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Money Lessons: How to manage your finances to get the life you want
by Lisa Conway-HughesIf you spent one hour a month nurturing your finances for the next twelve months, how would you feel this time next year, what would be different? Mapping out a plan for achieving your big goals and managing everyday spending, Money Lessons is your own pocket financial expert. Whether you have it or not, money is often as difficult to talk about as it is to handle. Many of us will at one point need advice on how to:- ask for a pay rise- save up to buy a place- pay for a mortgage- finance a career move- budget for a wedding- fund a big trip- get out of debt- retire comfortablyBuilding on her 15 years of experience helping countless people to make smart financial decisions, Lisa Conway-Hughes tackles these topics in a short guide to being savvy and getting what you want in every stage of your life. Full of expert knowledge and success stories, this is essential reading for anyone who wants to turn a dream into a plan - and eventually a reality.
Money Like You Mean It: Personal Finance Tactics for the Real World
by Erica AliniWrestle debt to the ground. Figure out whether you should rent or buy. And determine if a side hustle is really worth the hassle.Get a job, buy a house, spend less than you make, and retire at sixty-five. That’s advice for a world that has largely disappeared. Even good jobs today often have no guarantee of stability. Home prices have reached the stratosphere. Meanwhile, student debt drags you down just as you're trying to take off in life.To survive and thrive in today’s reality, you need a whole new personal finance tool kit.Global News money reporter Erica Alini blends the big picture with practical advice to give you a deeper understanding of the economic forces that are shaping your financial struggles and how to overcome them.Packed with concrete tips, Money Like You Mean It covers all the bases: from debt to investing and retirement, plus renting versus buying, and even how to tell whether a side gig is really worth the effort. It’s the essential road map you need to make it in the current economy.“The first personal finance book for the 2020s: expensive housing, BNPL, side hustles, negotiating a raise, and much more. Erica is one of Canada’s top personal finance pros, and this book shows it.” —ROB CARRICK, Globe and Mail personal finance columnist
Money Loves Me: The Spiritual Guide to Manifesting Abundance
by Farah OrthsTransform scarcity and self-doubt into feeling deeply held, unconditionally loved, and naturally abundant.Money Loves Me is not just about changing your money mindset – it&’s a sacred journey back to wholeness. This book lovingly guides you to reconnect with your innate wealth, natural magnetism, and inherent worth. Abundance isn&’t something to chase – it&’s something to remember. It has always lived within you, without condition.In this book, you&’ll learn how to:Heal money wounds and break free from generational patterns of lack Release shame, guilt, and limiting beliefs around finances and self-worthReceive joyfully and allow wealth to flow with easeManifest prosperity by aligning with the energy of moneyYou are already whole. Already worthy. Already abundant. Let Money Loves Me guide you into a new relationship with money – one rooted in love, belonging, and divine support.Money loves you. Are you ready to let it?
Money Magic: Practical Wisdom and Empowering Rituals to Heal Your Finances
by Jessie Susannah KarnatzThis fun-to-read guide to personal finance features a combination of practical advice and mystical rituals designed to help you manifest your money goals.Using a simple seven-step system, financial coach Jessie Susannah Karnatz—aka the Money Witch—provides an easy-to-follow method to take control of your money with clarity and confidence (plus a few crystals!).Discover how to assess your financial landscape, overcome emotional blocks to success, and create an action plan for achieving your financial desires, plus self-care rituals and confidence-boosting meditations that encourage a money-making mindset. Written with warmth and humor and brimming with expert wisdom and opulent illustrations, Money Magic makes a perfect gift for recent graduates, modern mystics, and anyone who wants to afford the life they dream of.A FRESH APPROACH TO PERSONAL FINANCE: Money Magic goes beyond traditional financial advice, offering a holistic approach to financial health that combines practical tools with empowering self-care rituals so that people can better understand their emotions around money and build a healthy, confident relationship to their finances.INVITING AND ACCESSIBLE: Written with warmth and encouragement, and free of judgment, Money Magic makes it easy to start planning for financial freedom, whether readers want to pay off debt, boost their bank account, or get paid more at work. The short, accessible entries and easy-to-follow sidebars make personal finance fun and engaging.AUTHORATATIVE AUTHOR: As a practicing witch and a financial coach, Jessie Susannah Karnatz (aka The Money Witch) has more than a decade of experience combining witchy wisdom with financial know-how to empower her clients to achieve their financial goals. Drawing on her years as a bookkeeper and work coaching clients, she is uniquely equipped to help readers achieve financial stability through a mixture of self-care and practical decision-making.BEAUTIFUL TO GIFT AND DISPLAY: Delivered in a luxe, eye-catching package featuring shimmery accents and bold illustrations, this book is a stunning object to display. It looks gorgeous alongside candles, crystals, and incense, and pairs perfectly with books on self-care and mysticism. The fun, contemporary design makes it a lovely gift or self-purchase for new grads, self-care enthusiasts, and modern mystics.Perfect for:• Recent Graduates• Anyone interested in mysticism and witchcraft• People who use Tarot and crystals• People who want to pay off debt or save more• Fans of THE MONEY DIARIES, THE FINANCIAL DIET, and BROKE MILLENIAL
Money Magic: An Economist's Secrets to More Money, Less Risk, and a Better Life
by Laurence KotlikoffIncrease your spending power, enhance your standard of living, and achieve financial independence with this &“must-read&” guide to money management (Jane Bryant Quinn).Laurence Kotlikoff, one of our nation&’s premier personal finance experts and coauthor of the New York Times bestseller Get What&’s Yours: The Secrets to Maxing Out Your Social Security, harnesses the power of economics and advanced computation to deliver a host of spellbinding but simple money magic tricks that will transform your financial future.Each trick shares a basic ingredient for financial savvy based on economic common sense, not Wall Street snake oil. Money Magic offers a clear path to a richer, happier, and safer financial life. Whether you&’re making education, career, marriage, lifestyle, housing, investment, retirement, or Social Security decisions, Kotlikoff provides a clear framework for readers of all ages and income levels to learn tricks like:How to choose a career to maximize your lifetime earnings (hint: you may want to consider picking up a plunger instead of a stethoscope).How to buy a superior education on the cheap and graduate debt-free.Why it&’s smarter to cash out your IRA to pay off your mortgage.Why delaying retirement for two years can reap dividends and how to lower your average lifetime tax bracket. Money Magic&’s most powerful act is transforming your financial thinking, explaining not just what to do, but why to do it. Get ready to discover the economics approach to financial planning—the fruit of a century&’s worth of research by thousands of cloistered economic wizards whose now-accessible collective findings turn conventional financial advice on its head. Kotlikoff uses his soft heart, hard nose, dry wit, and flashing wand to cast a powerful spell, leaving you eager to accomplish what you formerly dreaded: financial planning.
Money Magic: Unleashing Your True Potential for Prosperity and Fulfillment
by Deborah L. PriceMaking, keeping, and enjoying money isn't just about investments, salaries, inheritances, or dividends, according to Deborah Price. It's also about the games people play around money and their character type in relation to it. In Money Magic, Price shows how to transform your relationship with money to obtain the wealth you desire. The book is structured around eight "types": the Innocent (the ostrich approach); the Victim (blaming circumstances); the Warrior (conquering money); the Martyr (always rescuing someone); the Fool (gambler looking for a windfall); the Creator/Artist (regarding money as evil); the Tyrant (controlling through money); and the Magician (benefitting spiritually and financially from money). The Magician is the book's ideal, and Price offers exercises to help readers attain it. Describes eight money types, and offers quizzes to determine your type. Shows readers how to stop making fear-based money choices.
Money Makeover: The Secret to Budgeting, Saving and Investing for Financial Success
by Moneygirl. Com. AuYou don't have to earn megabucks or have a degree in economics to make the most of your money. With the help of Money Makeover, you'll discover how easy it is to take stock of your finances and create the life of your dreams, without having to give up red wine or wade through finance mumbo-jumbo! Inside this book you'll find practical information (without the boring bits) and inspiring real-life stories that will empower you to create your own financial plan. You'll discover: simple strategies to work your way out of debt fail-proof saving techniques how to invest in shares, managed funds and property, step by step super tips to help you sort your super easy ways to factor in life's little curve balls -- relationships, bambinos and career changes. Money Makeover is for women of all ages wanting to take control of their financial destiny and make their money grow.
Money Maker: Unlock Your Money-Making Potential
by Dan Hatfield'A treasure trove of advice to help you earn more cash!' - ALISON HAMMOND'Dan is a money-making genius' - RYLANThis Morning expert, Dan Hatfield , has made it his mission to inspire the nation with his practical, positive money-making wisdom.Structured through key life areas where we can generate cash, Dan will help you unlock your money-making skills, from uncovering the hidden jackpots in your home and becoming a 'bubble entrepreneur' to mastering the second-hand market with ease. Money Maker is full of the essential advice you need - it's a transformative resource that will ensure you can do more of the things you love and start seeing financial opportunity at every turn.FUN and EMPOWERING, LET'S GET MONEY-MAKING!ABOUT THE AUTHORS:Third-generation pawnbroker, Dan Hatfield, has made it his mission to inspire the nation with his practical, positive money-making wisdom. He was the star of Channel 4's Posh Pawnbrokers and ITV's Million Pound Pawn, and is the hugely popular resident money-making expert on This Morning. Money-Maker is co-written with Joff Hatfield-Powell, award-winning Creative Director at Spark Media Partners.
Money Maker: Unlock Your Money-Making Potential
by Dan Hatfield'A treasure trove of advice to help you earn more cash!' - ALISON HAMMOND'Dan is a money-making genius' - RYLANThis Morning expert, Dan Hatfield , has made it his mission to inspire the nation with his practical, positive money-making wisdom.Structured through key life areas where we can generate cash, Dan will help you unlock your money-making skills, from uncovering the hidden jackpots in your home and becoming a 'bubble entrepreneur' to mastering the second-hand market with ease. Money Maker is full of the essential advice you need - it's a transformative resource that will ensure you can do more of the things you love and start seeing financial opportunity at every turn.FUN and EMPOWERING, LET'S GET MONEY-MAKING!ABOUT THE AUTHORS:Third-generation pawnbroker, Dan Hatfield, has made it his mission to inspire the nation with his practical, positive money-making wisdom. He was the star of Channel 4's Posh Pawnbrokers and ITV's Million Pound Pawn, and is the hugely popular resident money-making expert on This Morning. Money-Maker is co-written with Joff Hatfield-Powell, award-winning Creative Director at Spark Media Partners.
The Money Man: A True Life Story of One Man's Unbridled Ambition, Downfall, and Redemption
by Joseph CaplanThe Money Man is an epic story for our times, which will offer hope to many who have seen the fruit of their hard work eaten away by the economy, mistakes, poor health, etc. Readers will meet the rich, the famous, the infamous, the powerful, and the powerless in the USA, England, Monaco, France, and Switzerland. The Money Man is a story of determination, love, and faith that includes many page turning stories of extraordinary success and dismal failure.
Money, Manifestation & Miracles: A Guide to Transforming Women’s Relationships with Money
by Meriflor ToneattoWhen women are empowered with money, they become “difference makers.” They transform not only their own lives but also those of their children, their families, and their communities at large. Author Meriflor Toneatto, an award-winning leadership and coaching executive, shows you how to extend your limits and create the life of your dreams, one that is rich and fulfilling in every way — financially, spiritually, and emotionally. This powerful book explains how money is “emotional currency” and prescribes eight Holistic Principles that help you overcome deep-seated blocks, “pay forward” your own successes, and live the life of your dreams.
Money Master the Game: 7 Simple Steps to Financial Freedom
by Tony RobbinsMultimillion-copy bestselling author of Awaken the Giant Within and Unlimited Power has created a new 7-step blueprint for securing financial freedom. Based on extensive research and one-on-one interviews with more than 50 of the most legendary financial experts in the world - from Carl Icahn, to Warren Buffett, to Jack Bogle and Steve Forbes, Tony Robbins. Robbins has a brilliant way of using metaphor and story to illustrate even the most complex financial concepts - making them simple and actionable. With expert advice on our most important financial decisions, Robbins is an advocate for the reader, dispelling the myths that often rob people of their financial dreams. Tony Robbins walks readers of every income level, through the steps to become financially free by creating a lifetime income plan. This book delivers invaluable information and essential practices for getting your financial house in order. It's the book millions of people have been waiting for.
MONEY Master the Game: 7 Simple Steps to Financial Freedom (Tony Robbins Financial Freedom Series)
by Tony RobbinsTony Robbins turns to the topic that vexes us all: How to secure financial freedom for ourselves and for our families. &“If there were a Pulitzer Prize for investment books, this one would win, hands down&” (Forbes).Tony Robbins is one of the most revered writers and thinkers of our time. People from all over the world—from the disadvantaged to the well-heeled, from twenty-somethings to retirees—credit him for giving them the inspiration and the tools for transforming their lives. From diet and fitness, to business and leadership, to relationships and self-respect, Tony Robbins’s books have changed people in profound and lasting ways. Now, for the first time, he has assembled an invaluable “distillation of just about every good personal finance idea of the last forty years” (The New York Times). Based on extensive research and interviews with some of the most legendary investors at work today (John Bogle, Warren Buffett, Paul Tudor Jones, Ray Dalio, Carl Icahn, and many others), Tony Robbins has created a 7-step blueprint for securing financial freedom. With advice about taking control of your financial decisions, to setting up a savings and investing plan, to destroying myths about what it takes to save and invest, to setting up a “lifetime income plan,” the book brims with advice and practices for making the financial game not only winnable—but providing financial freedom for the rest of your life. “Put MONEY on your short list of new books to read…It’s that good” (Marketwatch.com).
Money Matters for Teens: Advice on Spending and Saving, Managing Income, and Paying for College (YC Teen's Advice from Teens Like You #2)
by Youth CommunicationIn Money Matters for Teens, young writers discuss their financial fears and the strategies they've learned to help them spend their money wisely, save for the future, and pay for college. The gap between the richest and the poorest Americans has been growing for decades, and experts predict it will continue to widen. Young people bear the brunt of this inequality because it makes it harder to get a job and to pay for the college education you need to move up the ladder. Political changes could help close the gap, but in the meantime, teens can help prepare themselves for financial independence. In this book, teens write about learning to handle money wisely, to manage their own income, to pay for college, and how our larger economic system determines their financial standing. Essays include: Equal Work, Unequal PayThe Rags to Riches MythJob-Hopping to a CareerI Took a Scam JobJob-Hunting TipsA Guide to Drama-Free BankingMy Credit Card Gave Me False SecurityWe Don't Save It for a Rainy DayHow Am I Supposed to Pay for College?Countdown to Independenceand more! Through these essays, teen readers—as well as their parents, teachers, and caregivers—will pick up new tricks to managing their money but will also be provided a much-needed glimpse into how the world looks to our younger generations.
Money on Your Mind: The Unconscious Beliefs That Sabotage Your Financial Well-Being - and How to Break Free
by Vicky ReynalDiscover how your thoughts, emotions, and past experiences shape your money habits—and find your way to financial freedom. Do you overspend or make impulse purchases you regret later? Do you never feel like enough money is enough? Do you hide purchases from your partner? Do you spend extravagantly on others to win their approval? Do you resist spending money even on things you know you need? One of your most important relationships is the one you have with money, yet you may not be aware of the complex web of emotions and past experiences that are really driving your money habits. Money on Your Mind helps you unpack these psychological hurdles and start making better financial choices. Through a mix of case studies, client stories, and her expertise in psychotherapy, financial psychotherapist Vicky Reynal reveals how an emotionally absent parent can result in comfort shopping, how bullying in school can lead to overspending, how absorbing a parent’s lack of boundaries can interfere with making rational financial decisions, and much more. Then, she helps you shift those ingrained attitudes and beliefs so you can stop falling into the same old spend-ing traps. You’ll learn to: Recognize your spending triggers Let go of a scarcity mindset Free yourself of spending anxiety Take control over your money habits With a better understanding of the root causes of your money struggles, a more secure financial future is possible.
Money Out Loud: All the Financial Stuff No One Taught Us
by Berna AnatSo no one taught you about money, either? Let’s figure this me$$ out together. In this illustrated, deeply unserious guide to money, Berna Anat—aka the Financial Hype Woman—freaks out her immigrant parents by doing the unthinkable: Talking about money. Loudly. Because we’re done staying silent, anxious, and ashamed about our money. It's time to join the party and finally learn about all the financial stuff that always felt too confusing. Stuff like: How to actually budget, save, and invest (but also make it fun) How our traumas shape our most toxic money habits, and how to create new patternsHow to build wealth in a system designed to keep us broke How to use money to fund our biggest dreams—and change the worldNo more keeping our money on mute. It’s time to grab the mic.
The Money Queen's Guide: For Women Who Want to Build Wealth and Banish Fear
by Cary CarbonaroStart working on your financial independence, with help from the Money Queen! Named one of the &“Top 10 Books to Make You Rich&” by Daily Worth Are you a material girl? The truth is that, as women, we all have a unique relationship with money. We strive for financial security to support our family, ensure we can retire comfortably, create independence separate from our partners, and along the way, buy some nice purses. As much as we are motivated to make money, we often do not consider the crucial relationship between what we do today and how it will impact our life tomorrow. Covering life stages from your Roaring Twenties and Thrifty Thirties all the way to your (hopefully) Smooth Sixties and beyond, The Money Queen&’s Guide will work to guide you through each of these financial decades and provide insight and detailed guidance into the steps you can take, and the decisions you should make to build a financially responsible future. Financial security is an exciting journey we can take together. So pack your purse and get ready for the ride . . .
The Money Saving Mom's Budget: Slash Your Spending, Pay Down Your Debt, Streamline Your Life, and Save Thousands a Year
by Crystal PaineCrystal Paine, who has helped busy women everywhere take control of their finances, presents her most effective strategies designed for families of all sizes and income levels. With hundreds of inspiring "why didn't I think of that?" TIPS, plus WORKSHEETS, Paine breaks down your goals into easy, manageable steps so you can:* Achieve a complete financial makeover * Set up a realistic budget * Never pay retail * Slash your grocery bill * Organize your time & your home * Use coupons wisely * Pay with cash only * Live simply * Become debt free * Choose contentment * Make every dollar countyour children for free, and much more. If you think living a frugal, simple and debt-free life means you can't ever enjoy dining out, entertainment or vacations, guess again! From money-saving vacation ideas to secrets to dining out on a budget, this book shows you how to enjoy strategic splurging -- and how to do it at half the price. Sprinkled throughout the book are testimonies from people whose lives have been transformed through the principles Paine shares. You'll be inspired, challenged and motivated to spend less, save more and make the most of what you have.
The Money Savvy Student
by Adam CarrollThe knowledge and ability to make, manage, save, and invest money is critical to your overall success in life. The Money Savvy Student is a story-filled journey through the fundamental building blocks of becoming Money Savvy. Your financial future is entirely up to one person
The Money School: 12 Simple Lessons to Master Financial Markets and Investing
by Nicole Lapin&“This is the perfect guide for readers ready to move from balancing their checkbook to investing in the stock market and themselves… Highly recommended.&” – Library JournalRealize financial stability and investing confidence with this one-of-a-kind resource by renowned money expert Nicole Lapin.New York Times bestselling author of Rich Bitch Nicole Lapin gives you the skinny on how financial markets and common investing strategies work to build your understanding and gain confidence. The Money School is divided into courses (of course), four of them, with three levels each, totaling 12 lessons all together. The first course focuses on the stock market, where you&’ll learn all about one of the most potent and accessible forces in our financial system. The second zooms into debt (the good kind!), where you own debt, not owe it via CDs and treasury bonds. The third course steps it up with more exotic or advanced securities like commodities, currencies, and derivatives. The final part wraps it all up with how you can make a portfolio to help you reach your own financial success as you define it.Once you have completed the courses, turn to the end of the book for self-assessment quizzes and a full dictionary of key financial terms to keep on hand as a resource. Class is in session!
Money Secrets of the Rich: Learn the 7 Secrets to Financial Freedom
by John R. BurleyOne of the world&’s leading experts in wealth creation shares the 7 secrets that propelled him from debt to financial independence as a multimillionaire. John Burley is one of the world&’s leading experts in wealth creation. He has achieved what most people would consider impossible. Starting out with a little money, a workable plan of action, and a lot of desire, John was in a position to retire at the age of thirty-two. Now, in this step-by-step guide, John will teach you the seven crucial secrets he discovered on his journey to financial freedom. Money Secrets of the Rich is a detailed map that will guide you to your own financial security and riches. These are not &“get-rich-quick tips&” but rather the systems and practices rich people use to protect their money and grow it at high rates of return. Best of all, as John explains, it does not matter where you are today or how much money you earn; it is what you do with your income that will determine your success. &“When I need strategic advice about money, John Burley is one of the people I call. Every time I am with John I learn something profound about money that immediately increases my wealth.&” —Robert Kiyosaki, bestselling author of Rich Dad, Poor Dad
Money Talks: A Lifestyle Guide for Financial Wellbeing
by Ellie Austin-WilliamsA feminist take on financial wellbeing which alleviates financial anxiety in millennials by tackling the areas in life where money and wellbeing intersect.How can we handle the impact of comparison culture on our bank accounts? Should we want an engagement ring, or is that anti-feminist? How can we say no to events we can&’t afford but we feel obliged to attend to please others?Money has the power to shape, make or even break our lives, and can have a significant impact on our mental health – so why aren&’t we treating it as an important part of our wellbeing? In each chapter of this book, financial influencer Ellie Austin-Williams tackles a major area in our life that might bring us financial anxiety, from friendship to love. Topics covered include:The rise of girl boss cultureHow society has increasingly encouraged women to spend their way to happinessThe role of privilege, race and class in our pursuit of financial "success"Why we feel we have to get ahead of others to be happyThe impact of social media on our spending habitsWhat we learned about work and money from our parents.Insights from financial experts add to Ellie's own expertise, alongside relatable anecdotes from real people. Each chapter ends with some practical tips and tricks that you can use to empower yourself to improve your financial wellbeing.
The Money Tree: A Story About Finding the Fortune in Your Own Backyard
by Chris GuillebeauFrom bestselling author of The $100 Startup and Side Hustle comes Chris Guillebeau's engaging story about the power you have to create your own financial destiny.Like financial classics The Latte Factor and The Richest Man in Babylon, The Money Tree uses a compelling story with captivating characters to share its core insight: you are never at the mercy of fortune as long as you have an appetite for hard work and a willingness to step outside your comfort zone.Jake Aarons is in trouble. He's being evicted from his apartment in less than 30 days, the bill for his $50,000 in overdue student loans is almost due, and the digital marketing agency he works at just implemented a new military-style grading system that might cost him his job. To top it off, Jake's new relationship with Maya was going so well... but with everything else falling down around him, he might lose her, too.In search of answers, Jake reluctantly attends a weekly group meeting at the invitation of a coworker. Everyone in the group is trying to create a lucrative side hustle with one key requirement: they can only spend up to $500 before earning a profit. Over the course of several weeks, Jake undertakes a series of challenges, first learning how to make $1,000 in a single weekend, and ultimately how to discover the untapped skills he needs to take control of his finances--and his life.
Moneyfulness: Learning to Live with Money
by Michael KeetMoneyfulness® is a unique combination of financial and mindfulness insight to address the heart of money stress: how people think about money.Money causes the most stress for people around the world. Seventy-two percent of all Americans experience stress about their finances and that money stress is not only caused by not having money but is caused by the way people think about money—their convictions and behavior. In the concept of mindfulness, there is no mention of stress reduction about money problems. People can find all kinds of stress relievers regarding depression, burn-out, anxiety, etc. For the first time, Michael Keet presents Moneyfulness® a unique concept that fills this gap in the overall concept of mindfulness. Michael presents the idea that people&’s mindset about money and the practical &“how to&” belong together, walking readers through the seven aiding factors of mindfulness as they apply to money along with the practical steps for how to actually manage money. For those who are ready to end their money stress, Moneyfulness® shows them how to never look at money the same again!10 percent of all revenue will be donated to the Moneyfulness® foundation that fights poverty.
Moneymaker: How an Amateur Poker Player Turned $40 into $2.5 Million at the World Series of Poker
by Chris Moneymaker Daniel PaisnerIn 2004 the number of entrants -- and the winning pool -- at the World Series of Poker tripled, thanks in large part to Chris Moneymaker, an amateur player who came out of nowhere to win the 2003 Series, and prove to newcomers and poker pros alike that anything is possible with a chip and a chair.Moneymaker was a young accountant from Tennessee who loved to gamble but only took up cards after college. Three years later he was playing a $40 game of online Texas Hold 'Em and won a coveted seat at the 2003 World Series of Poker. Borrowing money to get to Las Vegas, he entered his first real-time tournament and spent the next four days battling for a top spot at the final table.Filled with everything from his early gambling ventures to a play-by-play of his major hands at the World Series of Poker, Moneymaker is a gripping, fast-paced story for anyone who has ever dreamed of winning it big.