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Solve Joint Problems to Create and Claim Value: At-the-Table Tactics for Negotiators
by James K. Sebenius David A. LaxThe best negotiators want to create all possible value jointly, claim a full share of it, and prevent themselves from being exploited by value-claimers. In this chapter, the authors suggest some tactical guidelines that will help you be more effective at both creating and claiming value.
Solve Your Money Troubles
by Amy Loftsgordon Robin LeonardAre you overwhelmed by your debts? Feeling squeezed by the housing bust? Or simply want to get smarter about managing your money? If you're ready to regain your financial freedom, you'll find everything you need in this comprehensive guide. Solve Your Money Troubles shows you how to: prioritize debts & create a budget negotiate with creditors stop harassment by debt collectors deal with wage garnishment, car repossession, and foreclosure reduce student loan payments know what to expect if a creditor sues rebuild your credit decide if bankruptcy is the right option for you To make the process easier, Solve Your Money Troubles includes sample letters to negotiate with creditors, as well as worksheets and charts to calculate your debts and expenses and help you create a repayment plan.
Solve Your Money Troubles: Strategies to Get Out of Debt and Stay That Way
by Amy Loftsgordon Cara O'NeillAre you overwhelmed by debt? Facing collection calls, a wage garnishment, car repossession, or lawsuit? Solve Your Money Troubles is a comprehensive guide that provides the practical information you need to take financial control of your life. Learn how to: prioritize debts & create a budget stop harassment by debt collectors negotiate with creditors deal with wage garnishment, car repossession and foreclosure reduce student loan payments know what to expect if a creditor sues decide if bankruptcy is the right option for you, and rebuild your credit. The new edition of Solve Your Money Troubles is updated with the latest legal developments in the world of debt, credit, and bankruptcy. You’ll also find sample letters you can use when negotiating with creditors, worksheets to help you create a plan to repay your debt, and other practical forms to help you get out of debt and make a fresh start.
Solve Your Money Troubles: Strategies to Get Out of Debt and Stay That Way
by Amy Loftsgordon Cara O'NeillAre you overwhelmed by debt? If you’re facing collection calls, a wage garnishment, foreclosure, car repossession, or a lawsuit, this book is for you. Solve Your Money Troubles is a comprehensive guide that provides the practical information you need to take financial control of your life. Learn how to: prioritize debts and create a budget stop harassment by debt collectors negotiate with creditors deal with wage garnishment, car repossession, and foreclosure reduce or eliminate student loan payments know what to expect if a creditor sues decide if bankruptcy is the right option for you, and rebuild your credit. The new edition of Solve Your Money Troubles is updated with the latest legal developments in the world of debt, credit, and bankruptcy. You’ll also find sample letters you can use when negotiating with creditors, worksheets to help you create a plan to repay your debts, and other practical forms to help you get out of debt and make a fresh start.
Solve Your Money Troubles
by Margaret Reiter Robin LeonardFeeling overwhelmed by your debts? If you're ready to regain your financial freedom, feeling the squeeze of the housing bust or simply get smarter about managing your money, you'll find everything you need in this complete guide. Solve Your Money Troubles shows you how to: . prioritize debts . create a budget . negotiate with creditors . stop collector harassment . challenge wage attachments . contend with repossessions . respond to creditor lawsuits . qualify for a mortgage . rebuild credit . decide if bankruptcy is the right option for you To make the process easier, Solve Your Money Troubles includes sample letters to creditors, as well as worksheets and charts to calculate your debts and expenses.
Solve Your Money Troubles
by Robin Leonard J.D.Repair your credit and get out of debt with the complete guide to solving your money troubles. Feeling overwhelmed by your debts? If you're ready to regain your financial freedom, feeling the squeeze of the housing bust or simply get smarter about managing your money, you'll find everything you need in this complete guide. Solve Your Money Troubles shows you how to: prioritize debts create a budget negotiate with creditors stop collector harassment challenge wage attachments contend with repossessions respond to creditor lawsuits qualify for a mortgage rebuild credit decide if bankruptcy is the right option for you To make the process easier, Solve Your Money Troubles also includes sample letters to creditors, as well as worksheets and charts to calculate your debts and expenses and help you create a repayment plan. To make the process easier, the 13th edition of Solve Your Money Troubles includes all-new sample letters to creditors which reflect changing financial times, as well as worksheets and charts to calculate your debts and expenses and help you create a repayment plan. You'll also get fully updated state laws and new information on dealing with foreclosure.
Solved: How other countries cracked the world's biggest problems (and we can too)
by Andrew WearDenmark is set to achieve 100 per cent renewable energy by 2030. Iceland has topped the gender equality rankings for a decade and counting. South Korea&’s average life expectancy will soon reach ninety. How have these places achieved such remarkable outcomes? And how can we apply those lessons to our own communities? The future we want is already here - it's just not evenly distributed. By bringing together for the first time tried and tested solutions to society's most pressing problems, from violence to inequality, Andrew Wear shows that the world we want to live in is already within reach. Solved is a much-needed dose of optimism in an atmosphere of doom and gloom. Informative, accessible and revelatory, it is a celebration of the power of human ingenuity to make the future brighter for everyone.
Solvency II: Stakeholder Communications and Change
by Gabrielle O'DonovanWith the Solvency II deadline approaching, and full implementation expected from January 2016, affected entities are at varying states of readiness with embedding Solvency II into everyday practices becoming a major focus. Programme stakeholder communications needs to be robust to secure compliance and buy-in on both internal and external fronts. If your CEO fails to communicate to the markets your organization's ability to deliver on the EU Directive, or if a local Regulator finds that your Board has failed to embed a risk culture that is aligned with Solvency II, your ability to operate in the Solvency II world will be questioned. Solvency II: Stakeholder Communications and Change explains how to negate such risks. Gabrielle O'Donovan demonstrates how to approach stakeholder communications and change management in a structured and disciplined way, framed by the EU Directive's governance requirements. She demonstrates how to use a variety of tools and techniques to engage people with change and embed new ways of doing things. She reveals how to embed risk consciousness into your culture, helping you secure Solvency II approval and operate successfully in the Solvency II world. Based on the author's original research and the latest industry developments, Solvency II: Stakeholder Communications and Change is well-structured, readable and above all essential for all involved in Solvency II implementation.
Solvency in Financial Accounting (Routledge Studies in Accounting)
by Julie E. MargretThis book examines the notion of solvency at law and in accounting; and reveals inconsistent ways of determining solvency therein. Solvency is a critical commercial financial attribute. Quantifying solvency has been of concern to many across time, particularly with regard to business continuity. This study demonstrates that conventional financial statements are deficient in establishing the financial state of an entity, and equally lacking in quantifying its state of solvency. The book contributes to the literature by drawing on real-world observations of how the meshing of commercial and legal foundations creates the environment in which accounting must serve. The aim of this work is to provide insights into what changes to existing financial reporting systems might assist business in mitigating unexpected business failures and the criticism of accounting in the aftermath. Drawing mainly on major Australian cases, links highlight associations between the language of accounting and the data in financial statements; and situations that may be generalised - that have international significance. Hence, this work is relevant to the interests of a wide range of readers. It is also important from a public policy perspective as regulators grapple with a commercial environment heavily influenced by sometimes perceived scandalous corporate activity. Solvency is a topical and ongoing issue for business and financial accounting.
Solving Business Problems Using a Calculator (Sixth Edition)
by Mildred K. PoliskySolving Business Problems Using a Calculator follows current trends in office technology, teaches the touch method, explains common calculator features, and emphasizes business problem solving. In the sixth edition, the text's popular features have been maintained along with its concise explanations and emphasis on the use of the calculator as a problem-solving tool.
Solving Complex Industrial Problems without Statistics
by Ralph PawlakPresenting: Problem Solving Sans Statistics Enhance your problem-solving skills, and improve your company’s profitability using the methods outlined in Solving Complex Industrial Problems without Statistics. Introducing a process that involves working through problems and solutions without relying on complicated statistical design or analysis, this book pulls away from data-driven thinking and provides the problem solver with a new way of solving problems. Utilizing techniques that have been applied in facilities throughout the U.S., Canada, Italy, China, and Hong Kong, it demonstrates the use of process and problem differences and similarities, and provides a better understanding of analogous comparisons. The book incorporates visual analysis tools and problem examples in a format that facilitates comprehension and learning, presents novel concepts that do not require numbers or statistics, and provides a better understanding of the solution system/process overall. Each chapter presents new information, as well as case studies that include: Different problem situations Short histories detailing the operation, condition, and circumstances that were present at the time of each study Photographs, sketches, or tables with simple explanations to describe the circumstances, conditions, and the actions taken Methods of solution in rudimentary form Chapter summaries to review important mechanisms and workings Final summaries to tie together the important methods and techniques that facilitate easy problem solutions Solving Complex Industrial Problems without Statistics provides valuable insight into the solution of complex quality and manufacturing problems, without the use of statistics, and is essential to anyone involved in quality, control, problem-solving activities, or total quality management.
Solving Critical Design Problems: Theory and Practice
by Tania AllenSolving Critical Design Problems demonstrates both how design is increasingly used to solve large, complex, modern-day problems and, as a result, how the role of the designer continues to develop in response. With 13 case studies from various fields, including program and product design, Tania Allen shows how types of design thinking, such as systems thinking, metaphorical thinking, and empathy, can be used together with methods, such as brainstorming, design fiction, and prototyping. This book helps you find ways out of your design problems by giving you other ways to look at your ideas, so that your designs make sense in their setting. Solving Critical Design Problems encourages a design approach that challenges assumptions and allows designers to take on a more critical and creative role. With over 100 images, this book will appeal to students in design studios, industrial and product design, as well as landscape and urban design.
Solving Cyber Risk: Protecting Your Company and Society
by Andrew Coburn Eireann Leverett Gordon WooThe non-technical handbook for cyber security risk management Solving Cyber Risk distills a decade of research into a practical framework for cyber security. Blending statistical data and cost information with research into the culture, psychology, and business models of the hacker community, this book provides business executives, policy-makers, and individuals with a deeper understanding of existing future threats, and an action plan for safeguarding their organizations. Key Risk Indicators reveal vulnerabilities based on organization type, IT infrastructure and existing security measures, while expert discussion from leading cyber risk specialists details practical, real-world methods of risk reduction and mitigation.By the nature of the business, your organization’s customer database is packed with highly sensitive information that is essentially hacker-bait, and even a minor flaw in security protocol could spell disaster. This book takes you deep into the cyber threat landscape to show you how to keep your data secure. Understand who is carrying out cyber-attacks, and why Identify your organization’s risk of attack and vulnerability to damage Learn the most cost-effective risk reduction measures Adopt a new cyber risk assessment and quantification framework based on techniques used by the insurance industry By applying risk management principles to cyber security, non-technical leadership gains a greater understanding of the types of threat, level of threat, and level of investment needed to fortify the organization against attack. Just because you have not been hit does not mean your data is safe, and hackers rely on their targets’ complacence to help maximize their haul. Solving Cyber Risk gives you a concrete action plan for implementing top-notch preventative measures before you’re forced to implement damage control.
Solving Halal Industry Issues Through Research in Halal Sciences
by Azura Amid Amal A. M. Elgharbawy Walaa A. AbualsununThis book serves as a platform for the global community of halal researchers to share their insights on approaches to solve halal industry issues through science. The global halal industry is estimated to be worth around USD2.3 trillion (excluding Islamic finance). Growing at an estimated annual rate of 20%, the industry is valued at about USD560 billion a year, making it one of the fastest-growing consumer segments in the world. The global halal market of 1.8 billion Muslims is no longer confined to food and food-related products. This book brings together research carried out through halal sciences to solve issues in halal industries, covering topics such as general issues in halal industries, the level of verification and authentication, finding alternative materials or ingredients that are halal in pharmaceutical and food industries, as well as legal issues that could arise. This book is useful to graduate students in universities, researchers, academics, and industry practitioners working in halal industries.
Solving Managerial Problems Systematically (Routledge-Noordhoff International Editions)
by Hans Heerkens Arnold van WindenIn their new book Solving Managerial Problems Systematically, Hans Heerkens and Arnold van Winden teach students how to identify and efficiently deal with problems. The book uses the Managerial Problem-Solving Method, which deals with problems step by step. Solving Managerial Problems Systematically describes the seven phases of the Managerial Problem-Solving Method, a roadmap on how to identify, conduct thorough research into, and lastly solve a core problem. This textbook treats the concept of a ‘problem’ as an analytical one; a concept that can be found in any department in any organisation. Creative techniques are used to help find a solution for the problems encountered, which makes the method an ideal tool that is applicable in nearly any situation. Solving Managerial Problems Systematically is intended for Bachelor studies (professional education and university) where students engage in problems and problem-solving in individual courses, projects, or graduation. It is a valuable aid for consultants and advisors to help identify and analyse managerial problems, and to advise companies on possible solutions.
Solving Partial Differential Equation Applications with PDE2D
by Granville SewellSolve engineering and scientific partial differential equation applications using the PDE2D software developed by the author Solving Partial Differential Equation Applications with PDE2D derives and solves a range of ordinary and partial differential equation (PDE) applications. This book describes an easy-to-use, general purpose, and time-tested PDE solver developed by the author that can be applied to a wide variety of science and engineering problems. The equations studied include many time-dependent, steady-state and eigenvalue applications such as diffusion, heat conduction and convection, image processing, math finance, fluid flow, and elasticity and quantum mechanics, in one, two, and three space dimensions. The author begins with some simple "0D" problems that give the reader an opportunity to become familiar with PDE2D before proceeding to more difficult problems. The book ends with the solution of a very difficult nonlinear problem, which requires a moving adaptive grid because the solution has sharp, moving peaks. This important book: Describes a finite-element program, PDE2D, developed by the author over the course of 40 years Derives the ordinary and partial differential equations, with appropriate initial and boundary conditions, for a wide variety of applications Offers free access to the Windows version of the PDE2D software through the author’s website at www.pde2d.com Offers free access to the Linux and MacOSX versions of the PDE2D software also, for instructors who adopt the book for their course and contact the author at www.pde2d.com Written for graduate applied mathematics or computational science classes, Solving Partial Differential Equation Applications with PDE2D offers students the opportunity to actually solve interesting engineering and scientific applications using the accessible PDE2D.
Solving Population Health Problems through Collaboration
by John W. Moran Leslie M. Beitsch Ron BialekRapid changes in healthcare and public health offer tremendous opportunities to focus on process improvement. Public health departments and agencies increasingly work collaboratively with hospitals and other community partners to promote knowledge and improve collective impact through public and private sector coalitions. Solving Population Health Problems through Collaboration brings together population health experts and leaders to examine evidence-based intervention strategies, case studies in health departments and hospitals, health equity issues, core competencies, public health campaigns, step-by-step collaboration advice, and much more. Each chapter is written by a population health leader shaped by his or her experience implementing change in a community’s health, to demonstrate innovative methods and tools for building and leading sustainable community coalitions to effect real change. Designed to prepare population health workers in public health and healthcare settings to develop strategies for improved population health, this book is required reading for public health managers and health administrators as well as students enrolled in population health courses.
Solving Problems and Making Decisions (Institute of Learning & Management Super Series)
by Institute of Leadership & ManagementSuper series are a set of workbooks to accompany the flexible learning programme specifically designed and developed by the Institute of Leadership & Management (ILM) to support their Level 3 Certificate in First Line Management. The learning content is also closely aligned to the Level 3 S/NVQ in Management. The series consists of 35 workbooks. Each book will map on to a course unit (35 books/units).
Solving Problems with Design Thinking: Ten Stories of What Works (Columbia Business School Publishing)
by Jeanne Liedtka Andrew King Kevin BennettDesign-oriented firms such as Apple and IDEO have demonstrated how design thinking can affect business results. However, most managers lack a sense of how to use this new approach for issues other than product development and sales growth. Solving Problems with Design Thinking details ten real-world examples of managers who successfully applied design methods at 3M, Toyota, IBM, Intuit, and SAP; entrepreneurial start-ups such as MeYou Health; and government and social sector organizations, including the City of Dublin and Denmark's The Good Kitchen.Using design skills such as ethnography, visualization, storytelling, and experimentation, these managers produced innovative solutions to such problems as implementing strategy, supporting a sales force, redesigning internal processes, feeding the elderly, and engaging citizens. They elaborate on the challenges they faced and the processes and tools they used, providing a clear path to implementation based on the principles and practices laid out in Jeanne Liedtka and Tim Ogilvie's Designing for Growth: A Design Thinking Tool Kit for Managers.
Solving Public Problems: A Practical Guide to Fix Our Government and Change Our World
by Beth Simone NoveckHow to take advantage of technology, data, and the collective wisdom in our communities to design powerful solutions to contemporary problems The challenges societies face today, from inequality to climate change to systemic racism, cannot be solved with yesterday&’s toolkit. Solving Public Problems shows how readers can take advantage of digital technology, data, and the collective wisdom of our communities to design and deliver powerful solutions to contemporary problems. Offering a radical rethinking of the role of the public servant and the skills of the public workforce, this book is about the vast gap between failing public institutions and the huge number of public entrepreneurs doing extraordinary things—and how to close that gap. Drawing on lessons learned from decades of advising global leaders and from original interviews and surveys of thousands of public problem solvers, Beth Simone Noveck provides a practical guide for public servants, community leaders, students, and activists to become more effective, equitable, and inclusive leaders and repair our troubled, twenty-first-century world.
Solving Sticky People Problems: Using Your Supervisory Inner Sense with Employees
by Tim McHeffeySolving Sticky People Problems uses PHP, the most powerful ingredient in human communication! It is the real way to handle those sometimes excruciatingly painful employee issues. SSPP shows hard-working supervisors and managers how to draw on their inner sense to address these prickly challenges (which no college textbook can). Foreword writer and former editor of "Working Woman" and "Working Mother" magazines, Barbara Litrell shares: “After years of management, I arrived at the same place that Tim McHeffey does in this book. PHP is a shortcut to management sanity---as a new manager you will read this book and think, ‘Is he for real? Will this work? It can’t be this simple.’ Years from now, you will reread the book and think, ‘of course, that’s exactly what it’s all about.’” What do you do when: your employees just don’t do what you ask them to, you hear through the grapevine that morale stinks, an outspoken employee thinks she’s productive, but is really not, you observe that an employee, returning from lunch, appears to be staggering and slurring his words, you have bullying-harassment going on, you have an employee who is a bigot, there are no raises this year, employees don’t work well together, and/or Jenny smells. HELP!! SSPP will guide you through all of these and more. Your prickly employee challenges will seem to melt away with the PHP formula.
Solving The Strategy Delusion
by Marc Stigter Cary L. CooperSolving the Strategy Delusion matters to anyone interested in realising strategy in the 21st century. The book challenges conventional and 'delusional' approaches to strategy. It offers different ways of seeing, thinking, planning, acting, and mobilising when it comes to making strategy happen in a world of volatility and complexity.
Solving the Climate Crisis: Frontline Reports from the Race to Save the Earth
by John J. BergerGroundbreaking solutions to the climate crisis from scientists, engineers, civic leaders, entrepreneurs and activists, offering hope to all readers concerned about our planet's future.Offers practical actions that reflect technological and economic advances with an introduction by former United States senator Russ Feingold.Solving the Climate Crisis is a hopeful and critical resource that makes a convincing and detailed case that there is a path forward to save our environment. Illustrating the power of committed individuals and the necessity for collaborative government and private-sector climate action, the book focuses on three essential areas:The technological dimension: move to 100% clean renewable energy as fast as we possibly can through innovations like clean-steel, &“green&” cement, and carbon-reuse companies;The ecological dimension: enhance and protect natural ecosystems, forests, and agricultural lands to safely store greenhouse gases and restore soils, transforming how we grow, process, and consume food;The social dimension: update and create new laws, policies and economic measures to recenter human values and reduce environmental and social injustice.Based on more than 6 years of research, Berger traveled the nation and abroad to interview governors, mayors, ranchers, scientists, engineers, business leaders, energy experts, and financiers as well as carbon farmers, solar and wind innovators, forest protectors, non-profit leaders, and activists.With real world examples, an explanation of cutting-edge technologies in solar and wind, and political organizing tactics, Solving the Climate Crisis provides a practical road map for how we effectively combat climate change. Replacing the fossil-fuel system with a newly invigorated, modernized, clean-energy economy will produce tens of millions of new jobs and save trillions of dollars. Protecting the climate is thus potentially the greatest economic opportunity of our time.
Solving the Dynamic Complexity Dilemma
by Nabil Abu el Ata Maurice J. PerksDynamic complexity results from hidden, unknown factors--or more precisely, interactions between factors--that can unexpectedly impact the performance of systems. When the influences of dynamic complexity are not measured and understood, new never-seen-before behaviors can come as unwelcomed surprises, which disrupt the performance of systems. Left alone, processes that were once prized for their efficiency unexpectedly begin to degrade--costs increase, while volumes and quality decline. Evidence of problems may come too late for effective resolution as technology advancements induce rapid change and compress the time available to react to that change. The results of dynamic complexity are always negative and unmanaged dynamic complexity can bring business or global systems to the point of sudden chaos. The 2009 H1N1 pandemic, 2008 Credit Crunch and 2011 Fukushima Daiichi nuclear disaster are global examples of the dangers of undiagnosed dynamic complexity. With increasing frequency executive leaders today are discovering that their business and IT system performance levels are not meeting expectations. In most cases these performance deficiencies are caused by dynamic complexity, which lies hidden like a cancer until the symptoms reveal themselves--often when it is too late to avoid negative impacts on business outcomes. This book examines the growing business problem of dynamic complexity and presents a path to a practical solution. To achieve better predictability, organizations must be able to expose new, dangerous patterns of behavior in time to take corrective actions and know which actions will yield the optimal results. The book authors promote new methods of risk management that use data collection, analytics, machine learning and automation processes to help organizations more accurately predict the future and take strategic actions to improve performance outcomes. The presented means of achieving this goal are based upon the authors' practical experiences, backed by scientific principles, and results achieved through consulting engagements with over 350 global organizations.
Solving the Giving Pledge Bottleneck: How to Finance Social and Environmental Challenges Using Venture Philanthropy at Scale
by Sean DavisThis book highlights the historic inflection point we are in, both in terms of philanthropy in general, and specifically in financing the solutions to our largest and most urgent social and environmental problems. It covers the two movements that have recently had a dramatic influence on capitalism. First, wealthy millennials have been pressuring their bankers to invest their family portfolios in companies with high social and environmental impact (ESG ratings), triggering a wave where the wealth management industry, and now all public companies, are significantly adapting to the increasing demand for good. Second, The Giving Pledge triggered another wave, changing what success and the accumulation of wealth means. It has even begun to redefine the goal of capitalism as more than 200 billionaires have pledged to give half or more of their wealth away. This book also focuses on the bottleneck problem that The Giving Pledge has created, as it is very hard to give hundreds of billions away with measurable impact to nonprofits lacking detailed long-term plans to scale. Nonprofits have never had the luxury of having all the resources to invest in the planning, management training and systems needed to rapidly expand. Thus taking in very large gifts is very difficult, and almost impossible to justify. Large philanthropy can always be used for traditional capital campaigns and to fund endowments, yet The Giving Pledge signers are often looking for large visible impact beyond these traditional avenues. The result is a bottleneck which has grown as more billionaires pledge their funds away while their wealth continues to skyrocket and giving rates stay very small. Finally, this book covers the emergence of large giving vehicles, modelled after the private equity industry. They have sophisticated third-party managers focused on deploying funds and supporting management teams. It also covers the scaling of nonprofits in a significant way (“Big Bets”) as well as investing large philanthropy through for-profits as Program Related Investments (PRI) at scale. This book is of interest specifically to nonprofit and foundation leaders, as well as wealth managers, estate attorneys and other philanthropic advisors. It is also of interest to investors and corporate CEOs as they begin to access these large pools for philanthropic capital to increase their impact. This book is focused on providing those with the ability to make large philanthropic investments a path to scale their impact and increase their fulfillment and that of their family. It provides a step-by-step guide of how these approaches, especially PRI at scale, can actually solve the social and environmental challenges that have been seemingly hopeless.