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Saving Main Street: Small Business in the Time of COVID-19
by Gary RivlinA veteran journalist follows an inspiring ensemble cast of small business owners fighting to keep their businesses alive through Covid-19, while exploring the sweeping trends and government policies that had brought small businesses to the breaking point long before the coronavirus hit.There is a tendency to fetishize small business even as it shrinks before our eyes. Americans extol the virtues of small, local, often family-run shops, yet buy from big-box retailers and chains that dominate the competition. Even before the pandemic, small businesses seemed endangered. When Covid-19 hit, the resounding question was: How will they be able to survive this?Saving Main Street is an unfiltered, up-close examination of a small group of business owners and their employees, their struggles, and their strategies to survive. It is an eye-opening tale of grit, perseverance, and entrepreneurial spirit that follows three businesses: a restaurant owner and his rambunctious staff, an immigrant running her own hair salon, and the owner of a “non-life sustaining” gift shop—alongside a larger cast of vividly drawn characters. Gary Rivlin focuses on the first days of the Covid lockdown and the ensuing eighteen months of chaos, including the personal and financial risks, a contentious presidential election, and contradictory governmental guidelines—all which compounded the everyday challenges of running an independent business trying to attract and retain customers who expect low prices, convenience, and endless choice. Rivlin keenly observes small businesses from all angles, examining commonly held “myths”; contradictions in government policy; enormous racial and class fissures; a national self-identity intrinsically connected to the ideal of small business, and how the decline of this American way of retail impacts our notions of American exceptionalism, community, and civic duty.As Rivlin reveals, there’s something enduring about small business in the American psyche. Life will have changed in unprecedented ways on the other side of this pandemic, yet hard times will also create opportunities, offering hope and survival.
Saving The Planet By Design: Reinventing Our World Through Ecomimesis
by Ken YeangCan we ‘save the Planet’? For a resilient, durable and sustainable future for human society, we need to repurpose, reinvent, redesign, remake and recover our human-made world so that our built environment is benignly and seamlessly biointegrated with Nature to function synergistically with it. These are the multiple tasks that humanity must carry out imminently if there is to be a future for human society and all lifeforms and their environments on the Planet. Addressing this is the most compelling question for those whose daily work impacts on Nature, such as architects, engineers, landscape architects, town planners, environmental policy makers, builders and others, but it is a question that all of humanity needs to urgently address. Presented here are two key principles as the means to carry out these tasks – ‘ecocentricity’ being guided by the science of ecology, and ‘ecomimesis’ as designing and making the built environment including all artefacts based on the emulation and replication of the ‘ecosystem’ concept. Designing with ecology is contended here as the authentic approach to green design from which the next generation of green design will emerge, going beyond current use of accreditation systems. For those who subscribe to this principle, this is articulated here, showing how it can be implemented by design. Adopting these principles is fundamental in our endeavour to save our Planet Earth, and changes profoundly and in entirety the way we design, make, manage and operate our built environment.
Saving Social Security: A Balanced Approach
by Peter A. Diamond Peter R. OrszagDiscusses options for addressing the problems facing the Social Security program.
Saving Societies From Within: Innovation and Equity Through Inter-Organizational Networks
by Jerald Hage Joseph J. Valadez Wilbur C. HaddenMoving beyond existing models from economics and political science, this book shows how crises in capitalism and democracy can be solved with Systemic coordinated inter-organizational networks.It offers a new model of societal coordination that builds cooperation and trust while solving today’s modern and complex practical problems: Systemic coordinated inter-organizational networks (SCIONs). It details how SCIONs can quickly catalyze organizational change among interorganizational network members while providing a general framework for characterizing individual and organizational change. The chapters apply these theoretical ideas in an epic case study of the rebuilding of the health care system in rural Nicaragua after a major natural disaster (Hurricane Mitch). They provide lessons for public health program managers while contributing to the literatures on modes of coordination and on social capital.The book is a vital text for upper-division courses on management, inter-organizational collaboration, crisis management and public health.
Saving Stuyvesant Town: How One Community Defeated the Worst Real Estate Deal in History
by Daniel R. GarodnickFrom city streets to City Hall and to Midtown corporate offices, Saving Stuyvesant Town is the incredible true story of how one middle class community defeated the largest residential real estate deal in American history. Lifetime Stuy Town resident and former City Councilman Dan Garodnick recounts how his neighbors stood up to mammoth real estate interests and successfully fought to save their homes, delivering New York City's biggest-ever affordable housing preservation win. In 2006, Garodnick found himself engaged in an unexpected battle. Stuyvesant Town was built for World War II veterans by MetLife, in partnership with the City. Two generations removed, MetLife announced that it would sell Stuy Town to the highest bidder. Garodnick and his neighbors sprang into action. Battle lines formed with real estate titans like Tishman Speyer and BlackRock facing an organized coalition of residents, who made a competing bid to buy the property themselves. Tripped-up by an over-leveraged deal, the collapse of the American housing market, and a novel lawsuit brought by tenants, the real estate interests collapsed, and the tenants stood ready to take charge and shape the future of their community. The result was a once-in-a-generation win for tenants and an extraordinary outcome for middle-class New Yorkers.Garodnick's colorful and heartfelt account of this crucial moment in New York City history shows how creative problem solving, determination, and brute force politics can be marshalled for the public good. The nine-year struggle to save Stuyvesant Town by these residents is an inspiration to everyone who is committed to ensuring that New York remains a livable, affordable, and economically diverse city.
Saving the Bureaucracy, Killing the Beast: A Living Manuscript
by Earn SnyderThis book was written for American citizens as a "document they could hold and wave above their heads in the battle for reform. In the hope that the people will no longer be deceived by the two headed beast, Democrat and Republican, that is strangling America financially, capitalizing on the sick and elderly for profit" (book jacket).
Saving the Company: A New Strategy For The Age Of Radical Change
by Jerome WantIn the age of radical change, the usual fads, fix-its, and magic bullets no longer guarantee the success of any business regardless of size or industry. Entire industries, not just companies, are failing as the pace and radical nature of change outstrip the abilities of most companies to anticipate and adjust to rapidly changing competitive conditions. Companies with a track record of sustained success have learned that adapting to change and, even better, creating change, are the most effective tools for ensuring the long term success of a business enterprise. That ability is built on the platform of a high performing, ethical, business organization—culture.Few terms in the American business lexicon are more ignored or misunderstood than corporate culture. Nevertheless, we see each day in business headlines the announcement of one failed or failing company after another, almost always due to a failed business culture. The inability to build and maintain high performing business organizations and leadership teams, as a strategy for dealing with radical change, has ruined the careers of many senior business leaders, forced countless lost jobs and careers, as well as the loss of market share and shareholder value. Unlike any other book, Saving the Company demonstrates how a business enterprise’s culture can become its strongest resource for managing and creating change. The book is written around the author’s proprietary Business Change Cycle and Hierarchy of Organization Performance as critical roadmaps for better understanding business culture as the critical tool for managing and creating change in an increasingly unpredictable and turbulent business world. By presenting case studies and examples from today’s business world, the book also provides unique insights into the different kinds of business cultures that exist with specific strategies for improving performance. The book gives special attention to what leadership needs to do to support the change process for building high performing business organizations.
Saving the Family Cottage: A Guide to Succession Planning for Your Cottage, Cabin, Camp or Vacation Home
by David S. Fry Attorney Rose Hollander Stuart Hollander AttorneyWhether you’re a parent planning to pass on a cottage to your children, someone who has inherited a cabin with your siblings or other relatives, or someone who is thinking about buying a vacation home, you want to know how to keep the property in the family—and avoid squabbles over it. This book tells you how. You’ll find out how to: Prevent a family member from forcing a sale of the cottage. Keep your cottage out of the hands of in-laws and creditors. Develop a legal structure to take care of the business of ownership, freeing you and your family to enjoy your precious time at the cottage. Make a smooth transition from one generation’s ownership to the next. Saving the Family Cottage explains the problems that almost always pop up when family members with different interests and financial situations inherit a vacation home together. And it offers solutions for families who want to preserve this valuable asset for generations to come.
Saving the Family Cottage
by Stuart HollanderNow published by Nolo, Saving the Family Cottage is written in plain English by estate planning and succession attorney-experts Stuart Hollander and David S. Fry, to help you plan to pass on your vacation home and keep it in the family. Complete with real-world examples and stories of cottage "wars" gone awry, this book breaks down the essentials for passing your cottage to the next generation. Find out how to: -figure out which estate planning entity is right for you and your family -develop a cottage schedule -deal with co-owners who fail to pay their assessments -decide whether to establish an endowment -allocate control between and within generations of owners Although the term "cottage" is used throughout, the practical advice from the authors applies to any property that a family wants to retain. With information for owners, attorneys and financial planners, this guide to succession planning makes a complex problem understandable and offers concrete solutions to what can be a delicate family matter. This edition acknowledged the addition of Attorney David S. Fry as an author of the book and successor to the author's cottage law practice. The updated edition is now published by Nolo and has been revised to include the latest state and federal rules that apply to vacation home owners, including fully up-to-date estate tax information.
Saving the Market from Itself
by Christopher MitchellThe 2007–9 financial crisis threatened economic disaster on a scale not seen since the Great Depression, but rapid state action prevented the widely feared devastation. The German response was considerably more generous to banks than the American or British bailouts. Drawing on interviews and primary sources in government, private firms, and media, Mitchell explains how the structure of national financial systems and interbank relationships produced extensive private rescues and pressure on different states. Mitchell explores the different responses and results in Germany, the UK and the US using a combination of detailed case study analyses of the three countries' responses to the crisis and a quantitative analysis of patterns of state responses to financial crises. This book will be essential reading for scholars and advanced students of political economy, comparative politics, economic sociology, economics, and public policy.
Saving the Media: Capitalism, Crowdfunding, and Democracy
by Julia Cage Arthur GoldhammerJulia Cagé explains the economics and history of the media crisis and offers a solution: a nonprofit media organization, midway between a foundation and a joint stock company, supported by readers, employees, and innovative financing such as crowdfunding. Her business model is inspired by a central idea: that news, like education, is a public good.
Saving the Sun: How Wall Street Mavericks Shook Up Japan's Financial World and Made Billions
by Gillian TettSaving the Sun tells the story of the world's largest private equity deal where American investors made billions of dollars rehabilitating Shinsei, a failed Japanese bank. Within that business saga is the dramatic tale of Japan's brightest financial minds, the men who made the Japanese economic miracle come to life, and their struggle against the economic failure in the 1990s. Into this climate of despair, where Japan seemed incapable of reviving prosperity, came a group of wily and determined Americans who would discover just how different the Japanese really are.
Saving the World: A Brief History of Communication for Devleopment and Social Change
by Emile G. McananyThis far-reaching and long overdue chronicle of communication for development from a leading scholar in the field presents in-depth policy analyses to outline a vision for how communication technologies can impact social change and improve human lives. Drawing on the pioneering works of Daniel Lerner, Everett Rogers, and Wilbur Schramm as well as his own personal experiences in the field, Emile G. McAnany builds a new, historically cognizant paradigm for the future that supplements technology with social entrepreneurship. McAnany summarizes the history of the field of communication for development and social change from Truman's Marshall Plan for the Third World to the United Nations' Millennium Development Goals. Part history and part policy analysis, Saving the World argues that the communication field can renew its role in development by recognizing large aid-giving institutions have a difficult time promoting genuine transformation. McAnany suggests an agenda for improving and strengthening the work of academics, policy makers, development funders, and any others who use communication in all of its forms to foster social change.
Saving the World at Work
by Tim SandersEven the actions of a single person can help to change the world. How? Through simple acts of leadership and compassion. Open up this book, and discover the true stories of people whose actions have caused a chain reaction at work and in their communities. Among them: A manager who gives an employee some supportive praise, and as a result literally saves his life (page 231). A small group of bank tellers who spearhead a movement to raise millions of dollars for breast cancer, making it the biggest fundraiser in North America, and enhancing their company’s reputation (page 213). A sales manager who gets a copy of a groundbreaking book that leads to a transformation of the company’s operations. As a result, hundreds of millions of pounds of carpet waste avoid the landfill, and the company sparks a revolution in its industry (page 12). A “responsibility revolution” is shaking up corporate America. In this provocative and insightful book, bestselling author Tim Sanders reveals why companies must to go beyond making a profit and start making a difference. Every one of us, regardless of title or position, can inspire our companies to change the way they do business, helping them to become a positive force for enriching people, communities, and the environment. When this happens, not only do we help save the world, we help save our companies from becoming irrelevant. We also become part of what Sanders calls the Responsibility Revolution. Companies that don’t participate in this revolution risk becoming obsolete. Today customers, employees, and investors are demanding that companies focus on their social responsibilities—not just their bottom lines. Sixty-five percent of American consumers say they would change to brands associated with a good cause if price and quality were equal; 66 percent of recent college graduates will not work for companies with poor social values. And more than sixty million people are willing to pay a premium for socially and environmentally responsible products. In SAVING THE WORLD AT WORK, Tim Sanders offers concrete suggestions on how all of us can help our companies join the Responsibility Revolution. Drawing on extensive interviews with hundreds of employees and CEOs, and illuminated by countless stories of people who are making a difference in the workplace and in the world, Sanders offers practical advice every individual and company can use to make the world a better place--now and in the future.
Saving Time: Discovering a Life Beyond the Clock
by Jenny OdellWe are living on the wrong clock, and it is destroying us. The New York Times bestselling author of How to Do Nothing offers us different ways to experience time in this dazzling, subversive, and deeply hopeful book. <p><p>In her first book, How to Do Nothing, Jenny Odell wrote about the importance of disconnecting from the “attention economy” to spend time in quiet contemplation. But what if you don’t have time to spend? <p><p>In order to answer this seemingly simple question, Odell took a deep dive into the fundamental structure of our society and found that the clock we live by was built for profit, not people. This is why our lives, even in leisure, have come to seem like a series of moments to be bought, sold, and processed ever more efficiently. Odell shows us how our painful relationship to time is inextricably connected not only to persisting social inequities but to the climate crisis, existential dread, and a lethal fatalism. <p><p>This dazzling, subversive, and deeply hopeful book offers us different ways to experience time—inspired by pre-industrial cultures, ecological cues, and geological timescales—that can bring within reach a more humane, responsive way of living. As planet-bound animals, we live inside shortening and lengthening days alongside gardens growing, birds migrating, and cliffs eroding; the stretchy quality of waiting and desire; the way the present may suddenly feel marbled with childhood memory; the slow but sure procession of a pregnancy; the time it takes to heal from injuries. Odell urges us to become stewards of these different rhythms of life in which time is not reducible to standardized units and instead forms the very medium of possibility. <p><p>Saving Time tugs at the seams of reality as we know it—the way we experience time itself—and rearranges it, imagining a world not centered on work, the office clock, or the profit motive. If we can “save” time by imagining a life, identity, and source of meaning outside these things, time might also save us. <p> <b>New York Times Bestseller</b>
Savings and Loans and the Mortgage Market
by Robert C. Merton Alberto MoelProvides a brief overview of the history of the savings and loans, the savings and loans crisis of the 1980s and 1990s, and the creation of the mortgage markets in the United States. Also explains briefly the most common types of mortgage-backed securities available.
Savings and Trust: The Rise and Betrayal of the Freedman's Bank
by Justene Hill EdwardsA leading historian exposes how the rise and tragic failure of the Freedman’s Bank has shaped economic inequality in America. In the years immediately after the Civil War, tens of thousands of former slaves deposited millions of dollars into the Freedman’s Bank. African Americans envisioned this new bank as a launching pad for economic growth and self-determination. But only nine years after it opened, their trust was betrayed and the Freedman’s Bank collapsed. Fully informed by new archival findings, historian Justene Hill Edwards unearths a major turning point in American history in this comprehensive account of the Freedman’s Bank and its depositors. She illuminates the hope with which the bank was first envisioned and demonstrates the significant setback that the sabotage of the bank caused in the fight for economic autonomy. Hill Edwards argues for a new interpretation of its tragic failure: the bank’s white financiers drove the bank into the ground, not Fredrick Douglass, its final president, or its Black depositors and cashiers. A page-turning story filled with both well-known figures like Abraham Lincoln, Frederick Douglass, Jay and Henry Cooke, and General O. O. Howard, and less well-known figures like Dr. Charles B. Purvis, John Mercer Langston, Congressman Robert Smalls, and Ellen Baptiste Lubin. Savings and Trust is necessary reading for those seeking to understand the roots of racial economic inequality in America.
Savvy: Dealing with People, Power and Politics at Work
by Jane ClarkeShortlisted for the CMI Management Book of the Year 2012http://yearbook.managers.org.uk/the-commuters-read-shortlistDealing with office politics, conflict and difficult people at work, without compromising your values and integrity, can be tricky. With case studies and examples, Savvy will help you understand colleagues' behaviour and power dynamics at work, and learn how to negotiate them successfully.Practical and insightful, Savvy will enable you to master the necessary skills to deal with difficult situations. It includes step-by-step advice on how tobuild a network, develop the right mindset, handle conflict, manage your boss, influence others and deal with a bully.Savvy is the essential office survival guide that will help you to boost your career and ensure your professional success.
The Savvy Author's Guide to Book Publicity: A Comprehensive Resource--From Building the Buzz to Pitching the Press
by Lissa WarrenHere is an essential reference for writersufrom the self-published to those published by major housesuwritten by a leading book publicist who pitches books to media every day of her working life. Tapping into her years publicizing such authors as pediatrician Dr. T. Berry Brazelton, poet Mary Oliver, and economist John Kenneth Galbraith, Da Capo Press Senior Director of Publicity Lissa Warren covers book promotion with a publicist, without a publicist, and when a publicist isnOCOt getting results. Each chapter details what happens to a book once itOCOs off press, and how authors can be helpful in the promotion processuor even spearhead it if need beuto get the coverage they deserve. WarrenOCOs advice is buttressed by her stories of authorsuthe enterprising, the shy, the well-prepared, and the noviceurelating tours gone awry, best-sellers made and nearly made, and great and not-so-great author/publicist collaboration. The Savvy AuthorOCOs Guide to Book Publicity covers everything from how to write press material, targeting the right shows and publications, following up effectively with the media, and hiring people who can help ensure that every bookseller and consumer has a chance to hear an authorOCOs message loud and clear. "
Savvy Discounts: The Best Money-saving Advice From America's #1 Cost-conscious Consumer
by Richard Degaris DobleSavvy shoppers can get the very best for the lowest possible price - all from reputable dealers who stand behind their merchandise. This comprehensive book is packed with how-to advice, entertaining stories, and tips to guide readers through the entire shopping experience-from what you need to know before stepping into a shop to what you should do after the sale. With hundreds of ingenious money-saving ideas, this is the perfect guide for every aspiring smart shopper.
The Savvy Guide to Making More Money
by Susan HayesFinancial trainer Susan Hayes believes that everyone, no matter what their circumstances, can learn how to make more money. In The Savvy Guide to Making More Money she gets to the heart of what's stopping you and, in the style of straight-talking money experts like Martin Lewis and Suze Orman, she comes up with practical suggestions whatever your situation.Even at the best of times, making more money can seem daunting. And when it's not the best of times, it can seem impossible. However, you would be amazed how simple it is to fatten your bank balance if you go about it the right way. The Savvy Guide to Making More Money is a one-stop shop where you can equip yourself with strategies to grow your income.From her days as a self-employed student to now running a financial training company, Susan Hayes has always approached the business of making money in a practical can-do way. It has been successful for her and the many people she has worked with. Now she shares her advice and tips with you.Among many other things The Savvy Guide to Making More Money will help you to:· understand why you haven't made more money by now;· learn tried and tested techniques to raising new revenues;· choose the best way to put your money to work for you;· find out who can help you get to your income goals.You don't have to be a business genius to make money. Through a combination of skill and smart thinking you will be amazed at what you can achieve.'Brilliant, absolutely brilliant. I was up till four o'clock this morning reading it, making notes.' The Tom Dunne Show on The Savvy Woman's Guide to Financial Freedom'[She writes with] humourous directness, unflinching good sense and practical advice ... makes me think I can tackle my own issues.' The Herald'A great read ... easy to understand' The SunSusan Hayes is managing director of the international financial training company Hayes Culleton. Her can-do approach to resolving even the stickiest economic questions in her many media appearances (RTÉ, TV3, Today FM, 4FM, Sunday Independent) has seen her become known as the Positive Economist. Her first book was The Savvy Woman's Guide to Financial Freedom.
Savvy Interviewing
by John Van Devender Gloria Van Devender-GravesThe insider's guide to the corporate hiring process- Savvy Interviewing-features interview Dos and Don'ts that could make or break you in two minutes flat. Think you already know? Read on and find out from two Human Resource experts: What you can (and can't) negotiate, What to ask (and not ask) when it's your turn for questions, What to bring (and not bring) to an interview, How to dress and (not to dress) for an interview, What personal information to divulge (and not divulge), What to do (and not do) when you're waiting in the lobby, What to order (and not order) during a restaurant interview, When to shake hands and when to keep them at your side, What words to use on a resume and how to send it electronically (Think you know? Guess again ...), How to handle a group interview, phone interview, behavioral (stress!) interview, and more....
The Savvy Woman's Guide to Financial Freedom
by Susan HayesFinancial trainer Susan Hayes believes that every woman can and should get to grips with money management. In The Savvy Woman's Guide to Financial Freedom she gets to the heart of why you might be having problems and, lIke straight-talking American expert, Suze Orman, she comes up solutions whatever your situation.Think about it ...How many times have you said to yourself, 'This is the year when I finally get to grips with my finances'? But somehow time slips away and twelve months later you are no better off.How many times have you decided to stick to a budget only to see events get in the way and your good intentions frustrated?Do you have a nagging sense that you're not in charge of your money and that your future financial well-being is beyond your control? Even worse, in these challenging economic times, are you so stressed about money that you cannot even begin to see a way out of your situation?Whether you're figuring out how to squeeze enough money from the family budget to save for a much-needed holiday, finally preparing to tackle years of lifestyle debt, or taking a leap of faith and starting your own business, The Savvy Woman's Guide to Financial Freedom is brimful of down-to-earth and encouraging advice, and practical user-friendly methods, to show you how to get where you want to go.By following Susan Hayes's guidance you could find that it takes as little as an hour a week to check your financial well-being, to make sure you are on track to accomplish your goals and to achieve ongoing peace of mind about money.Corkwoman Susan Hayes has had a life-long love affair with business (as a little girl she held board meetings with her teddy bears) and went on to get a BSC in Financial Maths and Economics from NUI Galway. She is managing director of the international financial training company Hayes Culleton. Because of her can-do approach to resolving even the stickiest economic questions in her many media appearances (RTÉ, TV3, Today FM, 4FM, Sunday Independent) she has become known as the Positive Economist.
Sawiris Foundation: Elevating Education in Egypt
by Alpana Thapar Brian TrelstadFounded in 2001 by the Sawiris family, one of the wealthiest families in Egypt, the Sawiris Foundation for Social Development (SFSD) invested in human capital and provision of basic social services for the most marginalized Egyptians. In 2015, Noura Selim's (MBA 2013) arrival triggered a series of changes related to the Foundation's direct-grantmaking efforts, how SFSD evaluated the success of its programs, and the number and nature of partnerships it had with development finance institutions, the private sector, and the government. By June 2021, under Selim's leadership, SFSD achieved success across several fronts. Selim nevertheless felt that the Foundation still had a long way to go in terms of fulfilling its goal to elevate Egypt's education system. Comprised predominantly of public schools, the system delivered low quality education, and resulted in poor learning outcomes, which translated into high youth unemployment. She was in the process of crystalizing SFSD's five-year strategy and wondered how she should balance the allocation of the Foundation's time and financial resources to drive as much change in the education sector as possible.
Saxonville Sausage
by Kate MooreSaxonville Sausage, a $1.5 billion manufacturer of pork sausage products, is experiencing financial stress because its leading product lines have lately produced declining revenues in product categories that are realizing no growth. However, one product line, an Italian sausage brand named Vivio, has recently experienced a significant increase in revenues, as has the entire Italian sausage category nationwide. Unfortunately, Vivio represents only 5% of the company's total revenues. Ann Banks, a seasoned marketing director, has been hired to expand Vivio, currently distributed in a few cities, especially in the northeastern U.S, into a powerful national brand. Depicts the sequence of steps Ann takes to determine the best positioning for the brand. These steps include analyzing and employing specific techniques for researching customers' needs, preferences, and values; using the learning from research to develop a motivation-centered characterization of the target consumer; eliciting tactical ideas from a cross-departmental team of colleagues for product "alterations," packaging, and other contributory elements in the branding program; and finally, choosing between two positionings that seem equally valid.