonders with organizations and individuals.
Gentrification and Inequality in Brooklyn: The New Kids on the Block
by Judith DeSena<p>While most studies on gentrification focus almost exclusively on its causes and consequences through an examination of housing, class conflict, and the displacement of residents, this book analyzes the process of gentrification. <i>Gentrification and Inequality in Brooklyn</i> examines the ways in which the established working-class and lower-income residents of Greenpoint, Brooklyn remain socially segregated from the incoming gentrifiers, with both groups forming parallel cultures within the shared physical spaces of the community. <p>Desena broadens the typical analyses of gentrification to include the grass roots dynamics which create social class relations that lead to residential segregation created by social class relations. Drawing upon areas traditionally under represented in urban sociology, including families, women, children, and local institutions other than housing, this study explores the ways in which working-class residents, in the course of their everyday lives, negotiate change in their neighborhood and dissimilarity with their new (gentry) neighbors. <p><i>Gentrification and Inequality in Brooklyn</i> touches on issues familiar to anyone who has lived in a multi-class or multi-ethnic community, while offering new perspectives on the ways that such communities develop and maintain the boundaries of social segregation.</p>
Gentrification Down the Shore
by Molly Vollman Makris Mary GattaGentrification in cities in the United States is a hot topic, but this book contributes something new to the ongoing discussion by offering a rich case study of seasonal gentrification and its effects on long time residents. Asbury Park, New Jersey, an iconic beachfront city, was a dynamic resort community in the late 19th and early 20th century. As the century wore on Asbury Park became an illustration of some of the macro social and economic structural changes occurring in cities across the United States with its own beachfront twist. Yet in 2019 Asbury Park’s narrative has shifted again—named among the coolest small towns in America the city has multimillion-dollar beachfront condos attracting the attention of Hollywood stars and national media attention as a travel destination. Summer days in Asbury once again mean tourists strolling the boardwalk and dining by the Atlantic Ocean. But just across the railroad tracks from the seasonal crowds, many of Asbury’s long-time residents live below poverty and struggle for their share of this prosperity throughout all four seasons of the year. Molly Vollman Makris and Mary Gatta engage in a rich ethnographic investigation of Asbury Park to better understand the connection between jobs and seasonal gentrification and the experiences of long time residents in this beach-community city. They demonstrate how the racial inequality in the founding of Asbury Park is reverberating a century later. This book tells an important and nuanced tale of gentrification using an intersectional lens to examine the history of race relations, the too often overlooked history of the post-industrial city, the role of the LGBTQ population, barriers to employment and access to amenities, and the role of developers as the city rapidly changes. Makris and Gatta draw on in-depth interviews, focus groups, ethnographic observation as well as data analysis to tell the reader a story of life on the West Side of Asbury Park as the East Side prospers and to point to a potential path forward.
Gentrification Trends in the United States
by Richard W. MartinGentrification Trends in the United States is the first book to quantify the changes that take place when a neighborhood’s income level, educational attainment, or occupational makeup outpace the city as a whole – the much-debated yet poorly understood phenomenon of gentrification. Applying a novel method to four decades of U.S. Census data, this resource for students and scholars provides a quantitative basis for the nuanced demographic trends uncovered through ethnography and other forms of qualitative research. This analysis of a rich data source characterized by a broad regional and chronological scope provides new insight into larger questions about the nature and prevalence of gentrification across the United States. Has gentrification become more common over time? Which cities have experienced the most gentrification? Is gentrification widespread, or does it tend to be concentrated in a small number of cities? Has the nature of gentrification changed over time? Ideal reading for courses in real estate, urban planning, urban economics, sociology, geography, econometrics, and GIS, this pathbreaking addition to the urban studies literature will enrich the perspective of any scholar of U.S. cities.
Genug, für alle, für immer: Nachhaltigkeit ist einfach komplex
by Hartwig HaaseWie können wir Klimakrise und Ressourcenverknappung bewältigen? Wie muss ein Werkzeugkasten zur Reparatur der Menschheitsprobleme bestückt sein? Reicht das Werkzeug der Effizienz oder benötigen wir auf Grund der Dringlichkeit und der existenziellen Bedeutung einen ganzen Satz an Strategien, Methoden und Werkzeugen?Dieses Buch gibt Antworten auf diese Fragen und einen Überblick über unterschiedliche Konzepte der Nachhaltigkeit. Es zeigt die Bandbreite an Perspektiven auf, wie den bestehenden Herausforderungen begegnet werden kann. Dabei wirbt es für ein starkes Miteinander der Strategien und ermutigt jeden zum Handeln und zur Veränderung.
Genuine Authentic: The Real Life of Ralph Lauren
by Michael GrossA fascinating and comprehensive look into the life of American fashion designer Ralph Lauren, now with an afterword.“Deep-dish...sharp-clawed...honestly admiring.”—New York TimesThere are at least two Ralph Laurens. To the public he's a gentle, modest, yet secure and purposeful man. Inside the walls of Polo Ralph Lauren, though, he was long seen by some as a narcissist, an insecure ditherer, and, at times, a rampaging tyrant. Michael Gross, author of the bestsellers Model and 740 Park, lays bare the truths of this fashion emperor's rise, and reveals not only the secrets of his meteoric success in marketing our shared fantasies, but also a widely unknown side that's behind the designer’s chic façade.
Genzyme Center (A)
by Aldo Sesia Michael W. ToffelGenzyme Corporation is in the midst of planning its new corporate headquarters, which incorporates many innovative green building features. After learning that the building as planned would likely earn a LEED Silver rating, an intermediate score in the LEED green building rating scheme, the CEO charged the building team with exploring opportunities that would enable the building to earn the highest rating, LEED Platinum. Five additional green building features are described, and students are asked to analyze and recommend which, if any, of these features to pursue based on their cost, likelihood of earning LEED credits, and their influence on the building's environmental performance.
Genzyme Corp.: A Financing History
by Timothy A. Luehrman Andrew D. ReganGenzyme Corp.'s financing history is unusual compared to most biotech companies. This case presents the sequence of financings employed by Genzyme, along with the product--market and corporate-development strategies adopted by Henri Termeer, Genzyme's CEO. As such, the case permits students to evaluate the sequence of financings as a "program" rather than a series of unrelated deals and to consider them in light of the business strategy.
Genzyme's CSR Dilemma: How to Play its HAND
by Christopher A. Bartlett Tarun Khanna Prithwiraj ChoudhuryGenzyme, a global biotechnology company, launches a program to develop therapies for neglected diseases, (e.g. malaria, TB), giving away the intellectual property. This case focuses on the decision of which diseases, which partnerships, and which markets should management decide to fund. But the bigger issue is how this program developed under the umbrella role Genzyme's corporate social responsibility fits into its global competitive strategy.
Geo-economic Perspectives in the Global Environment
by Faisal Ahmed Arbuda SharmaThe Covid-19 pandemic brought about significant changes in the world order. It not only reshaped the global geopolitical architecture but also created newer challenges and opportunities for international trade and businesses. This book deliberates on these new global realities through a multidisciplinary perspective. It delves into various key issues pertaining to finance, infrastructure, policy, geostrategy, and entrepreneurship in the Indian context. The volume discusses themes such as geostrategic shifts and their impact on the Indo-Pacific region, the effects of Covid-19 on international and economic security, India-China bilateral ties, FDI spill over on domestic firms, entrepreneurship education in India, and the Thai Canal project. Rich in insights on various geo-economic perspectives that continue to shape the global business environment, the book will be useful for students and scholars of sociology, business management, business economics, international trade, geopolitics, international relations, political sociology, and political studies. It will serve as a useful reference for academics, researchers, think tanks, industry professionals, and policymakers.
A Geo-Economic Turn in Trade Policy?: EU Trade Agreements in the Asia-Pacific (The European Union in International Affairs)
by Johan Adriaensen Evgeny PostnikovContemporary trade policy is increasingly framed in geo-strategic terms. But how much of that rhetoric is reflected in actual policy choices by the EU or its trading partners? This book provides a first systematic study of the broader international context in which EU trade agreements are conceived, negotiated, and designed. Building on a refined conceptualisation of geo-economics, the book develops a cogent framework that combines insights from scholarship on the design of free trade agreements with ideas from foreign policy analysis. Empirically, the analysis focuses on the relations between the EU and the Asia-Pacific. Following the United States’ pivot to Asia and the EU’s Global Europe strategy, China’s backyard has become the main arena in which global powers’ geo-economic strategies overlap. Building on a series of case-studies, combining the perspectives from the EU and its trading partners, the book shows that the rhetoric of geo-economic competition is yet to catch up with the actual negotiation and design of free trade agreements. This volume will be of great interest to scholars, students and practitioners who want to gain a holistic understanding of contemporary trade negotiations.
Geo-economics and Power Politics in the 21st Century: The Revival of Economic Statecraft (Routledge Global Security Studies)
by Mikael Wigell Sören Scholvin Mika AaltolaStarting from the key concept of geo-economics, this book investigates the new power politics and argues that the changing structural features of the contemporary international system are recasting the strategic imperatives of foreign policy practice. States increasingly practice power politics by economic means. Whether it is about Iran’s nuclear programme or Russia’s annexation of Crimea, Western states prefer economic sanctions to military force. Most rising powers have also become cunning agents of economic statecraft. China, for instance, is using finance, investment and trade as means to gain strategic influence and embed its global rise. Yet the way states use economic power to pursue strategic aims remains an understudied topic in International Political Economy and International Relations. The contributions to this volume assess geo-economics as a form of power politics. They show how power and security are no longer simply coupled to the physical control of territory by military means, but also to commanding and manipulating the economic binds that are decisive in today’s globalised and highly interconnected world. Indeed, as the volume shows, the ability to wield economic power forms an essential means in the foreign policies of major powers. In so doing, the book challenges simplistic accounts of a return to traditional, military-driven geopolitics, while not succumbing to any unfounded idealism based on the supposedly stabilising effects of interdependence on international relations. As such, it advances our understanding of geo-economics as a strategic practice and as an innovative and timely analytical approach. This book will be of much interest to students of security studies, international political economy, foreign policy and International Relations in general.
Geo-Economy of the Future: Sustainable Agriculture and Alternative Energy
by Elena G. Popkova Bruno S. SergiThis book presents an international review of the modern geo-economy and a scientific take on the geo-economy of the future. It identifies the challenges of climate change and their impact on the modern geo-economy. Prospects for the geo-economy of the future are outlined based on sustainable agriculture and alternative energy. Policy implications are put forward to develop a geo-economy of the future in response to the challenges of climate change. The book presents management implications for the development of the geo-economy of the future in response to the challenges of climate change at the regional and global scale. It presents the lessons-learned through the COVID-19 pandemic, and applies experiences of countries with different environmental conditions for agriculture and the development of the energy sector. Based on these results, advanced practical recommendations and ready-made frameworks at the national, regional, and enterprise level are provided.
Geodemographics for Marketers
by Barry LeventhalGeodemographics, the process of analyzing survey data to profile economic and demographic characteristics of populations, is a successful data-driven analysis tool for marketers. Geodemographic classifications are widely embedded in customer databases and market research datasets. Written by a leading UK authority on geodemographics, Geodemographics for Marketers provides marketers with the know-how to leverage it as an effective research tool to identify location-based segments for highly targeted marketing. International in scope and impartial in its approach, this book demonstrates how to implement geodemographics techniques for practical application in retail, financial services and telecommunications as well as the public sector. Geodemographics for Marketers includes numerous case studies, from the automotive, retail and telecommunications sectors to the public sector, that illustrate core concepts and how they can be applied to gain positive results. The book also incorporates the newly introduced generation of classifications, as well as a discussion of the key decisions of the proposed 2021 census.
Geoecological and Geopolitical Risks for the Oil and Gas Industry in the Arctic: Challenges and threats (Environmental Pollution #29)
by Vladimir N. Bashkin Olga Р. TrubitsinaThis book discusses issues of geoecological (GER) and geopolitical (GPR) risks due to hydrocarbon development of the Arctic. The authors explain the ethical and philosophical foundations of understanding environmental equity and justice in relation to the development of Arctic natural resources and consider various approaches to the moral aspects of making global management decisions in the field of environmental protection and environmental safety. Special attention is paid to analysis of modern geopolitical and geostrategic challenges to the development of the Arctic region. The monograph identifies the key geopolitical factors affecting the sustainable development of the Arctic and analyzes the similarities and differences in the geostrategic positions of the five Arctic states. The authors reveal the need to consider geopolitical challenges in the process of GER analysis for oil and gas development in the Arctic region. The book explores the intersection of the strategic interests for a number of states and describes Russia's inability to ensure environmental safety in the development of Arctic deposits. The book analyzes in detail each type of GER with an emphasis on their potential to lead to additional opportunities and threats, and assesses environmental rating as an indicator of the GER management process of Russian oil and gas companies operating in the Arctic. Although the main focus is on the Russian part of this region, many arguments and conclusions are quite applicable to the entire Arctic region. The consideration of geoecological and geopolitical aspects of the development of Arctic resources with the example of Russian oil and gas companies sheds light on the entire Arctic region, taking into account the interests of all other national and international companies involved in GER and GPR there.
Geoeconomics of the Sustainable Development Goals (Frontiers of Geoeconomics, Geopolitics and Sustainability)
by Lucía Morales Bernadette Andreosso-O’Callaghan Daniel RajmilIn 2015, the United Nations introduced its very ambitious 2030 Agenda, known as the Sustainable Developmental Goals or SDGs. The SDGs provide a comprehensive list of goals and targets to address social, economic and environmental issues. In this book, different areas of expertise are brought together, examining the main challenges associated with the effects of “climate change” and the broader scope of the SDGs through the lenses of the geo-economics and geopolitics of sustainability. The book sheds light on the growing connections between the economic and financial fields and their impact on defining the international order and its economy. It examines the importance of trade and economic integration in promoting sustainable development and achieving the SDGs.The role of supranational organisations like the United Nations, the World Trade Organisation and the IMF in supporting the SDGs within the context of the world’s most advanced economies and those less developed; the influence of economic diplomacy and geopolitical rivalries on progress towards the SDGs; the changing global balance of power and the significance of technology and innovation; as well as the role of emerging and less developed economies in enabling sustainable development. The book offers insights into practical issues linked to theory and applied frameworks, underscoring the significant challenges associated with sustainable development, the global economic and political reality, and how political tensions affect the global economy.The book supports students through the established disciplines of economics, finance, political science, and law and provides academics with new research and theory-building tools.
Geographic Data Analysis Using R
by Xindong HeThis book is structured to encompass both the foundational and specialized aspects of quantitative analysis in geography. The basic content covers descriptive statistical analysis and correlation analysis of geographical data, while the professional content delves into more advanced topics like linear regression analysis, geographically weighted regression analysis, time series analysis, cluster analysis, principal component analysis, Markov chain analysis, and geographical network analysis. The methodologies span from widely utilized techniques to more recent developments, and the data primarily originates from reputable sources in China. The example code provided in the book can be executed using R packages available on the CRAN website.This book is an invaluable resource for undergraduate and graduate students, as well as researchers interested in learning and applying R for processing, visualizing, and analyzing geographic data. It serves as an introductory course in quantitative methods in geography for students in geography departments. Additionally, it is an ideal supplementary text for applied methods courses across various disciplines that involve geographic data, such as human and physical geography, geographic information science, ecology, public health, crime, and economics.