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Institutions, Regulatory Styles, Society and Environmental Governance in China
by Carlos Wing-Hung Lo Shui-Yan TangDuring the past three decades of rapid industrial growth, China has suffered from devastating environmental degradation. Most scholarly and popular publications have painted a rather pessimistic picture about the worrisome trend. Yet a somewhat more optimistic view has emerged in the past decade given the Chinese government’s increased commitment to fighting industrial pollution, the public’s increased concerns regarding the adverse effects of pollution, and domestic and international civil society’s increased involvement in promoting environmental protection in China. Drawing on the authors’ extensive research on Guangdong Province and a few large cities in other provinces, this book provides an in-depth study on China’s environmental governance and regulatory enforcement in the past two decades. Section 1 examines various institutional constraints for environmental regulation enforcement at the local level and how governance reform efforts in the past decade have contributed to the lessening of those constraints. Section 2 draws on data derived from surveys and interviews conducted in multiple cities and times; it examines the dominant regulatory enforcement styles of local environmental protection bureaus and how these styles vary across different regions and over time. Section 3 examines how various stakeholders—the general public, environmental groups, government entities, and corporations—affect the environmental governance process. Overall, the book presents a cautiously optimistic view on the evolution of environmental governance in China. While highlighting many political, institutional, social, and economic constraints, it also documents many changes that have taken place—including reform efforts from within the government administrative system, increasingly societal concerns and actions, and changing attitudes among corporate executives—potentially paving the way for more effective environmental governance in the future.
Institutions, Social Norms and Economic Development (Fundamentals Of Development Economics Ser. #Vol. 1)
by Jean-Philippe PlatteauIn order for economic specialization to develop, it is important that well-defined property rights are established and that suspicion and fear of fraud do not pervade transactions. Such conditions cannot be created ex abrubto, but must somehow evolve. What needs to develop is not only suitable practices and rules themselves, but also the public agencies and moral environment without which generalized trust is difficult to establish. The cultural endowment of societies as they have developed over their particular histories is bound to play a major role in this regard, and the matter of cultual endowment is one of the central themes of this book.On the other hand, division of labour does not only require well-enforced property rights and trust in economic dealings. It is also critically conditioned by the thickness of economic space, itself dependent on population density. This provides the second major theme of the volume: market development, including the development of private property rights is not possible, or will remain very incomplete, if populations are thinly spread over large areas of land. The book makes special reference to sub-Saharan Africa.
Institutions, Technology and Development in Africa (Routledge Studies in Development Economics)
by Jeffrey JamesAn extensive literature has demonstrated that technologies in sub-Saharan Africa are largely inappropriate: that is, that they are typically capital- and import-intensive rather than labour- and local input-intensive. These technologies have created a pattern of development that is highly unequal, with widespread unemployment and under-employment. In this literature, however, relatively little attention has been paid to the institutions that govern the generation, adoption and use of technology. This book draws on historical analysis and case studies to evaluate how institutions in different countries, including those in Africa itself, generate technologies that vary in their characteristics and suitability for the region. Through these case studies, insight is gained into the characteristics of ‘appropriate’ institutions that might underlie a more balanced pattern of technology and development than currently exists. The findings of the book clearly confirm a major tenet of institutionalist theory: namely, that institutions developed in one set of circumstances are unlikely to be appropriate to conditions in a markedly different set. This book will be of interest to economists, social historians and anyone with an interest in modern African development.
Institutions, Technology, and Circular and Cumulative Causation in Economics
by Henning SchwardtThe book investigates the relation between technology and institutions and their mutual influence during processes of development and change and illustrates this on the development process in Argentina after 1946. General and case-study specific policy recommendations are offered.
Instructional Design for Action Learning
by Geri McArdleThis book gives you all the guidance and exercises you need to incorporate action learning into every training you conduct.A trainer&’s job is to ensure their lessons stick, which means relating lessons to their trainees&’ own on-the-job experiences. Author Geri McArdle teaches trainers how to do this by using the strategies of &“action learning&” in their lesson design and presentation to help learners better absorb the material.Filled with examples of easy-to-implement action learning techniques, Instructional Design for Action Learning shows you how to: create fun and memorable activities that match participants&’ needs, learning styles, and levels of understanding;encourage learners to build on their own experiences;evaluate learner mastery during the entire learning event;strengthen learning transfer back on the job;and accurately measure post-training results.By providing trainers with the tools they need to make real learning happen, this essential guide strengthens the value of your program--and the job performance of those you train.
Instructional Design: The ADDIE Approach
by Robert Maribe BranchThe Analyze, Design, Develop, Implement, and Evaluate (ADDIE) process is used to introduce an approach to instruction design that has a proven record of success. Instructional Design: The ADDIE Approach is intended to serve as an overview of the ADDIE concept. The primary rationale for this book is to respond to the need for an instruction design primer that addresses the current proliferation of complex educational development models, particularly non-traditional approaches to learning, multimedia development and online learning environments. Many entry level instructional designers and students enrolled in related academic programs indicate they are better prepared to accomplish the challenging work of creating effective training and education materials after they have a thorough understanding of the ADDIE principles. However, a survey of instructional development applications indicate that the overwhelming majority of instructional design models are based on ADDIE, often do not present the ADDIE origins as part of their content, and are poorly applied by people unfamiliar with the ADDIE paradigm. The purpose of this book is to focus on fundamental ADDIE principles, written with a minimum of professional jargon. This is not an attempt to debate scholars or other educational professionals on the finer points of instructional design, however, the book's content is based on sound doctrine and supported by valid empirical research. The only bias toward the topic is that generic terms will be used as often as possible in order to make it easy for the reader to apply the concepts in the book to other specific situations.
Instructional Leadership and Leadership for Learning in Schools: Understanding Theories of Leading (Palgrave Studies on Leadership and Learning in Teacher Education)
by Tony TownsendThis book offers a nuanced understanding of how two different theories of leadership can be applied to achieve better results within schools. These leadership theories – Instructional Leadership and Leadership for Learning – have assisted our recent understanding of school leadership. This book interrogates the theories themselves as well as their impact on education systems around the world. It also looks at how they can be practically applied to educate school leaders within their schools and beyond, building partnerships with families, schools and other community agencies serving students. In doing so, the book considers the possibility that these theories are not opposed, but two sides of the same coin. Both are underpinned by the question ‘how do we provide the best educational experience for students?’. The answer to this question will determine the way leaders go about the task of leading schools. This important book will be of interest and value to students and scholars of educational leadership, as well as educational leaders themselves.
Instructions to the Cook: A Zen Master's Lessons in Living a Life That Matters
by Bernard Glassman Rick FieldsInstructions To The Cook is a distillation of Zen wisdom that can be used equally well as a manual on business or spiritual practice, cooking or life. The hardcover edition was featured in every major Buddhist magazine. "Be nourished and inspired! Magnificent work!"--Jon Kabat-Zinn.
Instructor's Manual for Money: Theory and Practice (Springer Texts in Business and Economics)
by Gerhard Illing Jin CaoThis instructor’s manual complements the textbook Money: Theory and Practice which provides an introduction to modern monetary economics for advanced undergraduates, highlighting the lessons learned from the recent financial crisis. The manual provides teachers with exercises and examples that reflect both the core New Keynesian model and recent advances, taking into account financial frictions, and discusses recent research on an intuitive level based on simple static and two-period models.
Instructor's Manual for Strategic Marketing Cases in Emerging Markets
by Sanjit Kumar Roy Atanu AdhikariThis is a teaching companion to the case studies provided in the book 'Strategic Marketing Cases in Emerging Markets' and is intended to help teachers and trainers follow a pedagogic line by using the case studies to develop a critical understanding of the service business scenarios and strategies for marketing in emerging markets. The authors provide extensive teaching notes for each of the cases, covering the pedagogy of the case study, the prerequisites to understanding it, case-specific teaching objectives, a suggested teaching approach, and a case synopsis. Each case is then rounded out with suggested discussion questions and concise answers, as well as additional reading to enhance the teaching and learning experience in the classroom.
Instrument Development in the Affective Domain
by D. Betsy Mccoach John P. Madura Robert K. GableWhether the concept being studied is job satisfaction, self-efficacy, or student motivation, values and attitudes--affective characteristics--provide crucial keys to how individuals think, learn, and behave. And not surprisingly, as measurement of these traits gains importance in the academic and corporate worlds, there is an ongoing need for valid, scientifically sound instruments. For those involved in creating self-report measures, the completely updated Third Edition of Instrument Development in the Affective Domain balances the art and science of instrument development and evaluation, covering both its conceptual and technical aspects. The book is written to be accessible with the minimum of statistical background, and reviews affective constructs from a measurement standpoint. Examples are drawn from academic and business settings for insights into design as well as the relevance of affective measures to educational and corporate testing. This systematic analysis of all phases of the design process includes: Measurement, scaling, and item-writing techniques.Validity issues: collecting evidence based on instrument content.Testing the internal structure of an instrument: exploratory and confirmatory factor analyses. Measurement invariance and other advanced methods for examining internal structure.Strengthening the validity argument: relationships to external variables. Addressing reliability issues. As a graduate course between covers and an invaluable professional tool, the Third Edition of Instrument Design in the Affective Domain will be hailed as a bedrock resource by researchers and students in psychology, education, and the social sciences, as well as human resource professionals in the corporate world.
Instrumente zur Strategieentwicklung: Methodische Unterstützung für Praktiker (essentials)
by Wolfgang EhringerDieses essential unterstützt bei der Entwicklung von Unternehmens- bzw. Geschäftsfeldstrategien, indem es die dafür wichtigsten Instrumente vorstellt. Dabei liegt die Besonderheit darin, dass die ausgewählten Methoden in sich schlüssig sowie mit dem allgemeinen Strategieprozess abgestimmt sind, wodurch jedes Instrument einen zentralen Beitrag leistet. Um die Überleitung in die Praxis zu erleichtern, werden die Instrumente nicht nur von konkreten Handlungsempfehlungen begleitet, sondern auch von einem durchgehenden Beispiel. Das Buch bietet für die erfolgreiche Strategiearbeit sonach ein kompaktes Gesamtpaket, das durch die Eingrenzungen einen hohen Nutzen für die Praxis verspricht.
Instruments of Change: Motivating and Financing Sustainable Development
by Theodore PanayotouInstruments of Change examines the use of incentive systems and improved institutional arrangements to protect the environment and conserve natural resources, as a means towards sustainable development.
Insufficient Funds: Make the Right Money Decisions to Bring Your Big Plans to Life
by James MillardA money book without the BS Whether you dream of security and home ownership, you’re building your career, or you want to grow your family… it’s time to figure out what you want from your money. And then make it happen. Financial adviser James Millard cuts through the jargon and shares a simple framework for making better money decisions and achieving your goals. Insufficient Funds is a comprehensive guide to personal finance that recognises the realities and challenges of balancing your life with your spending. So where do you start? To plan your future and find financial freedom, you need to define what 'sufficient’ means to you. And it’s not about settling for less! Insufficient Funds will show you how to make the most of what you earn — and enjoy it more too. You’ll get lifelong strategies to help you achieve your personal goals and live your dreams. Inside, you’ll find: The 5 Ds: a proven framework to help you Define, Declutter, Develop, Defend, and Deliver when it comes to your money goals Strategies to overcome money stress and money mess Targeted guidance for the different scenarios, events, and stages that life might throw at you A balanced approach to building wealth while still enjoying your everyday life Real-world stories and relatable experiences that help show the way Insufficient Funds is the no-nonsense guide you need to build a better money mindset and a strategic financial plan. The more you align your money decisions with the outcomes you truly want, the more you’ll gain clarity, confidence, and momentum — for a happier, more fulfilling life, today and tomorrow. "James and his team support my community with financial advice to live their best lives. He is a genius in this space and this book gives away all his best secrets!” — Victoria Devine, founder of Australia's #1 finance podcast, She's on the Money"James has cracked the code in making financial advice relatable, approachable and insanely valuable. Read the book, follow the 5x Ds and achieve your version of ‘sufficient funds’.” — Glen James, author and founder of the this is money podcast
Insufficient Funds: The Culture of Money in Low-Wage Transnational Families
by Hung Cam ThaiEvery year migrants across the globe send more than $500 billion to relatives in their home countries, and this circulation of money has important personal, cultural, and emotional implications for the immigrants and their family members alike. Insufficient Funds tells the story of how low-wage Vietnamese immigrants in the United States and their poor, non-migrant family members give, receive, and spend money. Drawing on interviews and fieldwork with more than one hundred members of transnational families, Hung Cam Thai examines how and why immigrants, who largely earn low wages as hairdressers, cleaners, and other "invisible" workers, send home a substantial portion of their earnings, as well as spend lavishly on relatives during return trips. Extending beyond mere altruism, this spending is motivated by complex social obligations and the desire to gain self-worth despite their limited economic opportunities in the United States. At the same time, such remittances raise expectations for standards of living, producing a cascade effect that monetizes family relationships. Insufficient Funds powerfully illuminates these and other contradictions associated with money and its new meanings in an increasingly transnational world.
Insular: Bill Clinton--Understanding This Type of Bad Leadership
by Barbara KellermanTo insular leaders, human rights in general are less important than the rights, and even the needs and wants, of their specific constituencies. This chapter discusses the consequences of insular leadership using former President Bill Clinton's failure to intervene in the Rwanda genocide as a case in point. The author's analysis of the situation points out mistakes Clinton made and why those mistakes were so costly.
Insult to Injury: Insurance, Fraud, and the Big Business of Bad Faith
by Ray BourhisBourhis, a crusading California attorney specializing in insurance bad-faith litigation, exposes egregious stories of ill and disabled people being forced into bankruptcy and ruin when their insurance companies dump them without cause. At the center of his explanation of the industry's shady practices is Joan Hangarter, who won a $7. 7 million judgment against disability carrier UnumProvident after it cut off her benefits. Bourhis outlines the comprehensive systems the industry has in place for targeting and terminating expensive claims without just cause, and explains how recent US Supreme Court decisions and the inaction of Congress actually facilitate insurer fraud. Annotation ©2005 Book News, Inc. , Portland, OR (booknews. com)
InsurTech: A Legal and Regulatory View (AIDA Europe Research Series on Insurance Law and Regulation #1)
by Kyriaki Noussia Pierpaolo MaranoThis Volume of the AIDA Europe Research Series on Insurance Law and Regulation explores the key trends in InsurTech and the potential legal and regulatory issues that accompany them. There is a proliferation of ideas and concepts within InsurTech that will fundamentally change the market in the next few years. These innovations have the potential to change the way the insurance industry works and alter the relationships between customers and insurers, resulting in insurance products that are more closely aligned to individual preferences and priced more appropriately to the risk. Increasing use of technology in the insurance sector is having both a disruptive and transformative impact on areas including product development, distribution, modelling, underwriting and claims and administration practice. The result is a new industry, known as InsurTech. But while the insurance market looks to technology for greater efficiency, regulators are beginning to raise concerns about managing potential risks. The first part of the book examines technological innovations relevant for insurance, such as FinTech, InsurTech, Sharing Economy, and the Internet of Things. The second part then gathers contributions on insurance contract law in a digitalized world, while the third part focuses on cyber insurance and robots. Last but not least, the fourth part of the book discusses legal and ethical questions regarding autonomous vehicles and transportation, including the shipping industry, as well as their impact on the insurance sector and civil liability. Written by legal scholars and practitioners, the book offers international, comparative and European perspectives. The Chapters "FinTech, InsurTech and the Regulators" by Viktoria Chatzara, "Smart Contracts in Insurance. A Law and Futurology Perspective" by Angelo Borselli and "Room for Compulsory Product Liability Insurance in the European Union for Smart Robots?” by Aysegul Bugra are available open access under a CC BY 4.0 license at link.springer.com.
Insurance 4.0: Benefits and Challenges of Digital Transformation (Palgrave Studies in Financial Services Technology)
by Bernardo NicolettiIndustry 4.0 has spread globally since its inception in 2011, now encompassing many sectors, including its diffusion in the field of financial services. By combining information technology and automation, it is now canvassing the insurance sector, which is in dire need of digital transformation.This book presents a business model of Insurance 4.0 by detailing its implementation in processes, platforms, persons, and partnerships of the insurance companies alongside looking at future developments. Filled with business cases in insurance companies and financial services, this book will be of interest to those academics and researchers of insurance, financial technology, and digital transformation, alongside executives and managers of insurance companies.
Insurance Disputes
by IAIN GOLDREIN; ROBERT MERKINWritten by an impressive team of specialist contributors, Insurance Dispute is the authoritative guide to litigation for both the insurer and the insured. Divided into two parts – principles of law and their practical use in individual types of insurance, it aims to identify and resolve questions such as: • How should the claimant handle a dispute? • Is the claim within the cover? • When should an insurer dispute cover? • What steps can an insurer take to deny cover? Updated and revised to include new chapters on marine insurance, the Financial Ombudsman Service and ATE insurance, Insurance Disputes is essential reading for anyone involved in insurance law and litigation.
Insurance Distribution Directive: A Legal Analysis (AIDA Europe Research Series on Insurance Law and Regulation #3)
by Kyriaki Noussia Pierpaolo MaranoThis open access volume of the AIDA Europe Research Series on Insurance Law and Regulation offers the first comprehensive legal and regulatory analysis of the Insurance Distribution Directive (IDD). The IDD came into force on 1 October 2018 and regulates the distribution of insurance products in the EU. The book examines the main changes accompanying the IDD and analyses its impact on insurance distributors, i.e., insurance intermediaries and insurance undertakings, as well as the market. Drawing on interrelations between the rules of the Directive and other fields that are relevant to the distribution of insurance products, it explores various topics related to the interpretation of the IDD – e.g. the harmonization achieved under it; its role as a benchmark for national legislators; and its interplay with other regulations and sciences – while also providing an empirical analysis of the standardised pre-contractual information document. Accordingly, the book offers a wealth of valuable insights for academics, regulators, practitioners and students who are interested in issues concerning insurance distribution.
Insurance Economics
by Peter Zweifel Roland EisenInsurance Economics brings together the economic analysis of decision making under risk, risk management and demand for insurance by individuals and corporations, objectives pursued and management tools used by insurance companies, the regulation of insurance, and the division of labor between private and social insurance. Appropriete both for advanced undergraduate and graduate students of economics, management, and finance, this text provides the background required to understand current research. Predictions derived from theoretical argument are not only stated but confronted with empirical evidence. Throughout the book, conclusions summarize results, helping readers to check their knowledge and understanding. Issues discussed include paradoxa in decision making under risk, selection of favorable risks by insurers, the possibility of a "death spiral" in insurance markets, and future challenges such as re-regulation in the wake of the 2007-09 financial crisis and the increasing availability of generic information.
Insurance Fraud Casebook: Paying a Premium for Crime
by Joseph T. Wells Laura HymesReal case studies on insurance fraud written by real fraud examiners Insurance Fraud Casebook is a one-of-a-kind collection consisting of actual cases written by fraud examiners out in the field. These cases were hand selected from hundreds of submissions and together form a comprehensive picture of the many types of insurance fraud—how they are investigated, across industries and throughout the world. Entertaining and enlightening, the cases cover every type of insurance fraud, from medical fraud to counterfeiting. Each case outlines how the fraud was engineered, how it was investigated, and how perpetrators were brought to justice Written for fraud examiners, auditors, and insurance auditors Other titles by Wells: Fraud Fighter and Corporate Fraud Handbook, Third Edition Edited by Dr. Joseph T. Wells, the founder and Chairman of the Association of Certified Fraud Examiners (ACFE), the world's leading anti-fraud organization, this book reveals the dangers of insurance fraud and the measures that can be taken to prevent it from happening in the first place.
Insurance Law Implications of Delay in Maritime Transport (Contemporary Commercial Law)
by Aysegul BugraDelay in a marine adventure is an important and frequent phenomenon of maritime transport as it affects various parties and their interests. Insurance Law Implications of Delay in Maritime Transport is the first single book to deal specifically with this issue in the context of insurance law. The book addresses the losses and expenses that may arise from delay or loss of time in maritime transport, the types of insurance available covering or excluding losses arising from it and the impact of delay on voyage policies. The author, Ayşegül Buğra, critically examines and evaluates the scope of several different types of marine insurance policies, including but not limited to: hull and machinery, cargo, freight, loss of hire and marine delay in start-up insurance. Furthermore, the book analyses the current law by tracing back the relevant common law authorities to the 18th century and examines the wordings used in practice from that time to today with a comprehensive and critical approach. This unique text will be of great interest to legal practitioners, shipping professionals and academics alike.
Insurance Law and the Financial Ombudsman Service (Lloyd's Insurance Law Library)
by Judith SummerInsurance Law and the Financial Ombudsman Service is an in depth look at the workings and insurance decisions of the Financial Ombudsman Service. The book analyses how the Ombudsman Service decides insurance cases and compares its approach to that of a court. This book sets out the rules, procedure and approach of the Ombudsman Service, succinctly summarises the relevant insurance law and compares and analyses it against a comprehensive review of material about insurance complaints gathered since the formation of the Ombudsman Service in 2001.