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52 Ways to Wreck Your Retirement
by Tina Di VitoRetirement planning isn't something that happens at a specific point in time or at a specific age - we are all affecting our retirement plans every day with every decision we do or don't make. Canadians are living longer, and the average retiree in the future may have as much as 30 years of retirement to plan for, and there are many simple things that will impact our eventual retirement life.52 Ways to Wreck Your Retirement identifies 52 things we do that could wreck our retirement, explains why it puts your retirement at risk, and provides the strategy to correct the mistake, or better still, avoid it entirely. The book is organized under several key areas of the planning process, including:Starting to Plan for RetirementMistakes around InvestingMistakes around DebtSaving for RetirementPensionsLiving in RetirementSpending in RetirementNew Realities about Retirement52 Ways to Wreck Your Retirement is not a feel-good book about how wonderful retirement will be or an alarming fear-mongering book about dying broke, nor is it a get-rich-late-retirement solution. Quite simply, it is an easily-accessible and practical guide written for Canadians of all ages that gives you the tools you need to better manage the financial and personal aspects of your retirement.
The 52-Week Low Formula
by Wesley R. Gray Luke L. WileyA new but timeless strategy and mindset that should greatly help investors lower downside risk while achieving market outperformanceIn The 52-Week Low Formula: A Contrarian Strategy that Lowers Risk, Beats the Market, and Overcomes Human Emotion, wealth manager Luke L. Wiley, CFP examines the principles behind selecting the outstanding companies and great investment opportunities that are being overlooked.Along the way, Wiley offers a melding of the strategies used by such investment giants as Warren Buffett, Howard Marks, Michael Porter, Seth Klarman, and Pat Dorsey. His proven formula helps investors get the upper hand by identifying solid companies that are poised for growth but have fallen out of the spotlight.Shows you how to investigate companies and identify opportunitiesIncludes detailed discussions of competitive advantage, purchase value, return on invested capital, and debt levelsPresents several case studies to examine companies that have overcome obstacles by trading around their 52-week lows The 52-Week Low Formula is a must-read for investors and financial advisors who want to break through conventional strategies and avoid common mistakes.
52 Weeks of Sales Success
by Roberts Ralph R.52 Weeks of Sales Success, 2nd edition is based on Roberts' series of popular weekly sales seminars originally offered to his staff. Ralph now delivers the same energy and sales-generating wisdom and closing tools to everyone who is committed to achieving his or her full potential. In this second edition, Ralph has expanded and updated the material to address issues important to today's salespeople and reveals his field-proven strategies for selling in the 21st Century: Stop thinking like an employee and start thinking like an entrepreneur Surround yourself with positive people Develop systems and procedures Hire an assistant, so you can concentrate on clients Know your product, yourself, and your client Under-promise, over-deliver Turn problems into opportunities
52 Weeks of Wellbeing: A No-Nonsense Guide to a Fulfilling Work Life
by Ryan HopkinsThere's one thing that's more important than productivity and promotion: your wellbeing. Discover how you can lead a fulfilling work life with 52 inspiring insights, one for every week. Too often, a busy and competitive work life can distract us from focusing on our wellbeing and mental health. 52 Weeks of Wellbeing is packed full of practical and accessible tips that you can incorporate into your everyday life, leaving you healthier and more fulfilled.Ryan Hopkins has vast experience of offering ground-breaking wellbeing insights and tips to individuals and organizations across the world. This book distils his insights, which are backed by psychological research and inspiring stories of success. From unconventional concepts such as Kintsugi to the power of digital detoxes, begin your journey towards a more fulfilling work life with 52 Weeks of Wellbeing.
52 Weeks to Financial Fitness: The Week-by-Week Plan for Making Your Money Grow
by Marshall Loeb52 Weeks to Financial Fitness is your personal financial trainer. A friendly and authoritative expert that will guide you week by week to manage your finances and make your money grow. In the current frenzied market it's hard to know whom to turn to for solid advice. Into this void steps the calm presence of Marshall Loeb, personal finance pioneer and former editor of two of the most successful magazines in history,FortuneandMoney. Personal finance and investments are a lot like doing exercise. Few of us are happy with our finances or our physiques. For many people, just getting started on a fitness program is the hardest part. But once you begin, you marvel at how easy it is and wonder how you ever did without it. Marshall Loeb's program for financial fitness, like any good exercise program, starts simply and moves gradually to heavier lifting, boosting yourconfidence as you move forward. Not only will you learn how to budget your accounts and get your insurance in order, but you'll also have a strong enough background to choose the investments that are right for you (stocks, bonds, or mutual funds) and the know-how to pick a financial planner and get the most out of his or her services. No matter what kind of financial shape you're in, Marshall -- week by week -- carefully brings you to the next level.
52 Wege zum Erfolg: Die besten Ideen aus 500 Business-Ratgebern
by Dennis FischerHol` dir die 52 Erfolgslektionen, die du wirklich brauchst! Steht in vielen Business-Ratgebern nicht immer wieder das Gleiche? Gibt es entscheidende Lektionen erfolgreicher Menschen, die jeder kennen sollte? Musst du für diese Erfolgsgeheimnisse wirklich all die hunderte Bestseller-Bücher lesen, die der Markt bereithält? Oder gibt es eine Abkürzung? Die gibt es! Dennis Fischer hat in den letzten Jahren über 500 Business-Ratgeber gelesen. Die spannendsten Denkanstöße daraus stellt er wöchentlich tausenden Lesern auf seinem Blog 52ways.de vor. Jetzt hat er aus diesen Büchern exklusiv die besten 52 Strategien für mehr Erfolg im Leben zusammengefasst. Darunter viele konkrete Tipps und Übungen, die du sofort als Routine entwickeln und in deinen Alltag integrieren kannst. Du lernst in diesem Buch: - deine persönliche Vision zu finden, - stressfrei die richtigen Prioritäten zu setzen und deine Ziele zu erreichen, - deine Finanzen zu sortieren, mehr Geld zu verdienen und an deinem finanziellen Mindset zu arbeiten, - dank mentaler Stärke und Motivation deinen Körper und Geist zu neuen Höchstleistungen anzuspornen, - die richtigen Beziehungen aufzubauen und langfristig zu pflegen, - durch besseres Selbstmanagement mehr Struktur und Fokus in deinen Alltag zu bringen.
529 and Other College Savings Plans For Dummies (For Dummies Ser.)
by Margaret A. MunroThere’s no question: The cost of college continues to soar, even when the rest of the economy stagnates, and this reality is not likely to change any time soon. Fortunately, everyone, including you, the various governments (federal and state), and the colleges themselves, are in on this secret, so everyone can plan and plot, well in advance of that eventual first day of your child’s freshman year, ways to get that child there, and ways to help you pay the bills when they happen. Consider this book to be your accomplice. 529 & Other College Savings Plans For Dummies is simply a way to find a reasonable solution to a seemingly unreasonable problem: saving for future college costs in the sanest, least stressful way possible for you. In keeping with the theme of stress reduction, you can use this book in a variety of ways: As a reference: It’s all here: the ins, the outs, the do’s, and the don’ts. The world of college savings is one of very specific rules, and they’re here, in all their glory, and they’re all explained. As an advisor: It’s a case of the very good savings techniques, the merely okay savings techniques, and the truly ugly techniques (which you really want to avoid), and this book highlights them all. As a little light reading: Amazingly enough, the topic of money can be mildly amusing, and college savings is no exception. Read this with an eye towards the absurd, and you won’t go far wrong. This down-to-earth book is designed to explain the strategies that are out there to help you save, save, save. There’s no doubt that the bill will be large; there’s also no question that, with planning, strategy, and purpose, you can achieve your goal. To help you get there, this book covers all these vital topics, and more: Evaluating all your resources Understanding the basics of Section 529 plans Working around the 529 shortcomings Contributing to Coverdell accounts Choosing savings bonds that work Looking at your investment options Searching for scholarships, fellowships, and grants Tapping into your Roth IRA Financial Aid 101 In this one-size-fits-all world, the powers that be have recognized that all people don’t save money the same way. Some save more, some save less, some can live with risk, and others can’t tolerate any risk. Clearly, no two are alike, but you’re all savers, either present or potential. Numerous options exist that make saving possible and desirable for everyone. 529 & Other College Savings Plans For Dummies is here to tell you that it is possible to understand the costs associated with college, both right now and in the future, and then find ways to pay for those costs.
529 & Education Savings Plans For Dummies
by Margaret A. MunroDon’t let money get in the way of your kids’ best education 529 & Education Savings Plans For Dummies helps you sort through the vast amount of information about education savings accounts and choose the plans that are best for you and your family. A college or private K-12 education is generally parents’ single largest expense for their children. 529 plans and 530 plans (Coverdell accounts) are relatively solid investment vehicles that can make saving for college much easier, providing tax advantages that other types of investments can’t match. Education savings can be part of your overall wealth accumulation strategy, and this book can show you which plans are right for you, help you decide when to start saving, and guide you through determining how much to save per year in order to meet your goals—and help your kids meet theirs. Learn about the different types of tax-sheltered and tax-advantaged ways to save for education Create a saving and investment strategy that makes sense for your family Demystify the 529 and 530 plan rules and maximize your tax advantage Help set your kids on the path to success and to their college of choiceThis is the perfect Dummies guide for parents or family members who want to begin saving for a college or K-12 education and who may want to supplement their current savings with tax-sheltered, education-specific accounts, or tax-advantaged investment accounts that may be used for education funding.
55 Surefire Food-Related Businesses You Can Start for Under $5000
by Entrepreneur PressLeading you all the way, the experts at Entrepreneur take you into the flourishing food industry and present you with just the right ingredients for success. Choose from a menu of fresh, low-cost business opportunities, learn essential business basics, grasp industry need-to-knows and so much more! Choose from a diverse list of 55 surefire food-related businesses Quickly and efficiently get your business up and running for less than $5,000 Master industry mandated standards including food safety, packaging and licensing Build a marketing plan that captures new and repeat customers Access top industry resources to stay on the cutting-edge Plan for expansion And more You're on target for success-let us help you build your five-star future!
55 Surefire Homebased Businesses You Can Start for Under $5000
by Entrepreneur PressCoaching you all the way, the experts at Entrepreneur guide you into the thriving homebased industry, revealing unique, slam-dunk opportunities, outlining vital business basics, sharing priceless industry need-to-knows, and so much more! If you can bankroll $5,000 (some even less!), you can boldly choose your next big business move, decide to be your own boss, and start making profits! Choose from a diverse list of 55 surefire homebased businesses Spend less than $5,000 on startup Quickly and legitimately setup your home office Master industry language and fundamentals Use business-specific marketing techniques to secure success Create repeat business with engaging customer service practices Plan for expansion And more You're on target for success-let us help you hit the bullseye! (maybe use the target image from the logo in the background)
55 Surefire Internet Businesses You Can Start for Under $5000
by Entrepreneur PressChoose from 55 of today's hottest internet businesses-all under $5,000! Inspired by the hottest online trends and technology, the experts at Entrepreneur uncover a virtual universe of online opportunities! Discover your online niche, successfully set up your business, reach out to a world-wide customer base, and start raking in extra cash! Choose from a diverse list of 55 surefire internet businesses Spend less than $5,000 on startup Build an effective website using fast, turnkey solutions Use simple online tools to manage day-to-day operations Gain exposure using the latest online techniques including search engine optimization, social media, and affiliate programs Use low-cost, high-impact marketing to drive traffic and capture customers And more You're on target for success-let us help you become a cyber CEO!
55, Underemployed, and Faking Normal: Your Guide to a Better Life
by Elizabeth WhiteFor the millions of people in their fifties and sixties who find themselves out of work, unable to find a job, and financially incapable of retiring, here’s a practical plan for getting past any blame or shame, overcoming denial, and finding a path to a new normal.Elizabeth White has an impressive resume, which includes advanced degrees from Harvard and Johns Hopkins and a distinguished employment history. She started a business that failed and then tried to re-enter the work force in her mid-fifties, only to learn that there is little demand for workers her age, even with her outstanding resume. Her retirement savings account was largely depleted by her business. For a while Elizabeth lived in denial, but then had to begin to adjust to her new reality, shedding the gym membership, getting a roommate, forgoing restaurant meals, and so on. She soon learned she wasn’t alone: there are millions of Americans in her predicament and worse, exhausted trying to survive and overcome every day. In 55, Underemployed, and Faking Normal, Elizabeth invites you to join her in looking beyond your immediate surroundings and circumstances to what is possible in the new normal of financial insecurity. You’re in your fifties and sixties, like Elizabeth, and may have saved nothing or not nearly enough to retire. It’s too late for blame or shame—and it wouldn’t help anyway. What you want to know is what you can do now to have a shot at a decent retirement. Or, as Elizabeth puts it, “small up to create the best possible life on less income.” Affirming and empowering, this book is a must-have for anyone whose income has suddenly diminished or even disappeared. With more than 100 online resources, it guides you through the emotional aspects of where you’ve landed and offers practical advice and options. If you’re ready to stop beating up on yourself and get serious about feeling good again, this book is for you.
59 Checklists for Project and Programme Managers
by Rudy Kor Gert WijnenThis book is aimed at people who are involved in, or are about to become involved in, a project or programme. If you feel your project and programme management competences can be improved, 59 Checklists for Project and Programme Managers will undoubtedly offer you useful suggestions. The practical approach taken by Rudy Kor and Gert Wijnen makes this an easy book to dip into when you want to know what to do in a particular situation. The book covers a range of topics, including: choosing the right approach, organising for projects and programmes, team management, starting and executing projects, and programme management. For each topic, the book provides a series of checklists to lead you through the most important aspects of each subject. With such hands-on advice from acknowledged experts so easily available, this is a book which no project or programme manager should be without. The checklist approach provides readers with tools and techniques for this particular way of working and will enable new or experienced team members to plan, initiate, run and deliver whatever the output their organisations' programme or projects require.
The 5AM Club: Own Your Morning. Elevate Your Life.
by Robin SharmaLegendary leadership and elite performance expert Robin Sharma introduced The 5am Club concept over twenty years ago, based on a revolutionary morning routine that has helped his clients maximize their productivity, activate their best health and bulletproof their serenity in this age of overwhelming complexity. Now, in this life-changing book, handcrafted by the author over a rigorous four-year period, you will discover the early-rising habit that has helped so many accomplish epic results while upgrading their happiness, helpfulness and feelings of aliveness. Through an enchanting—and often amusing—story about two struggling strangers who meet an eccentric tycoon who becomes their secret mentor, The 5am Club will walk you through:How great geniuses, business titans and the world’s wisest people start their mornings to produce astonishing achievementsA little-known formula you can use instantly to wake up early feeling inspired, focused and flooded with a fiery drive to get the most out of each dayA step-by-step method to protect the quietest hours of daybreak so you have time for exercise, self-renewal and personal growthA neuroscience-based practice proven to help make it easy to rise while most people are sleeping, giving you precious time for yourself to think, express your creativity and begin the day peacefully instead of being rushed“Insider-only” tactics to defend your gifts, talents and dreams against digital distraction and trivial diversions so you enjoy fortune, influence and a magnificent impact on the worldPart manifesto for mastery, part playbook for genius-grade productivity and part companion for a life lived beautifully, The 5am Club is a work that will transform your life. Forever.
5G and Next-Gen Consumer Banking Services
by Krunoslav Ris, PhDThe future has already begin. The banking industry needs to adjust, or it will disappear in the next decade. With the help of 5G, next-generation intelligent ATM-like devices will have highly integrated functions and use technologies such as artificial intelligences-assisted self-service contactless interfaces with facial recognition and digital signatures. This book focuses on new experiences that clients can expect when connected to a 5G network with a 5G device. By 2022 we hope that 5G will: Drive accelerated mBanking growth Power augmented reality /virtual reality Make Video shopping experiences more widespread and compelling Enable banks to deploy highly personalized customer service experiences Support time-sensitive banking applications, like online stock trading where milliseconds can determine a gain or loss Improve security and fraud prevention bycomputing and exchanging more data traveling between parties in real-time Enhance mPOS transactions and utilization. 5G holds the potential to accelerate mobile point of sale (MPOS) transaction processing time and improve connectivity In order to explore these topics, this book covers: • Decentralization of the banks • Banking without banks • 5G will change the modern banking industry • Blockchain adoption by the banking industry
The 5G Era: What is 5G and How Will it Change the World?
by Ligang XiangThis book states that the seventh information revolution is the intelligent Internet, and 5G is the foundation of the seventh information revolution. This book gives a clear introduction to the three major scenarios, six characteristics, core technologies, and global landscape of 5G, and answers "What is true 5G?" This book also gives an in-depth explanation of 5G-enabled traditional industries, and outlines the profound changes that 5G will bring to transportation, medical, industry, and agriculture. Finally, the author made bold assumptions about the opportunities and challenges that human society faces in the post-5G era. For readers who want to fully understand 5G, this book provides an important reference and is a must-have book.
5G Wireless Technology, 2019
by David B. Yoffie Lili Ouyang Roneal DesaiThis note explores the technology and economics of emerging 5G networks.
The 5Gs of Family Business
by Walter Vieira Mita DixitThe 5Gs of Family Business is an inspiring book for business-owning families—entrepreneurs, inheritors, promoters and family members with an urge to grow at 5G speed in this VUCA world! Running a successful family business is not about having a professional degree or capital; it is about a unified vision, common values, collective goals and aligned roles of the owner-families to fulflll a dream. This book is an amalgamation of management theories and practices, and anecdotes and stories encompassing five dimensions essential for the success and longevity of any family business: Genesis, Growth, Gen-next, Governance and Giving back. Family business founders and successors must increase their cumulative knowledge and deepen their understanding of the complexities of managing a family business to enable their progress from SMEs to large enterprises, and for large enterprises to stay relevant and benefit not just the family but also the community and nation.
5GtoB From Theory to Practice
by Liang Song Mingsong Chen Zhibing XuThis book provides a comprehensive and systematic introduction to the latest technology and industry application cases of 5GtoB. It focuses on the application and solutions of 5G in steel, ports, coal, manufacturing, electricity, police, railway, education and medical industries. With rich cases, novel content, simple language and strong practicality, it can be used as teaching materials for colleges and universities, as well as reference books for R&D and practitioners involved in 5G network applications in the fields of network communications, computer science, software engineering and electrical engineering.
5S als Basis des kontinuierlichen Verbesserungsprozesses (ifaa-Edition)
by Institut Für Angewandte Arbeitswiss StaffDieses Buch befasst sich mit der aus Japan stammenden Methode 5S als wesentliche Grundlage f#65533;r die Prozessoptimierung in produzierenden Unternehmen. Es zeigt auf, wie diese zu einer wertvollen Verbesserungskultur beitragen kann, die bedeutend mehr bietet, als die Gestaltung sauberer und ordentlicher Arbeitspl#65533;tze. Im ersten Teil werden verschiedene Methoden der Prozessverbesserung sowie das Vorgehen im Arbeitsschutz erl#65533;utert und der Bezug von 5S zu diesen Methoden und zum Arbeitsschutz hergestellt. Der zweite Teil veranschaulicht anhand zahlreicher betrieblicher Praxisbeispiele, dass 5S eine wichtige Voraussetzung f#65533;r die erfolgreiche Verbesserungsarbeit im Unternehmen ist und welchen positiven Einfluss das konsequente Umsetzen von 5S auf die Einf#65533;hrung und Anwendung anderer Methoden hat. 5S tr#65533;gt damit ma#65533;geblich zur Entwicklung einer lernenden Organisation unter Einbeziehung der Mitarbeiter bei. Dieses Buch wird Betriebspraktiker interessieren, ihnen hilfreiche Impulse f#65533;r die eigene Arbeit sowie f#65533;r die Umsetzung vor Ort geben. Es eignet sich dar#65533;ber hinaus als Lehrbuch f#65533;r die Aus- und Weiterbildung.
5S for Healthcare (Lean Tools for Healthcare Series)
by Thomas L. JacksonWhile there are a growing number of books based on the Toyota Production System, or lean, focused on healthcare, there are very few that detail the tools that make lean more than just a way of thinking and put the methodology into practice. Based on Hiroyuki Hirano's classic 5 Pillars of the Visual Workplace and modeled after the Shingo Prize-winning Shopfloor Series for Lean Manufacturers, 5S for Healthcare adopts a proven reader-friendly format to impart all the information needed to understand and implement this essential lean methodology. It provides examples and cased studies based on the experiences of the principals involved with the Rona Consulting Group, who were responsible for the groundbreaking implementation of the Toyota Production System at the Virginia Mason Medical Center. Written to readily assist with hands-on implementation efforts, this volume offers innovative features designed to improve understanding and support application. This includes helpful how-to-steps and practical examples taken directly from the healthcare industry.
5S for Operators: 5 Pillars of the Visual Workplace (ISSN)
by Hiroyuki HiranoHiroyuki Hirano‘s five pillars of the visual workplace: sort, set in order, shine, standardize and sustain are the most fundamental and often overlooked aspects in continuous improvement initiatives. Together, these concepts form the framework of the 5S System, a set of principles whose simplicity often betrays its powerful impact on the workplace.So much of the 5S System seems like common sense, that it is astonishing how often such seemingly simple practices are absent in manufacturing operations. This is a hands-on book that explains the principles, rationale and implementation details of the 5S System. Easy-to-read and apply, each section of the text is loaded with questions, outlines, summaries, diagrams and illustrations. Most importantly, 5S for Operators provides the foundational knowledge that is essential for implementing not just the 5S System, but overall manufacturing improvements like shorter equipment changeovers, just-in-time inventory, total quality management and total productive maintenance. Since its publication in 1996, 5S for Operators has been and continues to be hugely popular and its popularity is not hard to understand. 5S has proven its worth in one company after another, consistently reducing waste, guaranteeing product quality, ensuring safety and increasing the bottom line. With 5S for Operators, the 5S System can have the same profound effect on your operations.
5S for Operators A Leader's
by Productivity Press Development TeamSort, Set in Order, Shine, Standardize, Sustain. Together, these five simple principles form the basis of the 5S System - a powerful front-line tool for simplifying work processes, improving equipment maintenance, ensuring safety and product quality and eliminating waste. 5S is the basis for any on-the-floor improvement activity and the 5S for Operators Learning Package is a fantastic way to bring that knowledge to the shop floor. Thorough, flexible and almost infinitely customizable, the 5S for Operators Learning Package allows your instructor to conduct learning sessions tailored specifically to your organization. That customizability combined with modules specifically designed to encourage workers to become actively involved in the learning process makes for a high-impact learning experience your workforce won't soon forget. Based on the classic manufacturing text 5 Pillars of the Visual Workplace, the 5S for Operators Learning Package brings that knowledge to the shop floor and will prove to be an excellent support in your companies' continuous improvement efforts.
5S for Safety Implementation: Participants Guide
by Press ProductivityThis is the Participant's Guide that accompanies the 5S for Safety Implementation Toolkit.
5S Made Easy: A Step-by-Step Guide to Implementing and Sustaining Your 5S Program
by David ViscoFor decades, 5S practitioners have struggled with exactly how to implement and sustain a 5S program in their workplaces