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Annuities For Dummies
by Kerry PechterWhy look into annuities? If you're a Baby Boomer with little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read Annuities For Dummies, 3rd Edition.This completely revised and updated, plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You'll find out exactly what annuities are, whether they're the right financial vehicle for you, and which of the many annuity options might have your name on it. You'll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to:Identify the main types of annuitiesWeigh the pros and cons of annuities for yourselfMinimize the complexity and cost of your annuity investmentFigure out how much money to commitAvoid common annuity pitfallsCreate an income you can't outliveThe time to start securing your financial future is now. Annuities For Dummies, 3rd Edition, gives you knowledge, insider tips, and expert advice you need to make your money do its best for you.
Annuities For Dummies
by Kerry PechterLooking for steady retirement income? Read this book! Turning retirement savings into a steady income is a big step toward a worry-free retirement. This book introduces you to how to add annuities to your investment mix. It helps you evaluate how to select the best annuities for your needs and steer clear of the worst. You’ll learn how different types of annuities can help you turn your retirement savings into a monthly paycheck, protect your investments from market ups and downs, postpone taxes, stay in your home for the rest of your life, and even buy long-term care insurance for less.. Written by an annuity thought leader who is a frequent guest-expert on webcasts, podcasts and radio broadcasts as well as editor and publisher of Retirement Income Journal, the book offers the knowledge earned from interviews with hundreds of annuity industry insiders on their own turf. Get insight into which annuities do (or don’t) provide near-retirees and retirees with solid value. Stretch your savings into lifelong income Ask smarter questions when talking to an agent, broker or adviser Retire with less anxiety about the market Feel more in control of your financial life Annuities For Dummies is the must-have guide for anyone making retirement plans or managing their retirement savings.
Anny: A Life of Anny Thackeray Ritchie
by Henrietta GarnettAnne Thackeray Ritchie, daughter of the author of Vanity Fair and step-aunt of Virginia Woolf, was also a fine writer. Based on new and original research, this enchanting and evocative memoir paints the world of Anny's intricate web of relations and friends: children's parties with the Dickens family, holidays with Julia Margaret Cameron and the Tennysons, intimate scenes with Browning in Rome and Ruskin on Lake Coniston.In addition we read about Anny's own inner life: her near-obsession with her father: William Makepeace Thackeray, her escape into writing, her startling marriage to her second cousin and her godson, and the story of her sister Minny's passionate marriage to Leslie Stephen. We also learn of Stephen's second wife, Julia Jackson, mother of Vanessa Bell and Virginia Woolf. Meticulously researched, this intimate story draws not only on a wealth of letters, journals, hitherto unpublished sketches and photographs, but also on family legends passed down to the author through four generations. Illuminating, comic and touching, Anny reads like a novel, presenting a unique portrait of the rich literary world that formed the bridge between the Victorians and Bloomsbury.
Annäherung an die Konsumkultur: Globale Ströme und lokale Kontexte
by Evgenia Krasteva-BlagoevaDiese faszinierende Sammlung analysiert den Einfluss der westlichen Konsumkultur auf die lokalen Kulturen und den Konsum in Südosteuropa und Ostasien. Kulturelle, historische, wirtschaftliche und soziopolitische Kontexte werden im Hinblick auf Kaufverhalten, Nutzungs- und Anpassungspraktiken sowie Verbraucheraktivismus untersucht, insbesondere in Bulgarien, Serbien und Rumänien, wo sich die Kulturen in der postsozialistischen Ära weiterentwickeln, sowie in China und Japan, wo sich die Bewegungen in Richtung Moderne und Fortschritt fortsetzen. Erstaunliche und zum Nachdenken anregende Kontraste treten zutage, wenn die Verbraucher das Globale mit dem Lokalen in Bezug auf Kleidung, Technologie, Luxusartikel und Lebensmittel in Einklang bringen. Alle Kapitel enthalten eine Fülle von empirischen und kulturübergreifenden Daten. Eingerahmt wird die Darstellung von einem theoretischen Essay von Professor Mike Featherstone über die Ursprünge der Konsumkultur und die Folgen von zweihundert Jahren zunehmenden Konsums für den Zustand der Menschheit und die Zukunft des Planeten.In der Berichterstattung eingeschlossen:· "Du bist ein sozialistisches Kind wie ich": Waren und Identität in Bulgarien· Konsumkultur vom sozialistischen Jugoslawien bis zum postsozialistischen Serbien: Bewegungen und Momente· Konserven aus dem Sozialismus: Authentizität, Anti-Standardisierung und Mittelklassekonsum im postsozialistischen Rumänien· Modernisierung und das Kaufhaus im Japan des frühen 20. Jahrhunderts: Das moderne Mädchen und die neuen Lebensstile der Konsumkultur· Eine kulturelle Lesart des auffälligen Konsums in ChinaApproaching Consumer Culture erweitert die kulturanthropologische Literatur und wird von westlichen und östlichen Wissenschaftlern und Forschern gleichermaßen begrüßt werden. Seine Tiefe und Zugänglichkeit machen es nützlich für Universitätskurse in Kulturanthropologie, Kulturwissenschaften und Soziologie.
Annäherung an einen praxistheoretischen Bildungsbegriff: Eine Analyse der Theoriearchitektur ausgewählter Bildungstheorien
by Michael AsmussenDieses Buch widmet sich dem Verhältnis von Praxis- und Bildungstheorien. In einer theoretisch-begrifflichen Auseinandersetzung mit Praxistheorien und Marotzkis Strukturaler Bildungstheorie geht es um die Entwicklung und Reflexion des theoretischen Vokabulars für einen praxistheoretischen Bildungsbegriff. Hierbei werden ebenso die aktuellen bildungstheoretischen Arbeiten von A.-M. Nohl, F. von Rosenberg und P. Bettinger einbezogen. Als Ergebnis entsteht eine Heuristik aus acht Bausteinen für einen praxistheoretischen Bildungsbegriff.
Années de Pèlerinage, Complete (Dover Classical Piano Music)
by Franz LisztThe present volume reproduces -- directly from an authoritative Russian edition -- the famous cycle of solo piano works that comprises a summa of Liszt's pianistic achievement, representing the maturation of his style over a period of decades. The Années de Pèlerinage (Years of Pilgrimage) consists of the Première Année(Suisse); DeuxiemeAnnée (Italie) -- including the formidable "Après une lecture du Dante" -- and its supplement, Venezia e Napoli; and Troisième Année. Also included in this volume are a number of related pieces: "Lyon," from Album d'un voyageur; the three pieces called Apparitions; the original version of Venezia e Napoli. In addition, new English translations of the Russian footnotes and of the editor's preface have been provided. Printed in a sturdy, attractive, and inexpensive format, this rich cycle of masterly works for solo piano belongs in the library of every serious pianist or music lover.
Ano-Rectal Endosonography and Manometry in Paediatrics
by Mario Lima Giovanni RuggeriThis book brings together lessons learned in the clinical use of anorectal endosonography and manometry in paediatrics. In contrast to adult medicine, where they are virtually indispensable for specialists dealing with colo-proctology, in paediatrics endoanal ultrasound and anorectal manometry are still the prerogative of very few international centres. This book collects the results of a Workshop organised at the Paediatric Surgery Unit of Bologna, entitled "International Seminar on Endosonography and Anorectal Manometry in Paediatrics", and presents contributions from leading European experts. Focusing on the paediatric age group, this volume fills a gap in the paediatric gastroenterology literature, and will benefit all specialists wishing to use these methods in the management and treatment of common clinical problems, e.g. chronic constipation.
Anodea Judith's Chakra Yoga
by Anodea JudithAs the architecture of the soul, the chakra system is the yoke of yoga—the means whereby mind and body, heaven and earth, and spirit and matter are joined together in the divine union that is the true meaning of yoga.In this long-awaited book by acclaimed chakra expert Anodea Judith, you will learn how to use yoga's principles and practices to awaken the subtle body of energy and connect with your highest source. Using seven vital keys to unlock your inner temple, you will be guided through practices that open and activate each chakra through postures, bioenergetic exercises, breathing practices, mantras, guided meditation, and yoga philosophy. With beautiful step-by-step photographs for each of the poses, along with guidelines for deeper alignment and activation of the energy body, this book is a valuable resource for teachers and students alike.Praise:"Anodea Judith's Chakra Yoga is a wonderful companion to her decades of books and teachings. Providing exploration through yogic methods for liberating, transforming, and balancing our energetic body and life, it is a gift to the world."—Shiva Rea, founder of Prana Vinyasa and author of Tending the Heart Fire"For decades, I have been waiting, wishing, longing for such a book as Anodea Judith's Chakra Yoga. As always with Anodea, the book is exquisitely presented, deep, practical, inspiring, easy to follow, contemporary. A MUST HAVE. Enjoy the ride!"—Margot Anand, author of The Art of Everyday Ecstasy
Anodot: Autonomous Business Monitoring
by Antonio Moreno Danielle GolanAutonomous business monitoring platform Anodot leveraged machine learning to providing real-time alerts regarding business anomalies. Anodot's solution was used in various industries in order to primarily monitor business health, such as revenue and payments, product usage and customer experience. Every day, Anodot used 30 types of learning algorithms to analyze 6.2 billion data points and 428 million unique metrics. By 2019, Anodot's platform tracked more than 400 million metrics daily, driving four billion autonomous decisions that were translated to less than 1,000 alerts for all its customers. This highly accurate monitoring led to a low incidence of false positives, or false alerts, and customer satisfaction was high. Since Anodot's tool had the ability to identify granular business anomalies in real time, such as an unexpected drop in e-commerce sales for particular products or markets due to a technical glitch, fast detection and resolution of the problem meant that the potential financial damage could not be easily measured. The management team contemplated several strategic issues: How could they help their customers realize the value of Anodot? They had been working on several tools to show the value in different stages of the sales cycle and post-sale, but it was still hard to measure the actual financial value. In 2019, Anodot had adjusted its strategy to focus on client verticals and use-cases that would benefit most from Anodot. Would this make the sales process any easier? An improved product-market fit, combined with an ability to measure Anodot's value, could increase conversion and retention. Should they narrow down the use cases even more? As the team was thinking about their next funding round, it was important to prioritize their efforts.
Anogenitale Hautkrankheiten: Erkennen, Befunden, Behandeln
by Walter Krause Isaak EffendyBlickdiagnose für Hausärzte, Urologen, Gynäkologen und Dermatologen Blickdiagnose für Hausärzte, Urologen, Gynäkologen und Dermatologen! Hautkrankheiten im Bereich des männlichen und weiblichen Genitale werden durch die Eigenheiten der Genitalregion modifiziert. Eine Re ihe davon manifestiert sich aber auch nur im Genitalbereich. Diese werden oft erstmals von einem Facharzt beobachtet, der sich mit anderen genitalen Beschwerden beschäftigt, etwa der Urologe bei Männern oder der Gynäkologe bei Frauen. Dieses Buch möchte gerade den Nicht-Dermatologen einige Krankheitsbilder demonstrieren, die sie im Genitalbereich zu sehen bekommen und sie auf die nosologische Bedeutung und die Parallelen zu anderen Hautkrankheiten hinweisen und den Blick des befundenen Arztes schulen. Das Buch umfasst das Wichtigste für den behandelnden Arzt: - von der Blickdiagnose zur Therapie - über 150 farbige Abbildungen zum Erkennen und Wiedererkennen der Pathologien - kurze Texte zum schnellen Erfassen der Symptomatik und Therapieoptionen Ein unverzichtbarer Begleiter für Praxis und Klinik!
Anoikis: How the Extracellular Matrix Regulates Life-or-Death Decisions
by Steven M. FrischAnoikis is defined broadly as apoptosis that is inhibited by appropriate cell-matrix interactions. Normal and tumor cells vary widely in their sensitivity to anoikis, but, in general, metastatic tumor cells are inevitably anoikis-resistant. In particular, tumor cells that possess a cancer stem cell or mesenchymal phenotype, arising from the oncogenic Epithelial-Mesenchymal Transition (EMT), are transcriptionally re-programmed to resist anoikis. While the anoikis response occurs through the mitochondrial pathway typically found in other apoptotic responses (e.g., DNA damage, death receptors, oxidative stress), the regulation of anoikis by cell-matrix signalling is unique and only partially characterized. The uniqueness of anoikis is: a. regulation by integrins, non-integrin matrix receptors, and the signaling complexes associated with them; b. regulation by metabolic changes occurring in response to attachment/detachment; c. regulation by oncogenes and tumor suppressor genes d. regulation by tumor microenvironment; e. regulation by EMT.
Anointed
by The Daughters of St. Paul Jaymie Stuart Wolfe Pope FrancisPope Francis’ words to those seeking to give a firm profession of faith—which has always been the particular effect Catholic tradition has ascribed to confirmation—ring true for all of us. In Anointed, Jayme Stuart Wolfe has compiled the Holy Father’s words about wisdom, understanding, counsel, fortitude, knowledge, piety, and fear of the Lord as special gifts for those continuing the commitment of their baptism into confirmation and beyond, as well as appropriate Scripture readings and prayers.
Anointed to Win: Overcome the Demon That Reminds You of Your Past, Disempowers Your Present, and Tries to Ruin Your Future
by Liberty TurnipseedThere&’s a difference between failing and living in failure.This book will guide you to a life of true freedom and joy. Your mistakes and failures will no longer define who you are as you learn to embrace a refreshed life that can only be found in Jesus. You will be fully equipped to take authority over the enemy&’s attacks against you.Failurism. That may be an unfamiliar term, but it&’s a very real spirit that is keeping many Christians trapped in cycles of failure and defeat. Drawing from her personal experiences and revelations from Scripture, Liberty Turnipseed shows readers how to defeat the stronghold that hinders their success and tries to ruin their future. Through this book, readers will discover:the thought process created when we fail and how we allow ourselves to become bound to failurismhow the spirit of failurism manifests and how smaller demons infiltrate our lives and attach themselves to this strongholdhow the devil uses lies and deception to make failurism a way of lifehow to be set free from this demonic strongholdAs children of God, we may fail at times, but we don&’t have to continually walk in our past mistakes and make failure a lifestyle. We are anointed to win! This book provides the tools and understanding to walk in that victory.
Anointed to Be God's Servants: How God Blesses Those Who Serve Together (Biblical Legacy Series)
by Henry BlackabyIn Called to Be God's Leader, readers examined God's call for leadership through the life of Joshua. And now, in this fourth book in the Biblical Legacy Series, Drs. Henry and Tom Blackaby go behind the scenes of one of the Bible's greatest leaders in Anointed to Be God's Servants. Many people desire to be a "Joshua" but are called to serve in supporting positions. Through the life of Paul, readers will learn of the critical role that supporting companions play in God's kingdom. Why did Paul so desperately need companions? What does true companionship look like? How does Paul's life teach us to effectively support leaders around us? Anointed to Be God's Servants answers all of these questions and more, revealing the wonderful nature of interdependence in God's kingdom.
Anointed with Oil: How Christianity and Crude Made Modern America
by Darren DochukA groundbreaking new history of the United States, showing how Christian faith and the pursuit of petroleum fueled America's rise to global power and shaped today's political clashesAnointed with Oil places religion and oil at the center of American history. As prize-winning historian Darren Dochuk reveals, from the earliest discovery of oil in America during the Civil War, citizens saw oil as the nation's special blessing and its peculiar burden, the source of its prophetic mission in the world. Over the century that followed and down to the present day, the oil industry's leaders and its ordinary workers together fundamentally transformed American religion, business, and politics -- boosting America's ascent as the preeminent global power, giving shape to modern evangelical Christianity, fueling the rise of the Republican Right, and setting the terms for today's political and environmental debates. Ranging from the Civil War to the present, from West Texas to Saudi Arabia to the Alberta Tar Sands, and from oil-patch boomtowns to the White House, this is a sweeping, magisterial book that transforms how we understand our nation's history.
Anomalies In The European Reits Market
by Gianluca MattarocciThis book analyses calendar anomalies in the real estate industry with a focus on the European market. It considers annual, monthly and weekly calendar anomalies looking at a representative sample of European REITs and highlights the main differences amongst the countries.
Anomalies in Net Present Value, Returns and Polynomials, and Regret Theory in Decision-Making
by Michael C. I. NwoguguThis book explores why Modified Internal Rate of Return (MIRR) and Net Present Value (NPV) are not necessarily accurate or efficient tools for valuation and decision-making. The author specifically addresses the biases and framing effects inherent in the NPV/MIRR/IRR model and in related approaches such as Adjusted Present Value (APV), Net Future Value (NFV), and by extension, Polynomials. In doing so, the book presents new ways of solving higher order polynomials using invariants and homomorphisms and explains why the "Fundamental Theorem of Algebra", the Binomial Theorem and the "Descartes Sign Rule" are unreliable. Chapters also discuss how International Asset Pricing Theory (IAPT) and Intertemporal Capital Asset Pricing Models (ICAPM) can produce inaccurate results in certain circumstances. The conditions under which ICAPM and IAPT may be accurate are described; as well as why those conditions cannot, or are unlikely to, exist. The conditions under which negative interest rates may exist or are justified are also outlined. Moreover, the author explains why traditional Consumption-Savings-Investment-Production models of allocation can be inefficient, and then introduces a new model of allocation that can be applied to individuals, households and companies. Finally, the book explains why the Elasticity of Intertemporal Substitution is a flawed concept and introduces the Marginal Rate of Intertemporal Joint Substitution as a solution.
Anomalies in Partial Differential Equations (Springer INdAM Series #43)
by Daniele Del Santo Massimo Cicognani Michael Reissig Alberto ParmeggianiThe contributions contained in the volume, written by leading experts in their respective fields, are expanded versions of talks given at the INDAM Workshop "Anomalies in Partial Differential Equations" held in September 2019 at the Istituto Nazionale di Alta Matematica, Dipartimento di Matematica "Guido Castelnuovo", Università di Roma "La Sapienza". The volume contains results for well-posedness and local solvability for linear models with low regular coefficients. Moreover, nonlinear dispersive models (damped waves, p-evolution models) are discussed from the point of view of critical exponents, blow-up phenomena or decay estimates for Sobolev solutions. Some contributions are devoted to models from applications as traffic flows, Einstein-Euler systems or stochastic PDEs as well. Finally, several contributions from Harmonic and Time-Frequency Analysis, in which the authors are interested in the action of localizing operators or the description of wave front sets, complete the volume.
Anomalies of the Developing Dentition: A Clinical Guide To Diagnosis And Management
by Jane Ann Soxman Patrice Barsamian Wunsch Christel M. HaberlandThis book is an up-to-date, succinct, and easily accessible reference on the diverse anomalies that may arise in the developing dentition, including those relating to crown size and shape, tooth formation, tooth eruption, tooth number, and enamel and dentin formation. For each anomaly, information is provided on clinical and radiographic features, etiology, and management. Attention is also drawn to clinically relevant associations among anomalies. The inclusion of numerous high-quality photographs and images will assist the practitioner in establishing the correct diagnosis in each patient and in understanding the rationale for specific interventions. The book will also facilitate discussion of the anomaly with the caregiver or patient, including with respect to genetic and other implications and the appropriate treatment path. Anomalies of the Developing Dentition is an excellent clinical guide to the subject that will aid in timely identification and appropriate management. It will meet the needs of students and practitioners in multiple disciplines of both medicine and dentistry.
Anomalistic Psychology: A Study of Magical Thinking
by Warren H. Jones Leonard ZusneUpdating and expanding the materials from the first edition, Anomalistic Psychology, Second Edition integrates and systematically treats phenomena of human consciousness and behaviors that appear to violate the laws of nature. The authors present and detail a new explanatory concept they developed that provides a naturalistic interpretation for these phenomena -- Magical Thinking. For undergraduate and graduate students and professionals in cognitive psychology, research methods, thinking, and parapsychology.
Anomalistic Psychology: Exploring Paranormal Belief and Experience
by Anna Stone Christopher C. FrenchThe science behind claims of alien encounters and visions of ghosts can be even more fascinating than the sensationalist headlines. What leads some people to believe in the paranormal? Why might someone think they have been abducted by aliens? And is there any room for superstition in the modern world of science? Anomalistic Psychology* Provides a lively and thought-provoking introduction to the psychology underlying paranormal belief and experience * Covers the latest psychological theories and experiments, and examines the science at the heart of the subject * Uses a unique approach to apply different psychological perspectives - including clinical, developmental and cognitive approaches - to shed new light on the key debates Whether you are a psychology student or simply curious about the paranormal,Anomalistic Psychology is the essential introduction to this contested and controversial field. Belief in the paranormal has been reported in every known society since the dawn of time - find out why.
Anomalous Effects in Simple Metals
by Albert OverhauserUsing potassium as an example, this work presents a unique approach to the anomalous effects in metals, resulting in knowledge that can be applied to similar materials. Most theoretical predictions on the electric, magnetic, optical, and thermal properties of a simple metal do - surprisingly - not agree with experimental behavior found in alkali metals. The purpose of this volume is to document the many phenomena that have violated expectations. It collects in one place the research by Albert Overhauser, one of the pioneers of the field. His and his collaborators work has led to a unified synthesis of alkali metal peculiarities. The unique collection of 65 reprint papers, commented where necessary to explain the context and perspective, is preceded by a thorough and well paced introduction. The book is meant to advanced solid state physics and science historians. It might also serve as additional reading in advanced solid state physics courses. With a foreword by Mildred and Gene Dresselhaus
Anomalous Relaxation in Colloidal Systems (Springer Theses)
by Avinash KumarThe thesis presents a systematic study of the Mpemba effect in a colloidal system with a micron-sized particle diffusing in a water bath. While the Mpemba effect, where a system’s thermal relaxation time is a non-monotonic function of the initial temperature, has been observed in water since Aristotle’s era, the underlying mechanism of the effect is still unknown. Recent studies indicate that the effect is not limited to water and has been studied both experimentally and numerically in a wide variety of systems. By carefully designing a double-well potential using feedback-based optical tweezers, the author demonstrates that an initially hot system can sometimes cool faster than an initially warm system. The author also presents the first observation in any system of another counterintuitive effect—the inverse Mpemba effect—where the colder of the two samples reaches the thermal equilibrium at a hot temperature first. The results for both the observations agree with theoretical predictions based on the Fokker-Planck equation. The experiments reveal that, for carefully chosen conditions, a strong version of both of the effects are observed where a system can relax to the bath temperature exponentially faster than under typical conditions.
Anomalous Stochastics: A Comprehensive Guide to Multifractals, Random Walks, and Real-World Applications (Understanding Complex Systems)
by Michał Chorowski Tomasz Gubiec Ryszard KutnerThis textbook provides a comprehensive exploration of anomalous stochastic processes and extreme events, commonly referred to as "black swans," with a particular focus on (multi-)fractal approaches and continuous-time random walks. The authors present a systematic examination of the subject, tracing its inception and providing a multi-directional perspective. By drawing on real-world experiences in finance, physics, and technology, the book underscores the practical relevance of anomalous stochastic processes for practitioners dealing with real-world data from complex systems. The content is based on a series of interdisciplinary physics lectures that have been delivered to undergraduate and graduate students at the University of Warsaw for nearly two decades. Updated to reflect recent developments, this book is a valuable resource for graduate students, ambitious undergraduate students, and researchers interested in random processes and the practical implications of anomalous processes. Familiarity with fundamental principles of probability theory, algebra, and basic concepts of differential and integral calculus is assumed, while a foundational understanding of mathematical statistics, stochastic processes, and statistical thermodynamics is recommended. Additionally, each chapter includes practical exercises designed to help readers master the concepts, develop practical skills, and serve as teaching material.