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Money for Nothing: How the Failure of Corporate Boards Is Ruining American Business and Costing Us Trillions
by David Zweig John GillespieA Bank of America director questioned the CEO's $76 million pay package in a year when the bank was laying off 12,600 workers and found herself dropped from the board without notice a few months later. According to their employment agreements -- approved by boards -- 96 percent of large company CEOs have guarantees that do not allow them to be fired "for cause" for unsatisfactory performance, which means they can walk away with huge payouts, and 49 percent cannot be fired even for breaking the law by failing in their fiduciary duties to shareholders. The General Motors board gave CEO Rick Wagoner a 64 percent pay raise -- to $15.7 million -- in 2007, when the company lost $38.7 billion. The company went bankrupt two years later at a cost of $52 billion to shareholders and another $13.4 billion to all taxpayers. If you own stock -- and 57 million U.S. households do -- every cent of these outrages comes out of your pocket, thanks to boards of directors who are supposed to represent your interests. Every customer, employee, and taxpayer is also being hurt and American business is being imperiled. In the most recent economic collapse, almost all attention has focused on the greed, recklessness, or incompetence of CEOs rather than the negligence of boards, who ought to be held equally, if not more, accountable because the CEOs theoretically work for them. But the world of boards has become an entrenched insiders' club -- virtually free of accountability or personal liability. Too often, corporate boards act as enabling lapdogs rather than trustworthy watchdogs, costing us trillions. Money for Nothing exposes the glaring flaws in this dysfunctional system, including directors who are selected by the CEOs they are meant to hold accountable; compensation consultants who legitimize outrageous pay; accountants and attorneys who see no evil; legal vote buying; rampant conflicts of interest; and much more. Using their extensive original reporting and interviews with high-level insiders, John Gillespie and David Zweig -- both Harvard MBAs with thirty-plus years of Fortune 100 experience at investment banks and media companies -- expose what happened, or failed to happen, in the boardrooms of companies such as Lehman Brothers, General Motors, Bear Stearns, and Countrywide and how it has resulted in so much financial devastation. They reveal how the byzantine yet indestructible web of power and money has brought on collapse after collapse, with fig-leaf reforms that feebly anticipate last year's scandal, but never next year's. Money for Nothing shows how the game is played, and how you can help to demand real change in a badly broken system.
China'S Brain Drain To Uni Sta
by David Zweig Chen ChangguiFirst Published in 1996. Routledge is an imprint of Taylor & Francis, an informa company.
Freeing China's Farmers: Rural Restructuring in the Reform Era (Socialism And Social Movements Ser.)
by David ZweigA comprehensive analysts of China's rural reforms, this book links local experiences to national policy, showing the dynamic tension in the reform process among state policy, local cadre power and self-interest, and the peasants' search for economic growth. Key topics covered include: the responsibility system, privatization and changing property rights, industrialization, social conflict, cadre corruption, urban-rural relations, conflict over land, rural urbanization, and the impact of globalization. The introduction skillfully integrates the themes that run throughout this work and the concluding chapter focuses on current and future problems in rural China.
Invisibles
by David ZweigAn inspiring look at the hidden stars in every field who perform essential work without recognition In a culture where so many strive for praise and glory, what kind of person finds the greatest reward in anonymous work? Expanding from his acclaimed Atlantic article, "What Do Fact-Checkers and Anesthesiologists Have in Common?" David Zweig explores what we can all learn from a modest group he calls "Invisibles." Their careers require expertise, skill, and dedication, yet they receive little or no public credit. And that's just fine with them. Zweig met with a wide range of Invisibles to discover first hand what motivates them and how they define success and satisfaction. His fascinating subjects include: * a virtuoso cinematographer for major films. * the lead engineer on some of the world's tallest skyscrapers. * a high-end perfume maker. * an elite interpreter at the United Nations. Despite the diversity of their careers, Zweig found that all Invisibles embody the same core traits. And he shows why the rest of us might be more fulfilled if we followed their example.From the Hardcover edition.r and a source of a truly rich life.
Invisibles
by David ZweigWhat do fact-checkers, anesthesiologists, U.N. interpreters, and structural engineers have in common? When they do their jobs poorly, the consequences can be catastrophic for their organizations. But when they do their jobs perfectly . . . they're invisible. For most of us, the better we perform the more attention we receive. Yet for many "Invisibles"--skilled professionals whose role is critical to whatever enterprise they're a part of--it's the opposite: the better they do their jobs the more they disappear. In fact, often it's only when something goes wrong that they are noticed at all. Millions of these Invisibles are hidden in every industry. You may be one yourself. And despite our culture's increasing celebration of fame in our era of superstar CEOs and assorted varieties of "genius"--they're fine with remaining anonymous. David Zweig takes us into the behind-the-scenes worlds that Invisibles inhabit. He interviews top experts in unusual fields to reveal the quiet workers behind public successes. Combining in-depth profiles with insights from psychology, sociology, and business, Zweig uncovers how these hidden professionals reap deep fulfillment by relishing the challenges their work presents. Zweig bypasses diplomats and joins an elite interpreter in a closed-door meeting at the U.N., where the media and public are never allowed. He ascends China's tallest skyscraper while it's still under construction, without the architect, guided instead by the project's lead structural engineer. He even brings us on stage during a Radiohead concert, escorted not by a member of the band, but by their chief guitar technician. Along the way, Zweig reveals that Invisibles have a lot to teach the rest of society about satisfaction and achievement. What has been lost amid the noise of self-promotion today is that not everyone can, or should, or even wants to be in the spotlight. This inspiring and illuminating book shows that recognition isn't all it's cracked up to be, and invisibility can be viewed as a mark of honor and a source of a truly rich life.
Meeting the Shadow: The Hidden Power Of The Dark Side Of Human Nature (New Consciousness Reader Ser.)
by Connie Zweig Jeremiah AbramsOne does not become enlightened by imagining figures of light, but by making the darkness conscious. –C.G. Jung Cheating... lying ... jealousy ... blaming ... greed ... shame… These forbidden feelings and behaviors erupt from the dark, denied part of ourselves-the personal shadow. But they erupt with a purpose: They are trying to tell us their secrets. Meeting the Shadow is a landmark collection of 65 wide-ranging essays by thought leaders – including Carl Jung, Joseph Campbell, Ken Wilber, James Hillman, Susan Griffin, Harville Hendrix—on the dark side of human nature as it appears in families, intimate relationships, sexuality, work, spirituality, politics, therapy, and creativity. It presents tools for shadow work that enable us to make a conscious relationship with the shadow, defuse negative emotions, release guilt and shame, achieve a genuine self-acceptance, and heal our relationships. Although we think of the shadow as containing only darkness, as Jung stated, its essence is "pure gold.&”
The Inner Work of Age: Shifting from Role to Soul
by Connie Zweig• Offers shadow-work and many diverse spiritual practices to help you break through denial to awareness, move from self-rejection to self-acceptance, repair the past to be fully present, and allow mortality to be a teacher • Reveals how to use inner work to uncover and explore the unconscious denial and resistance that erupts around key thresholds of later life • Includes personal interviews with prominent Elders, including Ken Wilber, Krishna Das, Fr. Thomas Keating, Anna Douglas, James Hollis, Rabbi Rami Shapiro, Ashton Applewhite, Roshi Wendy Nakao, Roger Walsh, and Stanislav Grof With extended longevity comes the opportunity for extended personal growth and spiritual development. You now have the chance to become an Elder, to leave behind past roles, shift from work in the outer world to inner work with the soul, and become authentically who you are. This book is a guide to help get past the inner obstacles and embrace the hidden spiritual gifts of age. Offering a radical reimagining of age for all generations, psychotherapist and bestselling author Connie Zweig reveals how to use inner work to uncover and explore the unconscious denial and resistance that erupts around key thresholds of later life, attune to your soul&’s longing, and emerge renewed as an Elder filled with vitality and purpose. She explores the obstacles encountered in the transition to wise Elder and offers psychological shadow-work and diverse spiritual practices to help you break through denial to awareness, move from self-rejection to self-acceptance, repair the past to be fully present, reclaim your creativity, and allow mortality to be a teacher. Sharing contemplative practices for selfreflection, she also reveals how to discover ways to share your talents and wisdom to become a force for change in the lives of others. Woven throughout with wisdom from prominent Elders, including Ken Wilber, Krishna Das, Father Thomas Keating, Anna Douglas, James Hollis, Rabbi Rami Shapiro, Ashton Applewhite, Roshi Wendy Egyoku Nakao, Roger Walsh, and Stanislav Grof, this book offers tools and guidance to help you let go of past roles, expand your identity, deepen self-knowledge, and move through these life passages to a new stage of awareness, choosing to be fully real, transparent, and free to embrace a fulfilling late life.
Meeting the Shadow on the Spiritual Path: The Dance of Darkness and Light in Our Search for Awakening
by Connie ZweigA guide to rekindling spiritual inspiration after betrayal and disillusionment• Explains why we are drawn to charismatic leaders, what we unconsciously give away to them, and how to reclaim our inner spiritual authority • Explores how to recover from spiritual abuse or betrayal by a teacher or group, including breaking free of denial, projection, and dependency using psychology and shadow-work • Extends #MeToo into the spiritual domain and tells the stories of contemporary clergy and spiritual leaders who acted out their shadows in destructive ways, leaving their followers traumatized and lost Within each of us is a spiritual longing that prompts us to unite with something greater than ourselves, to awaken to our unity with all of life. Yet, no matter the spiritual path we choose, we inevitably encounter our own shadow, those unconscious aspects of ourselves that we suppress or deny, or the shadows of our teachers and their secret desires about money, sex, and power. Meeting the shadow can derail the journey, but, according to Connie Zweig, Ph.D., we can learn to recover from loss of faith and move from spiritual naivete to spiritual maturity. Calling on us to expand our vision of religious and spiritual life—and our vision of awakening—to include the human shadow, Zweig examines the yearning that sets us on the spiritual path, showing how it can lead to ecstatic, transcendent experiences or to terrible suffering by projecting it onto an authoritarian teacher, priest, or guru who abuses power. She tells the stories of renowned teachers—Sufi poet Rumi, Hindu master Ramakrishna, and Christian saint Catherine of Siena—whose lives unfolded as they followed their spiritual yearning. And she tells the cautionary tales of contemporary teachers of Buddhism, Hinduism, and Catholicism, who acted out their shadows in devastating ways, leaving their followers traumatized and lost. She explains how meeting the shadow is a painful but inevitable stage on the path to a more mature spirituality. She describes how to use spiritual shadow-work to separate from abusive teachers, reclaim inner spiritual authority, and heal from betrayal. With guidance for both inspired and disillusioned seekers, the author explores how to navigate the narrow path through the darkness toward the light, rekindle the flame of longing, and once again engage in fulfilling spiritual practice.
Strategie in Aktion
by Thomas D. Zweifel Edward J. BoreyTraditionelle Planung ist kein Garant für Erfolg mehr: Komplexität und Unsicherheit, die Globalisierung und das Internet, ermächtigte Verbraucher und flachere Hierarchien machen einen neuen Ansatz unabdingbar. Anhand wissenschaftlicher Erkenntnisse und Best Practices zeigt das Buch, wie Unternehmen die Lücke zwischen Strategieplanung und Strategieumsetzung schließen. Strategieverantwortliche erhalten eine systematische Roadmap für künftige Gewinnstrategien.
Communicate or Die - Mit Sprache führen: Außergewöhnliche Ergebnisse durch zielgerichtete Kommunikation
by Thomas D. ZweifelWer wirksam sprechen und zuhören kann, erhält bessere Informationen und strategische Erkenntnisse, bessere Mitarbeitende und Ergebnisse. Wie dies gelingt, zeigt dieses Buch. Wenn Kommunikation wirklich das Wasser ist, in dem Führungskräfte schwimmen, dann spielt die Sprache eine wesentliche Rolle für den Erfolg eines jeden Unternehmens und Managers. Dieses Buch bietet eine Fülle konkreter Werkzeuge und faszinierender Beispiele für wirksame Kommunikation. Und es hält sein Versprechen: einen gewaltigen Zuwachs in der Wirksamkeit Ihrer Kommunikation und letztlich Erfolg und Erfüllung im Geschäftsleben wie auch zu Hause. Neu in dieser vollständig überarbeiteten Auflage sind die Kommunikation in den Neuen Medien, Business-Blabla, Management-Euphemismen und die Macht der Sprache. Fazit: Unbedingt lesen und sich inspirieren lassen.
Culture Clash 2: Managing the Global High Performance Team
by Thomas D. ZweifelFew are prepared for managing across cultures, and the costs of cultural blind spots can spin out of control-from lawsuits to lost opportunities. Forged in the fire of clashing cultures and living on four continents, Dr. Zweifel developed a fool-proof methodology for managing successfully across borders. And post-9/11, the Arab Spring and the BRICS emerging markets, e-commerce and social networks have made this updated and expanded edition of Culture Clash indispensible. Culture Clash 2 is not another Kiss, Bow or Shake Hands. Such protocol-laden works on whether to bring wine to a dinner in Singapore or how many times to kiss in France might have their uses, but non-compliance with local etiquette has rarely been a deal-breaker. What has derailed international business is the inability of managers to see the world from their counterpart's point of view, read between the lines, and decode the mind-set of the other side.
Global Marketplace for Private Health Insurance: Strength in Numbers
by Peter Zweifel Onno P. Schellekens Alexander S. PrekerFinancial protection against the cost of illness and inclusion of vulnerable groups - will require better mobilization and use of private means. Private voluntary health insurance already plays an important role in mobilizing additional resources to the health sector and protecting against the catastrophic cost of illness in some countries. This review explores the context under which private voluntary health insurance could contribute to an improvement in the sustainability of the health sector and financial protection in other countries.
Modern Organic Synthesis: An Introduction
by George S. Zweifel Michael H. Nantz Peter SomfaiThis book bridges the gap between sophomore and advanced / graduate level organic chemistry courses, providing students with a necessary background to begin research in either an industry or academic environment. • Covers key concepts that include retrosynthesis, conformational analysis, and functional group transformations as well as presents the latest developments in organometallic chemistry and C–C bond formation• Uses a concise and easy-to-read style, with many illustrated examples• Updates material, examples, and references from the first edition• Adds coverage of organocatalysts and organometallic reagents
Understanding the Military Design Movement: War, Change and Innovation (Routledge Studies in Conflict, Security and Technology)
by Ben ZweibelsonThis book explains the history and development of the military design movement, featuring case studies from key modern militaries. Written by a practitioner, the work shows how modern militaries think and arrange actions in time and space for security affairs, and why designers are disrupting, challenging, and reconceptualizing everything previously upheld as sacred on the battlefield. It is the first book to thoroughly explain what military design is, where it came from, and how it works at deep, philosophically grounded levels, and why it is potentially the most controversial development in generations of war fighters. The work explains the tangled origins of commercial design and that of designing modern warfare, the rise of various design movements, and how today’s military forces largely hold to a Newtonian stylization built upon mimicry of natural science infused with earlier medieval and religious inspirations. Why does our species conceptualize war as such, and how do military institutions erect barriers that become so powerful that efforts to design further innovation require entirely novel constructs outside the orthodoxy? The book explains design stories from the Israel Defense Force, the US Army, the US Marine Corps, the Canadian Armed Forces, and the Australian Defence Force for the first time, and includes the theory, doctrine, organizational culture, and key actors involved. Ultimately, this book is about how small communities of practice are challenging the foundations of modern defence thinking. This book will be of much interest to students of military and strategic studies, defence studies, and security studies, as well as design educators and military professionals.
Lunatics
by Alan Zweibel Dave BarryPhilip Horkman is a happy man, the owner of a pet store called The Wine Shop, and on Sundays a referee for a local kids' soccer league. Jeffrey Peckerman is the proud and loving father of a star athlete in the girls' ten-and-under soccer league, and he's not exactly happy with the ref. The two of them are about to collide in a swiftly escalating series of events that will send them running for their lives, pursued by the police, soldiers, subversives, bears, revolutionaries, pirates, and a black ops team that does not exist. Where all that takes them you can't even begin to guess, but the literary journey there is a masterpiece of inspiration, chaos, and unadulterated, well, lunacy. And they might even learn a lesson or two along the way.
Clothing Optional: And Other Ways to Read These Stories
by Alan Zweibel"Garry, it's Alan. Look, I'm calling because I just felt the need to tell someone that I'm forty-four years old, and about an hour ago, for the first time in my life, I put suntan lotion on my ass. I'll explain later. Bye. " In Clothing Optional, Alan Zweibel offers a collection of laugh-out-loud personal narratives, essays, short fiction, dialogues, and even a few whimsical drawings. Zweibel first made a name for himself as one of the original writers for Saturday Night Live, but his career's humble beginnings included creating one-liners for Catskill comedians at seven dollars a pop. That experience is only one of the hysterically inspired anecdotes ("Comic Dialogue") in this quirky compilation. Zweibel confesses his first love, as a young Hebrew school student, for Abraham's wife, Sarah ("At this point, Sarah's husband had been dead for more than three thousand years-so, really, who would I be hurting?"); recounts the time he was sent to a nudist resort to write an article ("The fact that I brought luggage is, in itself, worthy of some discussion"); offers a touching tribute to Saturday Night Live writer and mentor Herb Sargent ("Herb was New York. But an older, more romantic New York that took place in black and white like the kind of TV I grew up on and wanted to be a part of someday"); and imagines a scenario in which Sergeant Joe Friday, the stiff, monotoned character from Dragnet, is inexplicably partnered with Snoop Dogg ("Damn, Friday. You gotta learn to chill. Take some free time and kick it with your boys") Every piece is punctuated with the same wit and insight that have come to define Zweibel's humor. Unhinged and hilarious, Clothing Optional is an unguided tour through the uniquely peculiar life and mind of a man who The New York Times said "has earned a place in the pantheon of American pop culture. " From the Hardcover edition.
Laugh Lines: My Life Helping Funny People Be Funnier
by Alan ZweibelWith his tender, funny memoir of four decades in the business, one of the first writers for Saturday Night Live traces the history of American comedy. Alan Zweibel started his comedy career selling jokes for seven dollars apiece to the last of the Borscht Belt standups. Then one night, despite bombing on stage, he caught the attention of Lorne Michaels and became one of the first writers at Saturday Night Live, where he penned classic material for Gilda Radner, John Belushi, and all of the original Not Ready For Prime Time Players. From SNL, he went on to have a hand in a series of landmark shows—from It’s Garry Shandling’s Show to Curb Your Enthusiasm. Throughout the pages of Laugh Lines Zweibel weaves together his own stories and interviews with his friends and contemporaries, including Richard Lewis, Eric Idle, Bob Saget, Mike Birbiglia, Sarah Silverman, Judd Apatow, Dave Barry, Carl Reiner, and more. The book also features a charming foreword from his friend of forty-five years Billy Crystal, with whom he co-wrote and co-produced the upcoming film Here Today that stars Crystal and Tiffany Haddish. Laugh Lines is a warmhearted cultural memoir of American comedy.“In Laugh Lines, Zweibel looks back, affectionately and informatively, at a career that began when he was a young deli worker grinding out jokes for old-school borscht belt comedians in his spare time, and that, after his “S.N.L.” years, included rewarding collaborations with, among others, Garry Shandling, Billy Crystal, Martin Short, Larry David and Dave Barry. . . . Fascinating.” —New York Times“Any comedy fan will thrill to see the contemporary art's invention through the eyes of consummate funny man Alan Zweibel. He takes you behind the velvet rope and makes you weep for all those artists who made us laugh. Screamingly funny—also very moving. A classic.” —Mary Karr“Alan Zweibel is legendary among us comedians. He is the man who delivers comedy with an emotional clout that makes him respected and revered.” —Steve Martin
The Other Shulman
by Alan ZweibelShulman, a chubby, middle-aged stationery-store owner from New Jersey, has always claimed that he's been gaining and losing the same thirty-five pounds since junior high-and that if you added all of that discarded weight together, he had lost an entire person. Another Shulman. A Shulman he never really cared for. A Shulman he'd always tried to lose by dieting and exercising. A Shulman he'd cover by wearing extra-large shirts in an attempt to hide his existence. This has been just a joke until, at a crossroads marked by overwhelming marital and business stress, he actually encounters this Other Shulman--an incredibly successful man who's made life and career choices that Shulman has spurned. At first, the Other Shulman is but a mere nuisance, a source of frustration brought about by mistaken identity. But as time goes by, his actions become increasingly destructive and threaten to sabotage all aspects of Shulman's existence. The struggle between the two Shulmans comes to a head while Shulman is running in the New York City Marathon. And it is during the course of this race, as he runs through the old neighborhoods where his life took shape, that this ordinarily passive family man examines all the choices he's made and realizes that in order for him to get his life back on track he must confront and overcome his haunting demons as presented in the form of this angry doppelgänger, this Other Shulman. In 26.2 chapters, one for each mile of the marathon, The Other Shulman is a hilarious and affecting tale of identity and aspiration from one of America's best-known comic writers.
Cultural Heritage in Transition: A Multi-Level Perspective on World Heritage in Germany and the United Kingdom, 1970-2020 (Studies in Art, Heritage, Law and the Market #4)
by Bart ZwegersThis book introduces the multilevel perspective to analyze how local, national, and international actors and institutions in the heritage field interact. More specifically, a comparative study is made of controversies regarding six UNESCO World Heritage sites in Germany and the United Kingdom. The six cases involve traditional monuments (the cathedral of Aachen and the castle and cathedral of Durham), industrial heritage (the Zollverein Coal Mine in Essen and the former tin and copper mines in Cornwall), and cities (Dresden and Liverpool). Studying how long-term landscape developments interact with local actors and nationally organized regimes reveals important differences between the decentralized German and the centralized British approach to heritage preservation. These differences not only have consequences for the governance of heritage preservation in the two countries, but also for their relations with international organizations such as UNESCO.
Aufbruch ins Industriezeitalter – Zukunftswerkstätten der Neuzeit
by Gerhard ZweckbronnerWir leben in einer von Technik geprägten Welt. Dieses Sachbuch möchte ein Grundverständnis für technische Funktionsweisen und Zusammenhänge vermitteln. Es zeigt historische Entwicklungswege bis in die Gegenwart auf und macht deutlich, vor welche Entscheidungen wir heute gestellt sind. Wer sich in unserer hochtechnisierten Welt besser orientieren möchte, dem könnte ein Blick in die Zukunftswerkstätten der Vergangenheit helfen: jener Zeiten des Aufbruchs, in denen, ausgehend vom europäischen Kulturkreis, die mentalen und wissenschaftlich-technischen Grundlagen unserer modernen Lebenswelt geschaffen wurden. Kühne Fortschrittserwartungen, weit ausgreifende Visionen, aber auch warnende Stimmen begleiten die Entwicklung bis zum heutigen Tag.
Epistolary Acts: Anglo-Saxon Letters and Early English Media (Toronto Anglo-Saxon Series)
by Jordan ZweckAs challenging as it is to imagine how an educated cleric or wealthy lay person in the early Middle Ages would have understood a letter (especially one from God), it is even harder to understand why letters would have so captured the imagination of people who might never have produced, sent, or received letters themselves. In Epistolary Acts, Jordan Zweck examines the presentation of letters in early medieval vernacular literature, including hagiography, prose romance, poetry, and sermons on letters from heaven, moving beyond traditional genre study to offer a radically new way of conceptualizing Anglo-Saxon epistolarity. Zweck argues that what makes early medieval English epistolarity unique is the performance of what she calls “epistolary acts,” the moments when authors represent or embed letters within vernacular texts. The book contributes to a growing interest in the intersections between medieval studies and media studies, blending traditional book history and manuscript studies with affect theory, media studies, and archive studies.
Standards of Futures Research: Guidelines for Practice and Evaluation (Zukunft und Forschung)
by Axel Zweck Karlheinz Steinmüller Lars Gerhold Dirk Holtmannspötter Christian Neuhaus Elmar Schüll Beate Schulz-MontagForesight, futures studies, but also technology assessment and trend research are characterized by a research perspective directed towards the future. These results in fundamental peculiarities have to be taken into account in the conception of studies and in practical research work. The contributions to this anthology offer guidance for scientists and practitioners and describe the criteria and standards by which the quality of results and processes in futures studies can be assessed.
Retirement Portfolios: Theory, Construction, and Management (Wiley Finance #568)
by Michael J ZwecherA &“very practical&” guide for finance professionals on creating and managing retirement portfolios (Journal of Pensions, Economics and Finance). Retirement is one of the most important parts of the financial planning process, yet only two percent of financial advisors describe themselves as competent at it. But the demand is only growing as baby boomers move toward this new phase of life. It is imperative that financial advisors be equipped and ready. That's why Michael Zwecher—a leading expert on retirement income—has created Retirement Portfolios, which: Examines how portfolios should be prepped in advance so that the transition from &“working&” portfolio to retirement portfolio is smooth and seamless Outlines how to create a portfolio that will provide income, continue to generate growth, and protect assets from disaster Details the differences in managing a retirement portfolio versus managing portfolios during asset accumulation years The ability to create appropriate retirement portfolios and manage their risks are skills you must possess to be an effective financial advisor. Retirement Portfolios will help you develop these essential skills and gain a better understanding of the entire process.