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The 4 Figure Trick: The non-financial managers guide to better and faster business decisions
by David MeckinFinancial management is often portrayed as a demonic science, littered with spreadsheets, inexplicable charts, intricate formulas and all washed down with swathes of unintelligible jargon. In reality,successful financial management is all about the management of just four figures. Knowing what these four figures are, how they interrelate and (most importantly) how they can be managed is the key to financial success.This is what David Meckin calls 'the four figure trick.' Almost every major business failure can be pinned down to the ineffective management of at least one of these critical figures.Focusing attention on just four figures not only makes the world of financial management far more accessible to the non-financial manager, it also greatly simplifies the decision-making process. Avoiding all the complexities normally associated with the topic, THE 4 FIGURE TRICK highlights a variety of practical managerial strategies that can significantly enhance the financial performance of any business.
The 4% Fix: How One Hour Can Change Your Life
by Karma BrownHow to find guilt-free time for what you really want to do, and why it matters Do you feel like you’re always busy, even as your to-do list continues to grow?Do you think you can’t keep up as it is, let alone add another thing to your plate? An award-winning journalist, avid reader and new mom, Karma Brown dreamed of writing her first novel. But between diapers and tight deadlines, how could she? Like so many of us, she felt stretched taut and hyper-scheduled, her time a commodity over which she had lost control. For Brown, the answer to this problem was to rise earlier every day and use that time to write. Although she experienced missteps along the way, after committing to her alarm clock and an online community of early risers, she completed a debut novel that became a national bestseller.In The 4% Fix, Karma Brown reveals the latest research about time management and goal-setting and shares strategies that have worked for her as well as for others. Refreshingly, her jargon-free approach doesn’t include time-tracking spreadsheets, tips on how to squeeze in yoga exercises while cooking dinner, or methods that add bulk to those never-ending lists. How will you use this one hour—only 4% of your day—to change your life?
The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich
by Timothy FerrissWhat do you do? Tim Ferriss has trouble answering the question. Depending on when you ask this controversial Princeton University guest lecturer, he might answer: I race motorcycles in Europe; I ski in the Andes; I scuba dive in Panama; I dance tango in Buenos Aires. He has spent more than five years learning the secrets of the New Rich, a fast-growing subculture who has abandoned the deferred-life plan; and instead mastered the new currencies: time and mobility to create luxury lifestyles in the here and now. Whether you are an overworked employee or an entrepreneur trapped in your own business, this book is the compass for a new and revolutionary world. Join Tim Ferriss as he teaches you: How to outsource your life to overseas virtual assistants for $5 per hour and do whatever you want; How blue-chip escape artists travel the world without quitting their jobs; How to eliminate 50% of your work in 48 hours using the principles of a forgotten Italian economist; How to trade a long-haul career for short work bursts and freuent "mini-retirements"; What the crucial difference is between absolute and relative income; How to train your boss to value performance over presence, or kill your job (or company) if it's beyond repair; What automated cash-flow muses are and how to create one in 2 to 4 weeks; How to cultivate selective ignorance and create time with a low-information diet; What the management secrets of Remote Control CEOs are; How to get free housing worldwide and airfare at 50- 80% off; How to fill the void and create a meaningful life after removing work and the office. You can have it all really.
The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich (Expanded and Updated Edition)
by Timothy Ferriss<p>The New York Times bestselling author of The 4-Hour Body shows readers how to live more and work less, now with more than 100 pages of new, cutting-edge content. <p>Forget the old concept of retirement and the rest of the deferred-life plan–there is no need to wait and every reason not to, especially in unpredictable economic times. Whether your dream is escaping the rat race, experiencing high-end world travel, or earning a monthly five-figure income with zero management, The 4-Hour Workweek is the blueprint. <p>This step-by-step guide to luxury lifestyle design teaches: <p> <li>How Tim went from $40,000 per year and 80 hours per week to $40,000 per month and 4 hours per week <li>How to outsource your life to overseas virtual assistants for $5 per hour and do whatever you want <li>How blue-chip escape artists travel the world without quitting their jobs <li>How to eliminate 50% of your work in 48 hours using the principles of a forgotten Italian economist <li>How to trade a long-haul career for short work bursts and frequent “mini-retirements”</li> <p> <p>The new expanded edition of Tim Ferriss’ The 4-Hour Workweek includes: <p> <li>More than 50 practical tips and case studies from readers (including families) who have doubled income, overcome common sticking points, and reinvented themselves using the original book as a starting point <li>Real-world templates you can copy for eliminating e-mail, negotiating with bosses and clients, or getting a private chef for less than $8 a meal <li>How Lifestyle Design principles can be suited to unpredictable economic times <li>The latest tools and tricks, as well as high-tech shortcuts, for living like a diplomat or millionaire without being either</li>
The 4 Laws of Financial Prosperity: Get Control of Your Money Now!
by Blaine Harris Charles CoonradtTHE 4 LAWS OF FINANCIAL PROSPERITY (Formerly The Four Laws of Debt Free Prosperity) Inspired by actual occurrences, this entertaining and captivating book shows that how much a person earns isn't nearly as important in achieving financial security as most people think-that nearly anyone, on any income, can achieve debt-free prosperity by applying the four laws in the story. Inspired by a true story . . . you will discover four basic laws that will change your life. Simple principles . . . learn how to implement the powerful core principles that financially successful people understand and live by to eliminate debt and accumulate wealth. Change your financial life . . . anyone on any income can become debt-free and achieve financial independence by applying the principles from this book.
The 4% Solution: Unleashing the Economic Growth America Needs
by The Bush InstituteWith contributions from world renowned economists and Nobel prizewinners, The 4% Solution is a blueprint for restoring America's economic health The United States is reaching a pivotal point in its economic history. Millions of Americans owe more on their homes than they are worth, long-term unemployment is alarmingly high, and the Congressional Budget Office is projecting a sustainable growth rate of only 2.3%--a full percentage point below the average for the past sixty years. Unless a turnaround comes quickly, the United States could be mired in debt for years to come and millions of Americans will be pushed to the sidelines of the economy. The 4% Solution offers clear and unflinching ideas on how to revive America's economy. It sets a positive economic goal and asks some of the top economic minds on how to achieve it. With a focus on removing government constraints, The 4% Solution defines the policies that will allow Americans to save, invest, and create the jobs that the United States needs. The 4% Solution draws on the best minds in the business, including five Nobel laureates: · Robert E. Lucas, Jr., on the history and future of economic growth · Gary S. Becker on why we need immigrants in order to grow · Edward Prescott on the cost (to growth) of the welfare state · Vernon Smith on why housing leads us into and out of recessions · Myron Scholes on why we need to innovate in order to grow the economy
The 4 Stages of Psychological Safety: Defining the Path to Inclusion and Innovation
by Timothy R. ClarkThis book is the first practical, hands-on guide that shows how leaders can build psychological safety in their organizations, creating an environment where employees feel included, fully engaged, and encouraged to contribute their best efforts and ideas.Perhaps the leader's most challenging task is to increase intellectual friction while decreasing social friction. When this doesn't happen and it becomes emotionally expensive to say what you truly think and feel, that lack of psychological safety triggers the self-censoring instinct, shuts down learning, and blocks collaboration and creativity. Timothy R. Clark, a former CEO, Oxford-trained social scientist, and organizational consultant, provides a research-based framework to help leaders transform their organizations into sanctuaries of inclusion and incubators of innovation.When leaders cultivate psychological safety, teams and organizations progress through four successive stages. First, people feel included and accepted; then they feel safe to learn, contribute, and finally, challenge the status quo. Clark draws deeply on psychology, philosophy, social science, literature, and his own experiences to show how leaders can, and must, set the tone and model the ideal behaviors—as he says, "you either show the way or get in the way." This thoughtful and pragmatic guide demonstrates that if you banish fear, install true performance-based accountability, and create a nurturing environment that allows people to be vulnerable as they learn and grow, they will perform beyond your expectations.
4 Steps to Financial Security for Lesbian and Gay Couples
by Harold L. LustigTHE FIRST FINANCIAL GUIDE TAILORED EXCLUSIVELY TO LESBIAN AND GAY COUPLES ON HOW TO PROTECT THEIR ASSETS WHEN LAWS FAIL. Lesbian and gay couples can achieve solid, long-term financial security--but they need to arm themselves with foresight, awareness, and facts. That's what this book is all about. Now, drawing on more than twenty years' experience as a financial adviser to lesbian and gay couples, Harold L. Lustig has written the definitive financial guide for you and your partner. Through Lustig's four easy-to-follow steps to economic security--PLAN, PLAN, PLAN; PROTECT WHAT'S YOURS; THINK COMMUNITY; USE NON-CONVENTIONAL WISDOM AND TAKE ACTION--this invaluable book gives you workable financial strategies and up-to-date information on- Estate planning--why it's especially vital for you and your loved one- Tax advantages available to you--and not to legally recognized couples- Reducing your tax load through charitable contributions and shifting assets- A domestic partner agreement--why it is critical to your financial well-being- Avoiding the "gay penalty" on long-term health care and retirement plans- Tips for funding a college education--without dropping into the red- Reentering the job market when you are HIV positive- Buying and fine-tuning disability insurance- The facts about joint ownershipAnd much more!Despite unfavorable laws, you can protect your assets, provide for retirement, avoid discriminatory penalties, and ensure that you and your partner enjoy and share what you've earned together. From building and transferring wealth with life insurance to creating documents that protect you when marital laws do not, this clear, smart, practical guide provides the essential financial information that every lesbian and gay couple needs and deserves. From the Trade Paperback edition.
40 Chances
by Howard G BuffettIf you had the resources to accomplish something great in the world, what would you do?Legendary investor Warren Buffett posed this challenge to his son in 2006, when he announced he was leaving the bulk of his fortune to philanthropy. Howard G. Buffett set out to help the most vulnerable people on earth--nearly a billion individuals who lack basic food security. And Howard has given himself a deadline: 40 years to put more than $3 billion to work on this challenge. Each of us has about 40 chances to accomplish our goals in life. This is a lesson Howard learned through his passion for farming. All farmers can expect to have about 40 growing seasons, giving them just 40 chances to improve on every harvest. This applies to all of us, however, because we all have about 40 productive years to do the best job we can, whatever our passions may be. 40 Chances: Finding Hope in a Hungry World is a new book that captures Howard's journey. Beginning with his love for farming, we join him around the world as he seeks out new approaches to ease the suffering of so many. It is told in a unique format: 40 stories that will provide readers a compelling look at Howard's lessons learned, ranging from his own backyard to some of the most difficult and dangerous places on Earth.
40 Classic Crude Oil Trades: Real-Life Examples of Innovative Trading (Routledge Classic Market Trades)
by Owain JohnsonThe day-to-day world of crude oil traders is not usually open to outsiders. Few non-specialists appreciate how oil traders approach the markets, what their backgrounds are and how they make money. This book brings the oil trading world to vivid life by introducing the reader to 40 real-life trades or strategies that were carried out by named market participants. The 40 chapters cover different geographies and different crude oil markets, providing an unparalleled insight into how crude oil traders work and think. Oil trading developed in its current form in the 1980s and the chapters cover these early beginnings through to the present day. The trades have been grouped in sections that relate to the nature of each trade and its broader use as an example of a successful trading style. Sections cover approaches to arbitrage trading; the impact of geopolitics; logistics and storage plays; short-term versus longer term trading; managing new crude oil grades; trading crude oil derivatives. The book provides plenty of inspiration for current or prospective crude oil traders or analysts. It will also be valuable for academic researchers, business school case studies, and for anyone wanting to learn more about the individuals that shape the world’s most important commodity market.
40 Days of Farming: Unlock the Secret to Real Estate Success and Personal Fulfillment
by John McMonigleMost real estate agents fail in their first five years on the job—but 40 Days of Farming gives you the skills to not only beat those odds, but also to build a thriving and successful real estate career.Eighty-seven percent of real estate agents fail within their first five years in the industry. John McMonigle, founder of Agentinc.—named the Top Real Estate Team five years in a row by The Wall Street Journal—has made history by selling properties totaling more than $7.5 billion. He&’s written 40 Days of Farming to share with you how geographic farming, a proven system of generating lead productivity based on love and community stewardship, has been the key to his success and can unlock your full potential. The secret to successful geographic farming—and, indeed, to succeeding in today&’s highly competitive real estate industry—is having spiritual, physical, mental, emotional, relational, financial, and vocational health. John leads you on a guided, forty-day journey to cultivate each of those areas in your life to make way for exponential growth. Utilizing a combination of experience, networking, faith, and scripture, John has transformed the art of geographic real estate farming into a lucrative and time-tested system designed to generate personal and financial success. To that end, in 40 Days of Farming, John applies the over 7,000 promises of Scripture to your career and includes a life-plan handed down by God, along with a proven business plan culled from his decades-long career as a leader in the industry. As a real estate agent, you&’re in the business of changing lives for the better. The journey you take in 40 Days of Farming will lead you closer to career success and deeper fulfillment in your spiritual life.
40 Impulse für den neuen Vertriebsinnendienst: Inside Sales: Verkaufen von innen heraus
by Ralf KoschinskiDieses Buch bietet 40 erfolgsentscheidende Impulse für einen verkaufsaktiven, professionellen und souveränen Vertriebsinnendienst – von A wie Agilität, über F wie Fragetechniken und P wie Preisverteidigung bis hin zu Z wie Zeitmanagement. Wenn Vertriebsmannschaften umsatzstark bleiben wollen, muss auch der Innendienst zunehmend verkaufsorientiert agieren. Denn mit dem richtigen Mindset, konstanter Unterstützung und Motivation lassen sich sowohl im Innendienst als auch bei den Mitarbeitenden mit Kundenkontakt enorm große Potenziale realisieren. Ralf Koschinski liefert mit diesem Werk ein praktisches Nachschlagewerk für die Unternehmenspraxis und erläutert, wie zum Beispiel Cross- und Up-Selling, Einwandbehandlung, Minutenpräsentation, W-Fragen oder die Zusammenarbeit mit dem Außendienst gewinnbringend gestaltet und eingesetzt werden können.
40 Rules for Internet Business Success: Escape the 9 to 5, Do Work You Love, and Build a Profitable Online Business
by Matthew Paulson<p>Your Blueprint for Business Success! <p>Stop reading books by pretenders. Read this one and you will learn from an entrepreneur who created a seven-figure internet business from scratch. Matthew Paulson, Founder of Analyst Ratings Network, Lightning Releases and GoGo Photo Contest, has weathered the failures and triumphs of being an entrepreneur for nearly a decade. 40 Rules for Internet Business Success is his collection of core principles and strategies he used to grow his business. <p>By reading 40 Rules for Internet Business Success, you will learn to: <p> <li>Throw away your business plan! Create a scalable business model that actually works. <li>Identify a target market that is desperate for your company's products and services. <li>Launch your first product or service faster by building a minimum viable business. <li>Create a reliable and repeatable marketing strategy to keep new customers coming. <li>Build systems that make your business run like a well-oiled machine. <li>Maximize your company's earnings potential with the three keys of revenue growth.</li> <p> <p>No matter what your goals are for online business success: 40 Rules will help you turn your dream of owning a profitable Internet business into reality. <p>EXTRAS WITH EVERY PURCHASE: After purchasing the book, open it and follow the directions inside to receive access to the two bonus audio interviews titled 40 Bootstrapped Business Ideas and The Seven Deadly Sins of New Entrepreneurs.</p>
40 Unbreakable Laws of Money: Laws for Business, Success and Life
by Wayne WakefieldA financial expert outlines what you need to understand about money in order to achieve success in business and in life. Who told you, you had to go to a bank or a lender with your hat in your hand to qualify for a loan? Who told you, you had to pay for your home, car, boat, and plane? Get someone else to pay for them! Where did you learn that it took a college education, good credit, and a savings account to become wealthy and financially independent?40 Unbreakable Laws Of Money reveals Wayne Wakefield&’s &“hidden&” secrets to the money and business world that only the few wealthy know. Through almost 30 years of business and finance, Wayne discovered Laws that must be followed that secure success. Inside, he opens the world of money and the secrets to the free enterprise system to create a mindset that challenges and changes everything you were taught. Wayne breaks down all you need to know with humor and a very common-sense approach that brings major revelation to those who dare to take the time to read and invest in themselves. You will not have to memorize the 40 Unbreakable Laws, because they will become part of you as you complete each chapter. You will immediately recognize and start changing what you do financially through a revelatory new mindset. You will never be able to go back and you will never think the same way again!
40 Years of China's War on Poverty
by Xinkai Zhu Chao PengChina's anti-poverty campaign has liberated hundreds of millions of citizens from absolute poverty, offering a compelling model for other developing countries around the world. This book demonstrates the path of China’s poverty alleviation and explores the approach and the theory underlying the country’s experience. The authors elucidate four important stages of poverty alleviation in China. They further investigate how the administration has balanced economic growth, regional development and the protection of ecosystem and cultural and heritage sites during China's remarkable transformation. As China’s development experience have extended the theory of international poverty alleviation, this book should provide valuable insights and offer enlightenment to global scholars, NGOs and governments of other developing countries.
40 Years of European Digital Policies: Forgotten Lessons (Professional Practice in Governance and Public Organizations)
by Detlef EckertWritten by a seasoned European Commission official and industry expert with over 30 years of experience, this book invites you to embark on a journey through Europe's digital evolution. It provides an insightful guide to the policies that have positioned the EU as a catalyst for Europe’s digital transformation. The book serves as a historical narrative and an indispensable resource for policymakers and academics alike. Readers will learn from past triumphs and pitfalls to forge a path towards sustainable growth, innovation, and entrepreneurship. Presenting the rationale behind key policy decisions, the author unveils the dynamics shaping Europe's digital landscape. From pivotal moments to technological leaps, the book illustrates how the process of European integration has increasingly empowered policymakers to shape outcomes. Understanding this interplay between technology and policy is crucial for grasping the complexities of digital policymaking. Accessible to all, this book enhances technical explanations with legal and economic insights. By doing so, it enables readers to understand the nuances of digital policymaking and to envision a future for a digitally integrated Europe.
40 Years of Experience with the National Market System: Who Are the Winners and What Have We Learned? (Zicklin School of Business Financial Markets Series)
by Robert A. Schwartz John Aidan Byrne Eileen StempelIn 1975, the U.S. Securities Acts Amendments were enacted by Congress, which amongst other measures, officially mandated development of a National Market System (NMS). Since that time, the competitive map has been redrawn, technological changes have been huge and pervasive in scope, and the landscape is ever-changing. This book looks at the evolution of NMS and the factors that have influenced it since its development. Titled after the Baruch College Financial Markets Conference, 40 Years of Experience with the National Market System (NMS): Who Are the Winners and What Have We Learned, the book examines the following questions: What is liquidity and how is it best measured and provided? Has NMS-Induced competition delivered? What is technology’s challenge to regulators? Are fair and level playing fields a good regulatory goal? What is the buyside’s view?The Zicklin School of Business Financial Markets Series presents the insights emerging from a sequence of conferences hosted by the Zicklin School at Baruch College for industry professionals, regulators, and scholars. The transcripts from the conferences are edited for clarity, perspective and context; material and comments from subsequent interviews with the panelists and speakers are integrated for a complete thematic presentation. Each book is focused on a well delineated topic, but all deliver broader insights into the quality and efficiency of the U.S. equity markets and the dynamic forces changing them.
40 Years of Reform and Opening-up: China's Model and Experience
by Chaoyang WangThis book consists of studies on China’s economic development since China carried out the reform and opening-up strategy, including China’s economic restructuring, economic operational mechanism, socialist market economy, inflation, the reform of the urban housing system, the economic impact of WTO entry, the future potential growth rate, global economic governance, structural fiscal and taxation reforms, the rapid growth of China’s financial industry, and more. These studies explores China’s successful experience of economic growth in the past and will shed some light on China’s economic development in the future, providing value to economists and Chinese scholars.
401: The Art of Cashing in on a Shaky Market in Minutes a Day (Wiley Trading #523)
by Richard SchmittFor many, retirement has become increasingly difficult to both attain and afford. But there is a way today's 401(k) participant, as well as those contributing to similar retirement savings plans, can turn their retirement dreams into reality. With over twenty-five years of experience consulting on retirement plans, author Richard Schmitt knows what it takes to make the most of them, and now, in 401(k) Day Trading: The Art of Cashing in on a Shaky Market in Minutes a Day, he shows you how. Divided into four comprehensive parts, this reliable resource takes you step-by-step through the environment, rationale, and process of day trading your retirement portfolio in minutes a day. It skillfully outlines an approach to buying low and selling high through daily fund exchanges—that draws on many of the fundamental principles of investment management—to exploit daily market volatility.
The 401(k) Millionaire: How I Started with Nothing and Made a Million--and You Can, Too
by Knute Iwaszko Brian O'Connell"If you, a regular Joe like me, are not a movie star or an overpaid professional baseball player or a lottery winner or a high-powered executive, what are your chances of becoming a millionaire? Better than you think--much better. And you don't have to strike oil to do it. The secret? It's not glamorous, but it is simple, and almost foolproof, because the math is in your favor. It's my story, and the story of others who are quietly amassing 401(k) fortunes--and the simple plan to make your story my story. " A surefire plan for financial independence--through bull and bear markets. Knute Iwaszko--by turns a chemist, a salesman, and an innkeeper--made a million dollars without robbing a bank, without an inheritance, and without a Silicon Valley startup. He made it in a reliable but thoroughly new-fashioned way: by maximizing the potential of his 401(k) plan--and now he's going to tell millions of people how they, too, can become millionaires. This book will thoroughly explain the ins and outs of how 401(k) plans work, including tax benefits, contribution requirements and limits, withdrawal limitations, and risk management--and then fully describes "Knute's Unbeatable, Unbreak-able Rules for Making It to a Million": a foolproof formula that gives readers a step-by-step regimen for maximizing the potential of their 401(k) plans. With simple, accessible language and clear, detailed steps for financial success, The 401(k) Millionaire is required reading for anyone who wants to make the most of his or her money. "If you follow my five simple rules for 401(k) investing, there's no doubt in my mind that you can end up a 401(k) millionaire, too. Allow me to demonstrate how it's done . . . " 401(k) millionaire Knute Iwaszko's practical, surefire plan for financial success includes such topics as: How I Became a 401(k) Millionaire The 401(k): Your Personal Money Machine The Perils of Procrastination Maxing Out: More Money for You--and Less for Uncle Sam Learning the Ropes: Your Inner Savvy Investor Be Aggressive: Your Retirement Depends on It Knute's Recipe for Success From the Hardcover edition.
401(k)s For Dummies
by Ted Benna Brenda Watson NewmannGet the most out of your 401(k) in any economy Filled with sample 401(k) portfolios for every stage of life Invest your 401(k) money wisely and make the most of your retirement Want to know what kind of investment mix you need to make your retirement money grow? Don't know what to do with a 401(k) account from your last job? Worried that your company's 401(k) plan doesn't cut it? Relax! This simple, plain-English guide shows you how to manage your accounts, minimize your risks, and maximize your returns. The Dummies Way * Explanations in plain English * "Get in, get out" information * Icons and other navigational aids * Tear-out cheat sheet * Top ten lists * A dash of humor and fun
401(k)s & IRAs For Dummies
by Ted BennaFrom the basics down to investing, get the most out of your 401(k) and IRA in any economic environment When you’re ready to start setting aside (or withdrawing) money for your retirement—whenever that might be—401(k)s & IRAs For Dummies is here for you! It covers both types of retirement plans because they each have valuable tax benefits, and you may be able to contribute to both at the same time. With the practical advice in this book, you learn how to manage your accounts, minimize your investment risk, and maximize your returns. Sounds like a win-win, no matter your situation or where you’re at in life. Written by a well-known expert and ‘father of the 401 (k)’ , Ted Benna, 401(k)s & IRAs For Dummies helps you keep up with the ever-changing rules surrounding both retirement plans—including the rules from the SECURE and CARES Acts—and avoid the mistakes that can lead to higher taxes and penalties. Additional topics include: Tax strategies before and after retirement Required distributions and how much you need to take Penalties for taking money out early and how to avoid them What happens to your or your spouse’s retirement plan after death or divorce The rules for taking money out of an inherited plan Methods for calculating required minimum distributions Special tax benefits for conversions to Roth IRAs How to recharacterize IRA or Roth contributions Why IRA based plans are a better options for many small employers Helping solo entrepreneurs and other small businesses pick the right type of plan Whether you’re just starting to think about a retirement plan, planning when to retire, or you’re facing retirement, you’ll find useful and practical guidance in 401(k)s & IRAs For Dummies. Get your copy today!
43 Mistakes Businesses Make...and How to Avoid Them
by Duncan Bannatyne43 MISTAKES is Duncan Bannatyne's guide to the common traps people in business fall into, and how to stay out of them. Imagine you had your very own personal business adviser, who could give you the benefit of their expertise and help you avoid making costly, embarrassing, time-consuming and even career-ending mistakes. Duncan Bannatyne is that person and he's here to help you. 43 MISTAKES will make sure you avoid the most common business howlers, and is just as relevant if you are a sole-trader on the high street or a bond-trader in the City.
43 Mistakes Businesses Make...and How to Avoid Them
by Duncan Bannatyne43 MISTAKES is Duncan Bannatyne's guide to the common traps people in business fall into, and how to stay out of them. Imagine you had your very own personal business adviser, who could give you the benefit of their expertise and help you avoid making costly, embarrassing, time-consuming and even career-ending mistakes. Duncan Bannatyne is that person and he's here to help you. 43 MISTAKES will make sure you avoid the most common business howlers, and is just as relevant if you are a sole-trader on the high street or a bond-trader in the City.
44 EZ Solutions to Stretch and Conserve Your Dollar
by Jerry LePreThis guide will give those looking for financial security the knowledge they need to manage their money effectively. Whether the goal is to own a home, create a retirement plan, or just get out of debt, financial freedom is within reach with this economic guide. Written in easy-to-understand language, this resource includes valuable tips and inventive tricks to save money and develop better spending habits. Seven building-block strategies pave the way to a secure future for you and your family. Minor lifestyle adjustments can generate unexpected amounts of savings. Jerry LePre introduces seven simple strategies that will lead you to maximum financial protection with a minimum of difficulty or unease. He shows how to save on insurance premiums, utility bills, gasoline costs, and grocery expenses. By taking the money saved from these modifications and investing it, the return can be used for the next big expense. Not only does LePre provide excellent information on how to save money, he also gives numerous examples of what to do with the savings. Selecting the right plan of action includes choosing financial institutions that provide the most opportunities for you. With a simple and effective outline, the author explains the ins and outs of credit unions and banks, gives suggestions for how to invest for the greatest return, and get the best tax breaks. Timeless advice shows that there is never a bad time to be money-conscious, because the more you plan, the brighter your future.